Moving to Croatia from Spain

moving to

What to Expect

A comprehensive look at what changes when you move from Spain to Croatia — from daily expenses to quality of life.

If you moved from Spain to Croatia, you would find that Croatia is 1.6% cheaper than Spain overall. A €64,304 salary in Spain would need to be roughly HRK444,475 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

How Far Will Your Money Go?

How your spending power changes when you relocate from Spain to Croatia.

What does your salary buy?

€64,304 HRK444,475

To maintain the same standard of living in Croatia

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 7.9% more

Groceries

pay 12.4% less

Transportation

pay 4.5% more

Housing

pay 6.0% less

Childcare

pay 16.6% less

Entertainment and Sports

pay 4.4% more

See full cost of living breakdown
Exchange rate: 1 EUR = 7.54 HRK (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Get free moving quotes to Croatia

We've teamed up with a vetted network of international movers to help MyLifeElsewhere readers plan their move with confidence. Tell us about your move and get up to 5 free, no-obligation quotes in under 2 minutes.

  • ✅ Up to 5 quotes from screened movers
  • ✅ Licensed and insured providers only
  • ✅ 100% free — you choose who contacts you

Who Else Is Making This Move?

Real numbers on people moving from Spain to Croatia, and how the trend has changed.

Living there in 2020
175 ↓ 7% vs 2015

people born in Spain live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Spain and Croatia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ES
0.7
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ES
3.5
HR
8.1

Spain performs better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ES
$4,935
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

ES
44.8
HR
36.1

Spain generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ES
10.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

ES
4.5t
HR
4.8t

Spain performs better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ES
36.0
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

ES
43.2%
HR
1.5%

Spain generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ES
12.1%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ES
$46,400
HR
$41,300

Spain generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ES
82.5 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ES
2.5
HR
8.7

Spain generally does better on family life, though Croatia leads in education spending.

Data: Agencia Tributaria, Spain, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Madrid Rain: 16.6 in/yr (421 mm)
68° / 50°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Madrid Zagreb
Jan–Mar 55°/40°F (13°/4°C) 44°/29°F (7°/-2°C)
Apr–Jun 73°/53°F (23°/12°C) 69°/48°F (21°/9°C)
Jul–Sep 86°/64°F (30°/18°C) 77°/55°F (25°/13°C)
Oct–Dec 58°/44°F (14°/7°C) 50°/35°F (10°/2°C)
View all months
Month Madrid Zagreb
Jan 50°/37°F (9.8°/2.7°C) 38°/25°F (3.1°/-4.0°C)
Feb 54°/39°F (12.0°/3.7°C) 43°/28°F (6.1°/-2.5°C)
Mar 61°/43°F (16.3°/6.2°C) 52°/34°F (11.3°/0.9°C)
Apr 65°/46°F (18.2°/7.7°C) 62°/41°F (16.4°/4.9°C)
May 72°/52°F (22.2°/11.3°C) 70°/49°F (21.3°/9.2°C)
Jun 83°/61°F (28.2°/16.1°C) 76°/55°F (24.6°/12.7°C)
Jul 90°/66°F (32.1°/19.0°C) 80°/58°F (26.7°/14.2°C)
Aug 88°/66°F (31.3°/18.8°C) 79°/57°F (26.2°/13.7°C)
Sep 80°/60°F (26.4°/15.4°C) 72°/51°F (22.3°/10.4°C)
Oct 67°/51°F (19.4°/10.7°C) 61°/42°F (16.2°/5.8°C)
Nov 56°/43°F (13.5°/6.2°C) 49°/35°F (9.3°/1.8°C)
Dec 50°/38°F (10.0°/3.6°C) 40°/29°F (4.4°/-1.9°C)

Data: Agencia Estatal de Meteorología Agencia Estatal de Meteorología, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Spain and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Spain passport

Spain passport holder visiting Croatia

Visa Free
Spain passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Spain

Visa Free
Croatia passport holders can enter Spain without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Spain?

Generally yes: Croatia runs about 8% cheaper than Spain on average, though it depends heavily on the city.

How much money do I need to move to Croatia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €64,304 comparable salary, that's around HRK111,119 in Croatia for everyday spending, before flights, shipping, deposits, and visa fees.

Can I work remotely from Croatia?

With 27.0 fixed broadband subscriptions per 100 people, Croatia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Spain and Croatia.

Is Croatia safe for expats?

Spain performs better than Croatia across all safety metrics. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 0.7 in Spain.

How is healthcare in Croatia compared to Spain?

Spain generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 44.8 in Spain. Croatia scores 80 on the WHO universal health coverage index (Spain: 85).

What's the weather like in Croatia compared to Spain?

The average high temperature in Zagreb is 60°F, compared to 68°F in Madrid. Zagreb receives around 33.7 in of rainfall per year, while Madrid gets 16.6 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Spain, the official languages are Basque, Catalan, Galician and Spanish.

Share this

At a Glance

ES HR
Population 47,163,418 4,188,853
Currency Euro (€) Croatian Kuna (HRK)
Languages Basque, Catalan, Galician, Spanish Croatian
Driving side Right Right
Calling code +34 +385
Time zones 2 1
Emergency number 112 112