Moving to Croatia from Morocco

moving to

What to Expect

A comprehensive look at what changes when you move from Morocco to Croatia — from daily expenses to quality of life.

If you moved from Morocco to Croatia, you would find that Croatia is 2.2 times more expensive than Morocco overall. A MAD701,579 salary in Morocco would need to be roughly HRK762,150 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian. Expect a noticeable climate shift — Zagreb averages 60°F vs 73°F in Rabat, making it significantly cooler.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Morocco to Croatia.

What does your salary buy?

MAD701,579 HRK762,150

To maintain the same standard of living in Croatia

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 3.9 times more

Groceries

pay 77.5% more

Transportation

pay 75.4% more

Housing

pay 2.6 times more

Childcare

pay 2.4 times more

Entertainment and Sports

pay 46.8% more

See full cost of living breakdown
Exchange rate: 1 MAD = 0.7042 HRK (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 55% more than cities in Morocco.

Morocco

Kenitra 32%
Tetouan 31%

Croatia

Dubrovnik 56%
Zadar 51%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Morocco to Croatia, and how the trend has changed.

Living there in 2020
25 ↓ 14% vs 2015

people born in Morocco live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Morocco and Croatia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

MA
1.7
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

MA
18.6
HR
8.1

Croatia performs significantly better than Morocco across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

MA
$606
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

MA
7.3
HR
36.1

Croatia generally does better on health & wellbeing, though Morocco leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

MA
59.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

MA
1.8t
HR
4.8t

Morocco generally does better on environment, though Croatia leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

MA
6.4
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

MA
50.8%
HR
1.5%

Croatia generally does better on infrastructure, though Morocco leads in internet access.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

MA
9.1%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

MA
$8,800
HR
$41,300

Morocco generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

MA
73.7 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

MA
19.2
HR
8.7

Croatia generally does better on family life, though Morocco leads in education spending.

Data: Direction Générale des Impôts, Morocco, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Rabat Rain: 20.6 in/yr (522 mm)
73° / 55°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Rabat Zagreb
Jan–Mar 65°/47°F (19°/8°C) 44°/29°F (7°/-2°C)
Apr–Jun 74°/56°F (23°/13°C) 69°/48°F (21°/9°C)
Jul–Sep 81°/64°F (27°/18°C) 77°/55°F (25°/13°C)
Oct–Dec 71°/52°F (22°/11°C) 50°/35°F (10°/2°C)
View all months
Month Rabat Zagreb
Jan 63°/45°F (17.4°/7.2°C) 38°/25°F (3.1°/-4.0°C)
Feb 65°/46°F (18.2°/7.8°C) 43°/28°F (6.1°/-2.5°C)
Mar 68°/49°F (20.2°/9.5°C) 52°/34°F (11.3°/0.9°C)
Apr 70°/52°F (21.2°/10.9°C) 62°/41°F (16.4°/4.9°C)
May 74°/56°F (23.6°/13.3°C) 70°/49°F (21.3°/9.2°C)
Jun 78°/61°F (25.6°/15.9°C) 76°/55°F (24.6°/12.7°C)
Jul 81°/64°F (27.2°/17.9°C) 80°/58°F (26.7°/14.2°C)
Aug 82°/65°F (27.8°/18.3°C) 79°/57°F (26.2°/13.7°C)
Sep 80°/62°F (26.6°/16.8°C) 72°/51°F (22.3°/10.4°C)
Oct 77°/58°F (24.8°/14.4°C) 61°/42°F (16.2°/5.8°C)
Nov 70°/51°F (21.1°/10.8°C) 49°/35°F (9.3°/1.8°C)
Dec 65°/48°F (18.6°/8.8°C) 40°/29°F (4.4°/-1.9°C)

Data: Direction de la Météorologie Nationale Direction de la Météorologie Nationale, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Morocco and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Morocco passport

Morocco passport holder visiting Croatia

Visa Required
Morocco passport holders need a visa to enter Croatia.
Croatia passport

Croatia passport holder visiting Morocco

Visa Free
Croatia passport holders can enter Morocco without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Morocco?

Day-to-day costs in Croatia run about 54% higher than Morocco on average; specific cities can swing further.

How much money do I need to move to Croatia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a MAD701,579 comparable salary, that's around HRK190,538 in Croatia for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

With 27.0 fixed broadband subscriptions per 100 people, Croatia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Morocco and Croatia.

Is Croatia safe for expats?

Croatia performs significantly better than Morocco across all safety metrics. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 1.7 in Morocco.

How is healthcare in Croatia compared to Morocco?

Croatia generally does better on health & wellbeing, though Morocco leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 7.3 in Morocco. Croatia scores 80 on the WHO universal health coverage index (Morocco: 69).

What's the weather like in Croatia compared to Morocco?

The average high temperature in Zagreb is 60°F, compared to 73°F in Rabat. Zagreb receives around 33.7 in of rainfall per year, while Rabat gets 20.6 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Morocco, the official languages are Arabic and Berber.

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At a Glance

MA HR
Population 36,738,229 4,188,853
Currency Moroccan Dirham (MAD) Croatian Kuna (HRK)
Languages Arabic, Berber Croatian
Driving side Right Right
Calling code +212 +385
Time zones 1 1
Emergency number 15 112