Moving to Montenegro from United Kingdom

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What to Expect

A comprehensive look at what changes when you move from United Kingdom to Montenegro — from daily expenses to quality of life.

If you moved from United Kingdom to Montenegro, you would find that Montenegro is 43.4% cheaper than United Kingdom overall. A £57,000 salary in United Kingdom would need to be roughly €38,100 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Podgorica averages 69°F vs 60°F in London, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from United Kingdom to Montenegro.

What does your salary buy?

£57,000 → €38,100

To maintain the same standard of living in Montenegro

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 28.8% less

Groceries

pay 29.2% less

Transportation

pay 36.9% less

Housing

pay 54.0% less

Childcare

pay 73.6% less

Entertainment and Sports

pay 49.9% less

See full cost of living breakdown
Exchange rate: 1 GBP = 1.18 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 38% less than cities in United Kingdom.

United Kingdom

Surrey 79%
Harrow 74%
Ealing 72%
Wigan 68%

Montenegro

Tivat 43%
Kotor 42%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from United Kingdom to Montenegro, and how the trend has changed.

Living there in 2020
102 ↓ 1% vs 2015

people born in United Kingdom live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How United Kingdom and Montenegro stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

GB
1.1
ME
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

GB
2.4
ME
9.1

United Kingdom generally does better on safety, though Montenegro leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

GB
$6,606
ME
$2,908
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

GB
33.0
ME
27.8

United Kingdom generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

GB
13.0
ME
60.0

United Kingdom performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

GB
42.2
ME
32.3
Electricity per capita World Bank, 2024

annual consumption — reflects grid capacity

GB
4,195 kWh
ME
4,564 kWh

United Kingdom generally does better on infrastructure, though Montenegro leads in electricity per capita.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

GB
4.8%
ME
13.6%
GDP per capita World Bank, 2025

a broad measure of economic output per person

GB
$57,602
ME
$14,817

United Kingdom generally does better on employment & economy, though Montenegro leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

GB
81.4 yrs
ME
77.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

GB
4.1
ME
1.9

United Kingdom generally does better on family life, though Montenegro leads in infant mortality.

Sources: World Bank (2017–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), HM Revenue & Customs (2016), Department of Public Revenues, Montenegro (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

London Rain: 22.0 in/yr (558 mm)
60° / 46°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months London Podgorica
Jan–Mar 49°/38°F (9°/3°C) 53°/38°F (12°/3°C)
Apr–Jun 64°/48°F (18°/9°C) 75°/56°F (24°/13°C)
Jul–Sep 72°/56°F (22°/13°C) 86°/66°F (30°/19°C)
Oct–Dec 53°/43°F (12°/6°C) 61°/45°F (16°/7°C)
View all months
Month London Podgorica
Jan 47°/38°F (8.1°/3.1°C) 49°/35°F (9.5°/1.4°C)
Feb 47°/37°F (8.6°/2.7°C) 52°/38°F (11.3°/3.1°C)
Mar 53°/40°F (11.6°/4.6°C) 59°/42°F (15.1°/5.8°C)
Apr 58°/43°F (14.6°/5.9°C) 66°/48°F (19.1°/9.1°C)
May 65°/48°F (18.1°/8.9°C) 76°/56°F (24.3°/13.5°C)
Jun 70°/53°F (21.0°/11.8°C) 83°/63°F (28.2°/17.3°C)
Jul 74°/57°F (23.4°/13.7°C) 89°/69°F (31.8°/20.3°C)
Aug 74°/57°F (23.1°/13.8°C) 89°/68°F (31.7°/20.2°C)
Sep 68°/53°F (20.0°/11.4°C) 81°/62°F (27.3°/16.5°C)
Oct 60°/48°F (15.5°/8.8°C) 71°/53°F (21.7°/11.6°C)
Nov 52°/42°F (11.3°/5.8°C) 60°/44°F (15.4°/6.8°C)
Dec 47°/38°F (8.4°/3.4°C) 52°/37°F (11.1°/2.9°C)

Data: Met Office Met Office, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between United Kingdom and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

United Kingdom passport

United Kingdom passport holder visiting Montenegro

Visa Free
United Kingdom passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting United Kingdom

Visa Online (e-Visa)
Montenegro passport holders need to apply for an e-Visa before travelling to United Kingdom.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than United Kingdom?

Generally yes: Montenegro runs about 43% cheaper than United Kingdom on average, though it depends heavily on the city.

How much money do I need to move to Montenegro?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a £57,000 comparable salary, that's around €9,525 in Montenegro for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Montenegro?

With 32.3 fixed broadband subscriptions per 100 people, Montenegro can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in United Kingdom and Montenegro.

Is Montenegro safe for expats?

United Kingdom generally does better on safety, though Montenegro leads in homicide rate. The homicide rate in Montenegro is 0.8 per 100,000 people, compared to 1.1 in United Kingdom.

How is healthcare in Montenegro compared to United Kingdom?

United Kingdom generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person. There are 27.8 doctors per 10,000 people in Montenegro, compared to 33.0 in United Kingdom. Montenegro scores 72 on the WHO universal health coverage index (United Kingdom: 88).

What's the weather like in Montenegro compared to United Kingdom?

The average high temperature in Podgorica is 69°F, compared to 60°F in London. Podgorica receives around 65.4 in of rainfall per year, while London gets 22.0 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In United Kingdom, the official language is English.

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At a Glance

GB ME
Population 69,487,000 623,129
Currency British Pound Sterling (£) Euro (€)
Languages English Montenegrin
Driving side Left Right
Calling code +44 +382
Time zones 9 1
Emergency number 999 112