Moving to Illinois from Iowa

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What to Expect

Everything you need to know before relocating from Iowa to Illinois — costs, safety, healthcare, and practical first steps.

If you moved from Iowa to Illinois, you would find that Illinois is 14.8% more expensive than Iowa. A $75,000 salary in Iowa would need to be roughly $84,217 in Illinois to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Iowa to Illinois.

What does your salary buy?

$75,000 $84,217

To maintain the same standard of living in Illinois

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.3% more

Groceries

pay 8.8% more

Transportation

pay 30.2% more

Housing

pay 19.7% more

Childcare

pay 30.0% more

Entertainment and Sports

pay 4.2% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Illinois cost about 11% more than cities in Iowa.

Illinois

Chicago 76%
Champaign 53%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Iowa to Illinois.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
277
IL
306
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
1427
IL
1697

Iowa performs better than Illinois across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IA
4.7%
IL
6.8%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IA
38.7%
IL
34.6%

Iowa generally does better on health & wellbeing, though Illinois leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IA
$195,900
IL
$250,500
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IA
$949
IL
$1,227

Iowa performs better than Illinois across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IA
87.9%
IL
89.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IA
20 min
IL
28 min

Iowa generally does better on infrastructure, though Illinois leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IA
3.3%
IL
4.8%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IA
$63,747
IL
$70,691

Iowa generally does better on employment & economy, though Illinois leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IA
77.5 yrs
IL
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IA
20%
IL
26%

Iowa generally does better on family life, though Illinois leads in bachelor's degree or higher.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Springfield Rain: 37.4 in/yr (951 mm)
63° / 43°F

Avg. annual high / low

Months Des Moines Springfield
Jan–Mar 39°/21°F (4°/-6°C) 42°/25°F (6°/-4°C)
Apr–Jun 72°/52°F (22°/11°C) 74°/52°F (23°/11°C)
Jul–Sep 82°/62°F (28°/17°C) 83°/61°F (29°/16°C)
Oct–Dec 48°/31°F (9°/-1°C) 52°/33°F (11°/1°C)
View all months
Month Des Moines Springfield
Jan 31°/14°F (-0.6°/-9.8°C) 35°/19°F (1.6°/-7.4°C)
Feb 36°/19°F (2.3°/-7.3°C) 40°/23°F (4.4°/-5.2°C)
Mar 49°/30°F (9.4°/-1.3°C) 52°/32°F (11.2°/0.1°C)
Apr 62°/41°F (16.8°/5.1°C) 65°/42°F (18.1°/5.8°C)
May 72°/52°F (22.4°/11.2°C) 75°/53°F (23.8°/11.4°C)
Jun 82°/62°F (27.6°/16.7°C) 83°/62°F (28.4°/16.6°C)
Jul 86°/67°F (29.8°/19.3°C) 86°/65°F (30.1°/18.6°C)
Aug 84°/65°F (28.8°/18.2°C) 85°/64°F (29.4°/17.6°C)
Sep 76°/55°F (24.5°/12.9°C) 79°/55°F (26.1°/12.6°C)
Oct 63°/43°F (17.3°/6.1°C) 66°/44°F (19.1°/6.6°C)
Nov 48°/31°F (8.8°/-0.8°C) 52°/34°F (11.3°/1.1°C)
Dec 34°/18°F (1.1°/-7.8°C) 38°/22°F (3.5°/-5.3°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Illinois than Iowa?

No — Illinois is on average about 12% more expensive than Iowa. City-level variation matters.

How much money do I need to move to Illinois?

Plan for at least 3 months of living expenses — roughly $21,054 in Illinois on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Illinois safe?

Iowa performs better than Illinois across all safety metrics.

How is healthcare in Illinois compared to Iowa?

Iowa generally does better on health & wellbeing, though Illinois leads in adult obesity rate.

What's the weather like in Illinois compared to Iowa?

The average high temperature in Springfield is 63°F, compared to 60°F in Des Moines. Springfield receives around 37.4 in of rainfall per year, while Des Moines gets 36.0 in.

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