Moving to Iowa from Illinois

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What to Expect

A comprehensive look at what changes when you move from Illinois to Iowa — from daily expenses to quality of life.

If you moved from Illinois to Iowa, you would find that Iowa is 11.1% cheaper than Illinois. A $75,000 salary in Illinois would need to be roughly $66,792 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Illinois to Iowa.

What does your salary buy?

$75,000 $66,792

To maintain the same standard of living in Iowa

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 2.2% less

Groceries

pay 7.6% less

Transportation

pay 19.7% less

Housing

pay 16.1% less

Childcare

pay 22.7% less

Entertainment and Sports

pay 1.8% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Iowa cost about 10% less than cities in Illinois.

Illinois

Chicago 76%
Champaign 53%

Compare cities head-to-head

Key Indicator Comparison

How Illinois and Iowa stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
306
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
1697
IA
1427

Iowa performs significantly better than Illinois across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IL
6.8%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IL
34.6%
IA
38.7%

Illinois generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IL
$250,500
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IL
$1,227
IA
$949

Iowa performs significantly better than Illinois across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IL
89.6%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IL
28 min
IA
20 min

Illinois generally does better on infrastructure, though Iowa leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IL
4.8%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IL
$70,691
IA
$63,747

Illinois generally does better on employment & economy, though Iowa leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IL
76.8 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IL
26%
IA
20%

Illinois generally does better on family life, though Iowa leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Springfield Rain: 37.4 in/yr (951 mm)
63° / 43°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Springfield Des Moines
Jan–Mar 42°/25°F (6°/-4°C) 39°/21°F (4°/-6°C)
Apr–Jun 74°/52°F (23°/11°C) 72°/52°F (22°/11°C)
Jul–Sep 83°/61°F (29°/16°C) 82°/62°F (28°/17°C)
Oct–Dec 52°/33°F (11°/1°C) 48°/31°F (9°/-1°C)
View all months
Month Springfield Des Moines
Jan 35°/19°F (1.6°/-7.4°C) 31°/14°F (-0.6°/-9.8°C)
Feb 40°/23°F (4.4°/-5.2°C) 36°/19°F (2.3°/-7.3°C)
Mar 52°/32°F (11.2°/0.1°C) 49°/30°F (9.4°/-1.3°C)
Apr 65°/42°F (18.1°/5.8°C) 62°/41°F (16.8°/5.1°C)
May 75°/53°F (23.8°/11.4°C) 72°/52°F (22.4°/11.2°C)
Jun 83°/62°F (28.4°/16.6°C) 82°/62°F (27.6°/16.7°C)
Jul 86°/65°F (30.1°/18.6°C) 86°/67°F (29.8°/19.3°C)
Aug 85°/64°F (29.4°/17.6°C) 84°/65°F (28.8°/18.2°C)
Sep 79°/55°F (26.1°/12.6°C) 76°/55°F (24.5°/12.9°C)
Oct 66°/44°F (19.1°/6.6°C) 63°/43°F (17.3°/6.1°C)
Nov 52°/34°F (11.3°/1.1°C) 48°/31°F (8.8°/-0.8°C)
Dec 38°/22°F (3.5°/-5.3°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than Illinois?

Generally yes: Iowa runs about 11% cheaper than Illinois on average, though it depends heavily on the city.

How much money do I need to move to Iowa?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $16,698 in Iowa for everyday spending, before movers, a truck rental, and a rental deposit.

Is Iowa safe?

Iowa performs significantly better than Illinois across all safety metrics.

How is healthcare in Iowa compared to Illinois?

Illinois generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What's the weather like in Iowa compared to Illinois?

The average high temperature in Des Moines is 60°F, compared to 63°F in Springfield. Des Moines receives around 36.0 in of rainfall per year, while Springfield gets 37.4 in.

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