Moving to Malta from Panama

moving to

What to Expect

A comprehensive look at what changes when you move from Panama to Malta — from daily expenses to quality of life.

If you moved from Panama to Malta, you would find that Malta is 31.3% more expensive than Panama overall. A PAB75,000 salary in Panama would need to be roughly €85,363 in Malta to maintain the same lifestyle, and you’d need to navigate life in English and Maltese. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Valletta averages 72°F vs 93°F in Panama City, making it significantly cooler.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Panama to Malta.

What does your salary buy?

PAB75,000 €85,363

To maintain the same standard of living in Malta

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 68.3% more

Groceries

pay 1.9% less

Transportation

pay 31.6% more

Housing

pay 16.7% more

Childcare

pay 17.4% more

Entertainment and Sports

pay 42.3% more

See full cost of living breakdown
Exchange rate: 1 PAB = 0.876 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

How Panama and Malta stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

PA
11.3
MT
0.6
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

PA
7.3
MT
1.9

Malta performs significantly better than Panama across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PA
$3,318
MT
$5,706
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

PA
17.3
MT
42.8

Panama generally does better on health & wellbeing, though Malta leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PA
17.0
MT
21.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PA
2.7t
MT
3.2t

Panama performs better than Malta across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

PA
15.5
MT
43.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

PA
0.9%
MT
78.3%

Malta generally does better on infrastructure, though Panama leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

PA
6.7%
MT
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

PA
$35,800
MT
$57,200

Malta generally does better on employment & economy, though Panama leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

PA
77.6 yrs
MT
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

PA
16.4
MT
4.5

Malta generally does better on family life, though Panama leads in literacy rate.

Data: General Directorate of Revenues, Panama, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Valletta Rain: 21.8 in/yr (553 mm)
72° / 59°F

Avg. annual high / low

Months Panama City Valletta
Jan–Mar 94°/65°F (34°/18°C) 60°/49°F (16°/10°C)
Apr–Jun 94°/69°F (35°/21°C) 74°/59°F (23°/15°C)
Jul–Sep 92°/70°F (34°/21°C) 85°/70°F (30°/21°C)
Oct–Dec 91°/68°F (33°/20°C) 69°/57°F (20°/14°C)
View all months
Month Panama City Valletta
Jan 92°/65°F (33.4°/18.5°C) 59°/49°F (15.2°/9.2°C)
Feb 94°/65°F (34.2°/18.4°C) 60°/49°F (15.5°/9.3°C)
Mar 95°/65°F (34.8°/18.4°C) 62°/50°F (16.7°/10.1°C)
Apr 96°/67°F (35.4°/19.5°C) 66°/53°F (19.1°/11.9°C)
May 94°/70°F (34.5°/21.1°C) 74°/59°F (23.3°/14.9°C)
Jun 93°/70°F (33.8°/21.3°C) 82°/65°F (27.5°/18.4°C)
Jul 93°/70°F (33.9°/21.0°C) 87°/70°F (30.7°/21.0°C)
Aug 93°/70°F (33.9°/20.9°C) 87°/71°F (30.7°/21.8°C)
Sep 91°/70°F (32.9°/21.0°C) 82°/68°F (28.0°/20.1°C)
Oct 91°/69°F (32.6°/20.8°C) 76°/63°F (24.2°/17.1°C)
Nov 91°/69°F (32.9°/20.3°C) 68°/57°F (20.1°/13.9°C)
Dec 92°/67°F (33.3°/19.2°C) 62°/52°F (16.7°/11.0°C)

Data: IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá, Meteorological Office Meteorological Office

Visitor Visa Requirements

Short-stay tourist visa rules between Panama and Malta. To live, work, or study long-term in Malta, you'll need a separate residence or work visa — check Malta's immigration authority.

Panama passport

Panama passport holder visiting Malta

Visa Free
Panama passport holders can enter Malta without a visa.
Malta passport

Malta passport holder visiting Panama

Visa Free
Malta passport holders can enter Panama without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Malta than Panama?

Day-to-day costs in Malta run about 30% higher than Panama on average; specific cities can swing further.

How much money do I need to move to Malta?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a PAB75,000 comparable salary, that's around €21,341 in Malta for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Malta?

With 43.0 fixed broadband subscriptions per 100 people, Malta can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Panama and Malta.

Is Malta safe for expats?

Malta performs significantly better than Panama across all safety metrics. The homicide rate in Malta is 0.6 per 100,000 people, compared to 11.3 in Panama.

How is healthcare in Malta compared to Panama?

Panama generally does better on health & wellbeing, though Malta leads in doctors per 10,000 people. There are 42.8 doctors per 10,000 people in Malta, compared to 17.3 in Panama. Malta scores 85 on the WHO universal health coverage index (Panama: 78).

What's the weather like in Malta compared to Panama?

The average high temperature in Valletta is 72°F, compared to 93°F in Panama City. Valletta receives around 21.8 in of rainfall per year, while Panama City gets 75.1 in.

What language do they speak in Malta?

The official languages in Malta are English and Maltese. In Panama, the official language is Spanish.

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At a Glance

PA MT
Population 4,337,768 464,186
Currency Panamanian Balboa (PAB) Euro (€)
Languages Spanish English, Maltese
Driving side Right Left
Calling code +507 +356
Time zones 1 1
Emergency number 911 112