Moving to Indonesia from Panama

moving to

What to Expect

Considering a move from Panama to Indonesia? Here's how the two compare on cost, climate, safety, and more.

If you moved from Panama to Indonesia, you would find that Indonesia is 55.0% cheaper than Panama overall. A PAB75,000 salary in Panama would need to be roughly IDR604,000,000 in Indonesia to maintain the same lifestyle, and you’d need to navigate life in Indonesian. You’ll also switch from driving on the right to the left.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Panama and Indonesia.

What does your salary buy?

PAB75,000 → IDR604,000,000

To maintain the same standard of living in Indonesia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 73.7% less

Groceries

pay 42.3% less

Transportation

pay 38.4% less

Housing

pay 66.3% less

Childcare

pay 56.2% less

Entertainment and Sports

pay 46.0% less

See full cost of living breakdown
Exchange rate: 1 PAB = 17891.4 IDR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

The numbers behind daily life in Indonesia compared to Panama.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

PA
11.7
ID
0.3
Feel safe walking at night United Nations SDG Indicators, 2020

of residents who feel safe walking alone at night

PA
33%
ID
63%

Indonesia generally does better on safety, though Panama leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PA
$3,318
ID
$417
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

PA
16.2
ID
5.2

Indonesia generally does better on health & wellbeing, though Panama leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PA
17.0
ID
58.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PA
2.7t
ID
2.9t

Panama performs better than Indonesia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

PA
18.1
ID
4.9
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

PA
0.9%
ID
29.7%

Panama generally does better on infrastructure, though Indonesia leads in internet access.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

PA
8.4%
ID
3.2%
GDP per capita World Bank, 2025

a broad measure of economic output per person

PA
$19,790
ID
$5,060

Panama generally does better on employment & economy, though Indonesia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

PA
79.8 yrs
ID
71.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

PA
12.0
ID
15.2

Panama performs better than Indonesia across all family life metrics.

Sources: World Bank (2020–2025), United Nations SDG Indicators (2016–2021), World Health Organization (2024), General Directorate of Revenues, Panama (2016), Direktorat Jenderal Pajak (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Jakarta Rain: 65.2 in/yr (1655 mm)
89° / 77°F

Avg. annual high / low

Months Panama City Jakarta
Jan–Mar 94°/65°F (34°/18°C) 87°/76°F (31°/25°C)
Apr–Jun 94°/69°F (35°/21°C) 90°/77°F (32°/25°C)
Jul–Sep 92°/70°F (34°/21°C) 90°/77°F (32°/25°C)
Oct–Dec 91°/68°F (33°/20°C) 90°/77°F (32°/25°C)
View all months
Month Panama City Jakarta
Jan 92°/65°F (33.4°/18.5°C) 86°/76°F (29.9°/24.2°C)
Feb 94°/65°F (34.2°/18.4°C) 87°/76°F (30.3°/24.3°C)
Mar 95°/65°F (34.8°/18.4°C) 89°/77°F (31.5°/25.2°C)
Apr 96°/67°F (35.4°/19.5°C) 90°/77°F (32.5°/25.1°C)
May 94°/70°F (34.5°/21.1°C) 90°/78°F (32.5°/25.4°C)
Jun 93°/70°F (33.8°/21.3°C) 89°/77°F (31.4°/24.8°C)
Jul 93°/70°F (33.9°/21.0°C) 90°/77°F (32.3°/25.1°C)
Aug 93°/70°F (33.9°/20.9°C) 90°/77°F (32.0°/24.9°C)
Sep 91°/70°F (32.9°/21.0°C) 91°/78°F (33.0°/25.5°C)
Oct 91°/69°F (32.6°/20.8°C) 91°/78°F (32.7°/25.5°C)
Nov 91°/69°F (32.9°/20.3°C) 88°/77°F (31.3°/24.9°C)
Dec 92°/67°F (33.3°/19.2°C) 90°/77°F (32.0°/24.9°C)

Data: IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá, Meteorological, Climatological and Geophysical Agency (BMKG) Meteorological, Climatological and Geophysical Agency (BMKG)

Visitor Visa Requirements

Short-stay tourist visa rules between Panama and Indonesia. To live, work, or study long-term in Indonesia, you'll need a separate residence or work visa — check Indonesia's immigration authority.

Panama passport

Panama passport holder visiting Indonesia

Visa Online (e-Visa)
Panama passport holders need to apply for an e-Visa before travelling to Indonesia.
Indonesia passport

Indonesia passport holder visiting Panama

Visa Required
Indonesia passport holders need a visa to enter Panama.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Indonesia than Panama?

On average Indonesia is about 55% less expensive than Panama, with major cities narrowing the gap.

How much money do I need to move to Indonesia?

Budget about IDR151,000,000 for 3 months in Indonesia (based on a PAB75,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Indonesia?

Connectivity is usually fine (Indonesia: 4.9 fixed broadband per 100). What actually decides it is legal: does Indonesia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Indonesia safe for expats?

Indonesia generally does better on safety, though Panama leads in road traffic deaths. The homicide rate in Indonesia is 0.3 per 100,000 people, compared to 11.7 in Panama. About 63% of people in Indonesia feel safe walking alone at night.

How is healthcare in Indonesia compared to Panama?

Indonesia generally does better on health & wellbeing, though Panama leads in doctors per 10,000 people. There are 5.2 doctors per 10,000 people in Indonesia, compared to 16.2 in Panama. Indonesia scores 55 on the WHO universal health coverage index (Panama: 78).

What's the weather like in Indonesia compared to Panama?

The average high temperature in Jakarta is 89°F, compared to 93°F in Panama City. Jakarta receives around 65.2 in of rainfall per year, while Panama City gets 75.1 in.

What language do they speak in Indonesia?

The official language in Indonesia is Indonesian. In Panama, the official language is Spanish.

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At a Glance

PA ID
Population 4,571,189 285,721,236
Currency Panamanian Balboa (PAB) Indonesian Rupiah (IDR)
Languages Spanish Indonesian
Driving side Right Left
Calling code +507 +62
Time zones 1 3
Emergency number 911 112