Moving to Montenegro from Morocco

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What to Expect

Everything you need to know before relocating from Morocco to Montenegro — costs, safety, healthcare, and practical first steps.

If you moved from Morocco to Montenegro, you would find that Montenegro is 92.5% more expensive than Morocco overall. A MAD701,348 salary in Morocco would need to be roughly €91,090 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Morocco to Montenegro.

What does your salary buy?

MAD701,348 €91,090

To maintain the same standard of living in Montenegro

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 3.0 times more

Groceries

pay 64.9% more

Transportation

pay 37.3% more

Housing

pay 2.3 times more

Childcare

pay 2.5 times more

Entertainment and Sports

pay 17.1% more

See full cost of living breakdown
Exchange rate: 1 MAD = 0.0937 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 25% more than cities in Morocco.

Morocco

Kenitra 32%
Tetouan 31%

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Key Indicator Comparison

Key indicators for anyone considering a move from Morocco to Montenegro.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

MA
1.7
ME
2.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

MA
18.6
ME
9.1

Morocco generally does better on safety, though Montenegro leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

MA
$606
ME
$2,908
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

MA
7.3
ME
27.5

Montenegro generally does better on health & wellbeing, though Morocco leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

MA
59.0
ME
60.0

Morocco performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

MA
6.4
ME
31.3
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

MA
997 kWh
ME
4,564 kWh

Montenegro generally does better on infrastructure, though Morocco leads in internet access.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

MA
9.1%
ME
15.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

MA
$8,800
ME
$27,800

Morocco generally does better on employment & economy, though Montenegro leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

MA
73.7 yrs
ME
77.8 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

MA
19.2
ME
3.2

Montenegro performs significantly better than Morocco across all family life metrics.

Data: Direction Générale des Impôts, Morocco, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Rabat Rain: 20.6 in/yr (522 mm)
73° / 55°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Rabat Podgorica
Jan–Mar 65°/47°F (19°/8°C) 53°/38°F (12°/3°C)
Apr–Jun 74°/56°F (23°/13°C) 75°/56°F (24°/13°C)
Jul–Sep 81°/64°F (27°/18°C) 86°/66°F (30°/19°C)
Oct–Dec 71°/52°F (22°/11°C) 61°/45°F (16°/7°C)
View all months
Month Rabat Podgorica
Jan 63°/45°F (17.4°/7.2°C) 49°/35°F (9.5°/1.4°C)
Feb 65°/46°F (18.2°/7.8°C) 52°/38°F (11.3°/3.1°C)
Mar 68°/49°F (20.2°/9.5°C) 59°/42°F (15.1°/5.8°C)
Apr 70°/52°F (21.2°/10.9°C) 66°/48°F (19.1°/9.1°C)
May 74°/56°F (23.6°/13.3°C) 76°/56°F (24.3°/13.5°C)
Jun 78°/61°F (25.6°/15.9°C) 83°/63°F (28.2°/17.3°C)
Jul 81°/64°F (27.2°/17.9°C) 89°/69°F (31.8°/20.3°C)
Aug 82°/65°F (27.8°/18.3°C) 89°/68°F (31.7°/20.2°C)
Sep 80°/62°F (26.6°/16.8°C) 81°/62°F (27.3°/16.5°C)
Oct 77°/58°F (24.8°/14.4°C) 71°/53°F (21.7°/11.6°C)
Nov 70°/51°F (21.1°/10.8°C) 60°/44°F (15.4°/6.8°C)
Dec 65°/48°F (18.6°/8.8°C) 52°/37°F (11.1°/2.9°C)

Data: Direction de la Météorologie Nationale Direction de la Météorologie Nationale, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between Morocco and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Morocco passport

Morocco passport holder visiting Montenegro

Visa Required
Morocco passport holders need a visa to enter Montenegro.
Montenegro passport

Montenegro passport holder visiting Morocco

Visa Required
Montenegro passport holders need a visa to enter Morocco.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Morocco?

No — Montenegro is on average about 39% more expensive than Morocco. City-level variation matters.

How much money do I need to move to Montenegro?

Plan for at least 3 months of living expenses — roughly €22,772 in Montenegro on a MAD701,348 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Montenegro?

Internet is rarely the blocker — Montenegro has 31.3 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Montenegro safe for expats?

Morocco generally does better on safety, though Montenegro leads in road traffic deaths. The homicide rate in Montenegro is 2.5 per 100,000 people, compared to 1.7 in Morocco.

How is healthcare in Montenegro compared to Morocco?

Montenegro generally does better on health & wellbeing, though Morocco leads in healthcare spending per person. There are 27.5 doctors per 10,000 people in Montenegro, compared to 7.3 in Morocco. Montenegro scores 72 on the WHO universal health coverage index (Morocco: 69).

What's the weather like in Montenegro compared to Morocco?

The average high temperature in Podgorica is 69°F, compared to 73°F in Rabat. Podgorica receives around 65.4 in of rainfall per year, while Rabat gets 20.6 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Morocco, the official languages are Arabic and Berber.

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At a Glance

MA ME
Population 36,738,229 604,966
Currency Moroccan Dirham (MAD) Euro (€)
Languages Arabic, Berber Montenegrin
Driving side Right Right
Calling code +212 +382
Time zones 1 1
Emergency number 15 112