Moving to Ghana from Serbia

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What to Expect

Considering a move from Serbia to Ghana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Serbia to Ghana, you would find that Ghana is 21.4% cheaper than Serbia overall. A RSD7,694,475 salary in Serbia would need to be roughly GHS522,565 in Ghana to maintain the same lifestyle, and you’d need to navigate life in English. Expect a noticeable climate shift — Accra averages 88°F vs 62°F in Belgrade, making it significantly warmer.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Serbia and Ghana.

What does your salary buy?

RSD7,694,475 GHS522,565

To maintain the same standard of living in Ghana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 47.8% less

Groceries

pay 49.3% more

Transportation

pay 25.1% less

Housing

pay 15.7% less

Childcare

pay 41.3% less

Entertainment and Sports

pay 1.5% less

See full cost of living breakdown
Exchange rate: 1 RSD = 0.1123 GHS (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

The numbers behind daily life in Ghana compared to Serbia.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

RS
1.0
GH
1.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

RS
7.4
GH
25.9

Serbia performs better than Ghana across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

RS
$2,303
GH
$234
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

RS
28.4
GH
1.4

Ghana generally does better on health & wellbeing, though Serbia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

RS
45.0
GH
89.0

Serbia performs better than Ghana across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

RS
29.3
GH
0.6
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

RS
5.7%
GH
6.3%

Serbia performs better than Ghana across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

RS
8.7%
GH
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

RS
$24,500
GH
$6,700

Serbia generally does better on employment & economy, though Ghana leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

RS
74.2 yrs
GH
69.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

RS
4.8
GH
32.6

Serbia generally does better on family life, though Ghana leads in education spending.

Data: Ministry of Finance, Republic of Serbia, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Belgrade Rain: 26.9 in/yr (683 mm)
62° / 46°F

Avg. annual high / low

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Months Belgrade Accra
Jan–Mar 45°/33°F (7°/0°C) 91°/76°F (33°/25°C)
Apr–Jun 71°/53°F (22°/12°C) 88°/76°F (31°/24°C)
Jul–Sep 79°/59°F (26°/15°C) 84°/74°F (29°/23°C)
Oct–Dec 53°/39°F (11°/4°C) 89°/75°F (32°/24°C)
View all months
Month Belgrade Accra
Jan 38°/28°F (3.5°/-2.3°C) 90°/75°F (32.4°/24.1°C)
Feb 44°/32°F (6.4°/-0.2°C) 92°/77°F (33.1°/25.0°C)
Mar 53°/38°F (11.9°/3.3°C) 91°/77°F (33.0°/25.1°C)
Apr 64°/46°F (17.5°/7.8°C) 91°/77°F (32.7°/25.1°C)
May 72°/54°F (22.5°/12.1°C) 89°/76°F (31.6°/24.4°C)
Jun 78°/59°F (25.3°/15.0°C) 85°/74°F (29.7°/23.6°C)
Jul 81°/61°F (27.3°/16.3°C) 83°/74°F (28.4°/23.1°C)
Aug 81°/61°F (27.3°/16.1°C) 83°/73°F (28.3°/22.7°C)
Sep 75°/55°F (23.7°/13.0°C) 85°/74°F (29.5°/23.1°C)
Oct 65°/47°F (18.1°/8.3°C) 88°/74°F (31.0°/23.5°C)
Nov 52°/39°F (11.0°/4.0°C) 90°/76°F (32.0°/24.2°C)
Dec 42°/32°F (5.3°/-0.2°C) 90°/76°F (32.1°/24.3°C)

Data: Republic Hydrometeorological Service of Serbia Republic Hydrometeorological Service of Serbia, Ghana Meteorological Agency Ghana Meteorological Agency

Visitor Visa Requirements

Short-stay tourist visa rules between Serbia and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.

Serbia passport

Serbia passport holder visiting Ghana

Visa Required
Serbia passport holders need a visa to enter Ghana.
Ghana passport

Ghana passport holder visiting Serbia

Visa Required
Ghana passport holders need a visa to enter Serbia.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Ghana than Serbia?

On average Ghana is about 40% less expensive than Serbia, with major cities narrowing the gap.

How much money do I need to move to Ghana?

Budget about GHS130,641 for 3 months in Ghana (based on a RSD7,694,475 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Ghana?

Connectivity is usually fine (Ghana: 0.6 fixed broadband per 100). What actually decides it is legal: does Ghana offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Ghana safe for expats?

Serbia performs better than Ghana across all safety metrics. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 1.0 in Serbia.

How is healthcare in Ghana compared to Serbia?

Ghana generally does better on health & wellbeing, though Serbia leads in doctors per 10,000 people. There are 1.4 doctors per 10,000 people in Ghana, compared to 28.4 in Serbia. Ghana scores 48 on the WHO universal health coverage index (Serbia: 72).

What's the weather like in Ghana compared to Serbia?

The average high temperature in Accra is 88°F, compared to 62°F in Belgrade. Accra receives around 29.2 in of rainfall per year, while Belgrade gets 26.9 in.

What language do they speak in Ghana?

The official language in Ghana is English. In Serbia, the official language is Serbian.

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At a Glance

RS GH
Population 6,739,471 33,107,275
Currency Serbian Dinar (RSD) Ghanaian Cedi (GHS)
Languages Serbian English
Driving side Right Right
Calling code +381 +233
Time zones 1 1
Emergency number 112 112