Moving to Kentucky from Iowa

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What to Expect

Everything you need to know before relocating from Iowa to Kentucky — costs, safety, healthcare, and practical first steps.

If you moved from Iowa to Kentucky, you would find that Kentucky is 0.1% cheaper than Iowa. A $75,000 salary in Iowa would need to be roughly $77,390 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Iowa to Kentucky.

What does your salary buy?

$75,000 $77,390

To maintain the same standard of living in Kentucky

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 3.5% less

Groceries

pay 2.7% more

Transportation

pay 5.8% more

Housing

pay 5.3% more

Childcare

pay 10.1% more

Entertainment and Sports

pay 13.3% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Iowa to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
277
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
1427
KY
1525

Iowa generally does better on safety, though Kentucky leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IA
4.7%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IA
38.7%
KY
38.2%

Iowa generally does better on health & wellbeing, though Kentucky leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IA
$195,900
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IA
$949
KY
$933

Kentucky generally does better on what about housing?, though Iowa leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IA
87.9%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IA
20 min
KY
24 min

Iowa performs better than Kentucky across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IA
3.3%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IA
$63,747
KY
$50,135

Iowa performs better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IA
77.5 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IA
20%
KY
18%

Iowa performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Des Moines Bowling Green
Jan–Mar 39°/21°F (4°/-6°C) 52°/31°F (11°/-1°C)
Apr–Jun 72°/52°F (22°/11°C) 78°/55°F (25°/13°C)
Jul–Sep 82°/62°F (28°/17°C) 87°/64°F (30°/18°C)
Oct–Dec 48°/31°F (9°/-1°C) 59°/38°F (15°/3°C)
View all months
Month Des Moines Bowling Green
Jan 31°/14°F (-0.6°/-9.8°C) 45°/26°F (7.2°/-3.1°C)
Feb 36°/19°F (2.3°/-7.3°C) 50°/30°F (10.0°/-1.3°C)
Mar 49°/30°F (9.4°/-1.3°C) 60°/37°F (15.4°/2.8°C)
Apr 62°/41°F (16.8°/5.1°C) 70°/46°F (20.9°/7.6°C)
May 72°/52°F (22.4°/11.2°C) 78°/55°F (25.4°/12.8°C)
Jun 82°/62°F (27.6°/16.7°C) 86°/64°F (30.1°/17.7°C)
Jul 86°/67°F (29.8°/19.3°C) 89°/68°F (31.9°/19.9°C)
Aug 84°/65°F (28.8°/18.2°C) 89°/66°F (31.6°/18.9°C)
Sep 76°/55°F (24.5°/12.9°C) 82°/58°F (27.8°/14.4°C)
Oct 63°/43°F (17.3°/6.1°C) 71°/46°F (21.8°/7.9°C)
Nov 48°/31°F (8.8°/-0.8°C) 59°/38°F (15.2°/3.1°C)
Dec 34°/18°F (1.1°/-7.8°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Iowa?

No — Kentucky is on average about 3% more expensive than Iowa. City-level variation matters.

How much money do I need to move to Kentucky?

Plan for at least 3 months of living expenses — roughly $19,348 in Kentucky on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Kentucky safe?

Iowa generally does better on safety, though Kentucky leads in violent crime rate.

How is healthcare in Kentucky compared to Iowa?

Iowa generally does better on health & wellbeing, though Kentucky leads in adult obesity rate.

What's the weather like in Kentucky compared to Iowa?

The average high temperature in Bowling Green is 69°F, compared to 60°F in Des Moines. Bowling Green receives around 49.9 in of rainfall per year, while Des Moines gets 36.0 in.

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