Moving to Maryland from Kentucky

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What to Expect

A comprehensive look at what changes when you move from Kentucky to Maryland — from daily expenses to quality of life.

If you moved from Kentucky to Maryland, you would find that Maryland is 28.3% more expensive than Kentucky. A $75,000 salary in Kentucky would need to be roughly $93,622 in Maryland to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Kentucky to Maryland.

What does your salary buy?

$75,000 $93,622

To maintain the same standard of living in Maryland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 10.3% more

Groceries

pay 34.6% more

Transportation

pay 38.4% more

Housing

pay 25.7% more

Childcare

pay 47.4% more

Entertainment and Sports

pay 28.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Kentucky and Maryland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
220
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
1525
MD
2043

Kentucky performs better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

KY
5.7%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

KY
38.2%
MD
33.4%

Maryland generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

KY
$192,300
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

KY
$933
MD
$1,662

Kentucky performs better than Maryland across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

KY
87.4%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

KY
24 min
MD
32 min

Kentucky generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

KY
3.5%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

KY
$50,135
MD
$69,127

Maryland generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

KY
73.5 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

KY
18%
MD
29%

Maryland performs significantly better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Bowling Green Annapolis
Jan–Mar 52°/31°F (11°/-1°C) 50°/33°F (10°/0°C)
Apr–Jun 78°/55°F (25°/13°C) 77°/57°F (25°/14°C)
Jul–Sep 87°/64°F (30°/18°C) 86°/69°F (30°/20°C)
Oct–Dec 59°/38°F (15°/3°C) 59°/42°F (15°/6°C)
View all months
Month Bowling Green Annapolis
Jan 45°/26°F (7.2°/-3.1°C) 44°/29°F (6.9°/-1.6°C)
Feb 50°/30°F (10.0°/-1.3°C) 48°/31°F (9.0°/-0.5°C)
Mar 60°/37°F (15.4°/2.8°C) 57°/38°F (13.7°/3.5°C)
Apr 70°/46°F (20.9°/7.6°C) 68°/47°F (20.1°/8.6°C)
May 78°/55°F (25.4°/12.8°C) 77°/57°F (25.0°/13.7°C)
Jun 86°/64°F (30.1°/17.7°C) 86°/67°F (29.8°/19.2°C)
Jul 89°/68°F (31.9°/19.9°C) 89°/71°F (31.9°/21.9°C)
Aug 89°/66°F (31.6°/18.9°C) 87°/71°F (30.8°/21.4°C)
Sep 82°/58°F (27.8°/14.4°C) 81°/64°F (27.2°/17.6°C)
Oct 71°/46°F (21.8°/7.9°C) 69°/52°F (20.7°/10.9°C)
Nov 59°/38°F (15.2°/3.1°C) 59°/42°F (14.9°/5.3°C)
Dec 48°/29°F (8.8°/-1.6°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Kentucky?

Day-to-day costs in Maryland run about 25% higher than Kentucky on average; specific cities can swing further.

How much money do I need to move to Maryland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $23,406 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.

Is Maryland safe?

Kentucky performs better than Maryland across all safety metrics.

How is healthcare in Maryland compared to Kentucky?

Maryland generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Maryland compared to Kentucky?

The average high temperature in Annapolis is 68°F, compared to 69°F in Bowling Green. Annapolis receives around 47.3 in of rainfall per year, while Bowling Green gets 49.9 in.

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