Moving to Finland from United States

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What to Expect

Everything you need to know before relocating from United States to Finland — costs, safety, healthcare, and practical first steps.

If you moved from United States to Finland, you would find that Finland is 26.7% cheaper than United States overall. A $75,000 salary in United States would need to be roughly €49,100 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. Expect a noticeable climate shift — Helsinki averages 48°F vs 66°F in Washington, making it significantly cooler.

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How Far Will Your Money Go?

What to expect for your wallet after moving from United States to Finland.

What does your salary buy?

$75,000 → €49,100

To maintain the same standard of living in Finland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 7.0% less

Groceries

pay 28.9% less

Transportation

pay 32.9% more

Housing

pay 50.6% less

Childcare

pay 64.0% less

Entertainment and Sports

pay 7.2% more

See full cost of living breakdown
Exchange rate: 1 USD = 0.8926 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Finland cost about 41% less than cities in United States.

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from United States to Finland, based on official data.

Moved in 2023
478 ↓ 8% vs 2022

people moved from United States to Finland · OECD (latest data available)

Who's moving to Finland?

Top countries of origin for Finland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from United States to Finland.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

US
5.8
FI
1.0
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

US
63%
FI
86%

Finland performs significantly better than United States across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

US
$13,473
FI
$6,433
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

US
36.8
FI
36.1

Finland generally does better on health & wellbeing, though United States leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

US
14.0
FI
7.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

US
13.6t
FI
5.5t

Finland performs significantly better than United States across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

US
38.9
FI
36.5
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

US
28.2%
FI
7.1%

United States generally does better on infrastructure, though Finland leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

US
4.2%
FI
9.5%
GDP per capita World Bank, 2025

a broad measure of economic output per person

US
$90,027
FI
$56,149

United States generally does better on employment & economy, though Finland leads in poverty rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

US
78.9 yrs
FI
82.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

US
5.5
FI
1.9

Finland performs significantly better than United States across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Internal Revenue Service (2016), Finnish Tax Administration (2016), The World Factbook (2010). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Washington Rain: 41.5 in/yr (1055 mm)
66° / 44°F

Avg. annual high / low

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Months Washington Helsinki
Jan–Mar 48°/28°F (9°/-2°C) 29°/18°F (-1°/-8°C)
Apr–Jun 75°/51°F (24°/11°C) 58°/40°F (14°/4°C)
Jul–Sep 85°/62°F (29°/17°C) 65°/49°F (19°/10°C)
Oct–Dec 57°/35°F (14°/2°C) 38°/28°F (3°/-2°C)
View all months
Month Washington Helsinki
Jan 42°/24°F (5.8°/-4.5°C) 27°/17°F (-2.6°/-8.5°C)
Feb 46°/26°F (8.0°/-3.3°C) 27°/15°F (-2.9°/-9.3°C)
Mar 56°/33°F (13.1°/0.5°C) 34°/22°F (1.1°/-5.6°C)
Apr 67°/42°F (19.3°/5.6°C) 46°/31°F (7.5°/-0.7°C)
May 75°/51°F (23.9°/10.7°C) 60°/40°F (15.5°/4.4°C)
Jun 84°/61°F (28.8°/16.1°C) 68°/49°F (19.8°/9.3°C)
Jul 88°/65°F (31.1°/18.6°C) 71°/53°F (21.8°/11.8°C)
Aug 87°/64°F (30.3°/17.9°C) 68°/51°F (19.9°/10.7°C)
Sep 79°/56°F (26.3°/13.5°C) 57°/43°F (14.0°/6.1°C)
Oct 68°/44°F (20.1°/6.6°C) 47°/36°F (8.1°/2.2°C)
Nov 58°/35°F (14.2°/1.8°C) 36°/28°F (2.5°/-2.4°C)
Dec 46°/27°F (7.8°/-2.7°C) 31°/20°F (-0.8°/-6.6°C)

Data: National Weather Service National Weather Service, Finnish Meteorological Institute Finnish Meteorological Institute

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.

United States passport

United States passport holder visiting Finland

Visa Free
United States passport holders can enter Finland without a visa.
Finland passport

Finland passport holder visiting United States

Electronic Travel Authorisation
Finland passport holders need an electronic travel authorisation (ETA) to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Finland than United States?

Yes — Finland is on average about 27% cheaper than United States. City-level variation can be significant.

How much money do I need to move to Finland?

Plan for at least 3 months of living expenses — roughly €12,275 in Finland on a $75,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Finland?

Internet is rarely the blocker — Finland has 36.5 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Finland safe for expats?

Finland performs significantly better than United States across all safety metrics. The homicide rate in Finland is 1.0 per 100,000 people, compared to 5.8 in United States. About 86% of people in Finland feel safe walking alone at night.

How is healthcare in Finland compared to United States?

Finland generally does better on health & wellbeing, though United States leads in doctors per 10,000 people. There are 36.1 doctors per 10,000 people in Finland, compared to 36.8 in United States. Finland scores 86 on the WHO universal health coverage index (United States: 86).

What's the weather like in Finland compared to United States?

The average high temperature in Helsinki is 48°F, compared to 66°F in Washington. Helsinki receives around 25.6 in of rainfall per year, while Washington gets 41.5 in.

What language do they speak in Finland?

The official languages in Finland are Finnish and Swedish. In United States, the official language is English.

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At a Glance

US FI
Population 341,784,857 5,646,436
Currency United States Dollar ($) Euro (€)
Languages English Finnish, Swedish
Driving side Right Right
Calling code +1 +358
Time zones 11 1
Emergency number 911 112