Moving to Morocco from Croatia

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What to Expect

Considering a move from Croatia to Morocco? Here's how the two compare on cost, climate, safety, and more.

If you moved from Croatia to Morocco, you would find that Morocco is 41.6% cheaper than Croatia overall. A HRK495,042 salary in Croatia would need to be roughly MAD454,651 in Morocco to maintain the same lifestyle, and you’d need to navigate life in Arabic and Berber. Expect a noticeable climate shift — Rabat averages 73°F vs 60°F in Zagreb, making it significantly warmer.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Croatia and Morocco.

What does your salary buy?

HRK495,042 MAD454,651

To maintain the same standard of living in Morocco

Calculate with your salary →

How key spending categories compare

Restaurants

pay 66.0% less

Groceries

pay 37.8% less

Transportation

pay 31.6% less

Housing

pay 45.6% less

Childcare

pay 57.6% less

Entertainment and Sports

pay 28.1% less

See full cost of living breakdown
Exchange rate: 1 HRK = 1.42 MAD (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Morocco cost about 35% less than cities in Croatia.

Croatia

Dubrovnik 56%
Zadar 51%

Morocco

Kenitra 32%
Tetouan 31%

Compare cities head-to-head

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Key Indicator Comparison

The numbers behind daily life in Morocco compared to Croatia.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

HR
0.8
MA
1.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
MA
18.6

Croatia performs better than Morocco across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
MA
$606
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

HR
36.1
MA
7.3

Croatia generally does better on health & wellbeing, though Morocco leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
MA
59.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
MA
1.8t

Croatia generally does better on environment, though Morocco leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

HR
27.0
MA
6.4
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

HR
1.5%
MA
50.8%

Croatia generally does better on infrastructure, though Morocco leads in internet access.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

HR
6.1%
MA
9.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

HR
$41,300
MA
$8,800

Croatia generally does better on employment & economy, though Morocco leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

HR
77.2 yrs
MA
73.7 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

HR
8.7
MA
19.2

Croatia generally does better on family life, though Morocco leads in education spending.

Data: Croatia Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Rabat Rain: 20.6 in/yr (522 mm)
73° / 55°F

Avg. annual high / low

Months Zagreb Rabat
Jan–Mar 44°/29°F (7°/-2°C) 65°/47°F (19°/8°C)
Apr–Jun 69°/48°F (21°/9°C) 74°/56°F (23°/13°C)
Jul–Sep 77°/55°F (25°/13°C) 81°/64°F (27°/18°C)
Oct–Dec 50°/35°F (10°/2°C) 71°/52°F (22°/11°C)
View all months
Month Zagreb Rabat
Jan 38°/25°F (3.1°/-4.0°C) 63°/45°F (17.4°/7.2°C)
Feb 43°/28°F (6.1°/-2.5°C) 65°/46°F (18.2°/7.8°C)
Mar 52°/34°F (11.3°/0.9°C) 68°/49°F (20.2°/9.5°C)
Apr 62°/41°F (16.4°/4.9°C) 70°/52°F (21.2°/10.9°C)
May 70°/49°F (21.3°/9.2°C) 74°/56°F (23.6°/13.3°C)
Jun 76°/55°F (24.6°/12.7°C) 78°/61°F (25.6°/15.9°C)
Jul 80°/58°F (26.7°/14.2°C) 81°/64°F (27.2°/17.9°C)
Aug 79°/57°F (26.2°/13.7°C) 82°/65°F (27.8°/18.3°C)
Sep 72°/51°F (22.3°/10.4°C) 80°/62°F (26.6°/16.8°C)
Oct 61°/42°F (16.2°/5.8°C) 77°/58°F (24.8°/14.4°C)
Nov 49°/35°F (9.3°/1.8°C) 70°/51°F (21.1°/10.8°C)
Dec 40°/29°F (4.4°/-1.9°C) 65°/48°F (18.6°/8.8°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Direction de la Météorologie Nationale Direction de la Météorologie Nationale

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Morocco. To live, work, or study long-term in Morocco, you'll need a separate residence or work visa — check Morocco's immigration authority.

Croatia passport

Croatia passport holder visiting Morocco

Visa Free
Croatia passport holders can enter Morocco without a visa.
Morocco passport

Morocco passport holder visiting Croatia

Visa Required
Morocco passport holders need a visa to enter Croatia.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Morocco than Croatia?

On average Morocco is about 35% less expensive than Croatia, with major cities narrowing the gap.

How much money do I need to move to Morocco?

Budget about MAD113,663 for 3 months in Morocco (based on a HRK495,042 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Morocco?

Connectivity is usually fine (Morocco: 6.4 fixed broadband per 100). What actually decides it is legal: does Morocco offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Morocco safe for expats?

Croatia performs better than Morocco across all safety metrics. The homicide rate in Morocco is 1.7 per 100,000 people, compared to 0.8 in Croatia.

How is healthcare in Morocco compared to Croatia?

Croatia generally does better on health & wellbeing, though Morocco leads in healthcare spending per person. There are 7.3 doctors per 10,000 people in Morocco, compared to 36.1 in Croatia. Morocco scores 69 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Morocco compared to Croatia?

The average high temperature in Rabat is 73°F, compared to 60°F in Zagreb. Rabat receives around 20.6 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Morocco?

The official languages in Morocco are Arabic and Berber. In Croatia, the official language is Croatian.

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At a Glance

HR MA
Population 4,188,853 36,738,229
Currency Croatian Kuna (HRK) Moroccan Dirham (MAD)
Languages Croatian Arabic, Berber
Driving side Right Right
Calling code +385 +212
Time zones 1 1
Emergency number 112 15