Moving to Croatia from Spain

moving to

What to Expect

A comprehensive look at what changes when you move from Spain to Croatia — from daily expenses to quality of life.

If you moved from Spain to Croatia, you would find that Croatia is 10.8% cheaper than Spain overall. A €67,000 salary in Spain would need to be roughly HRK450,000 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Spain to Croatia.

What does your salary buy?

€67,000 → HRK450,000

To maintain the same standard of living in Croatia

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 12.0% less

Groceries

pay 14.2% less

Transportation

pay 0.3% less

Housing

pay 17.5% less

Childcare

pay 17.4% less

Entertainment and Sports

pay 5.4% more

See full cost of living breakdown
Exchange rate: 1 EUR = 7.54 HRK (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 14% less than cities in Spain.

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Spain to Croatia, and how the trend has changed.

Living there in 2020
175 ↓ 7% vs 2015

people born in Spain live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Spain and Croatia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

ES
0.7
HR
0.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ES
3.5
HR
8.1

Spain generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ES
$4,935
HR
$3,229
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

ES
42.9
HR
39.1

Spain generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ES
10.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

ES
4.5t
HR
4.8t

Spain performs better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

ES
39.2
HR
29.6
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

ES
43.2%
HR
1.5%

Spain generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

ES
10.4%
HR
5.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

ES
$38,627
HR
$27,104

Spain generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

ES
83.9 yrs
HR
78.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

ES
2.6
HR
4.1

Spain performs better than Croatia across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Agencia Tributaria, Spain (2016), Croatia Tax Administration (2016), The World Factbook (2021). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Madrid Rain: 16.6 in/yr (421 mm)
68° / 50°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Madrid Zagreb
Jan–Mar 55°/40°F (13°/4°C) 44°/29°F (7°/-2°C)
Apr–Jun 73°/53°F (23°/12°C) 69°/48°F (21°/9°C)
Jul–Sep 86°/64°F (30°/18°C) 77°/55°F (25°/13°C)
Oct–Dec 58°/44°F (14°/7°C) 50°/35°F (10°/2°C)
View all months
Month Madrid Zagreb
Jan 50°/37°F (9.8°/2.7°C) 38°/25°F (3.1°/-4.0°C)
Feb 54°/39°F (12.0°/3.7°C) 43°/28°F (6.1°/-2.5°C)
Mar 61°/43°F (16.3°/6.2°C) 52°/34°F (11.3°/0.9°C)
Apr 65°/46°F (18.2°/7.7°C) 62°/41°F (16.4°/4.9°C)
May 72°/52°F (22.2°/11.3°C) 70°/49°F (21.3°/9.2°C)
Jun 83°/61°F (28.2°/16.1°C) 76°/55°F (24.6°/12.7°C)
Jul 90°/66°F (32.1°/19.0°C) 80°/58°F (26.7°/14.2°C)
Aug 88°/66°F (31.3°/18.8°C) 79°/57°F (26.2°/13.7°C)
Sep 80°/60°F (26.4°/15.4°C) 72°/51°F (22.3°/10.4°C)
Oct 67°/51°F (19.4°/10.7°C) 61°/42°F (16.2°/5.8°C)
Nov 56°/43°F (13.5°/6.2°C) 49°/35°F (9.3°/1.8°C)
Dec 50°/38°F (10.0°/3.6°C) 40°/29°F (4.4°/-1.9°C)

Data: Agencia Estatal de Meteorología Agencia Estatal de Meteorología, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Spain and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Spain passport

Spain passport holder visiting Croatia

Visa Free
Spain passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Spain

Visa Free
Croatia passport holders can enter Spain without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Spain?

Generally yes: Croatia runs about 11% cheaper than Spain on average, though it depends heavily on the city.

How much money do I need to move to Croatia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €67,000 comparable salary, that's around HRK112,500 in Croatia for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

With 29.6 fixed broadband subscriptions per 100 people, Croatia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Spain and Croatia.

Is Croatia safe for expats?

Spain generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.7 per 100,000 people, compared to 0.7 in Spain.

How is healthcare in Croatia compared to Spain?

Spain generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 39.1 doctors per 10,000 people in Croatia, compared to 42.9 in Spain. Croatia scores 80 on the WHO universal health coverage index (Spain: 85).

What's the weather like in Croatia compared to Spain?

The average high temperature in Zagreb is 60°F, compared to 68°F in Madrid. Zagreb receives around 33.7 in of rainfall per year, while Madrid gets 16.6 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Spain, the official languages are Basque, Catalan, Galician and Spanish.

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At a Glance

ES HR
Population 49,355,143 3,876,200
Currency Euro (€) Croatian Kuna (HRK)
Languages Basque, Catalan, Galician, Spanish Croatian
Driving side Right Right
Calling code +34 +385
Time zones 2 1
Emergency number 112 112