Moving to Zambia from Nigeria

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What to Expect

Everything you need to know before relocating from Nigeria to Zambia — costs, safety, healthcare, and practical first steps.

If you moved from Nigeria to Zambia, you would find that Zambia is 18.8% more expensive than Nigeria overall. A NGN100,000,000 salary in Nigeria would need to be roughly ZMW1,780,000 in Zambia to maintain the same lifestyle. You’ll also switch from driving on the right to the left.

Planning this move? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes ↓

Is Zambia cheaper than Nigeria?

Where you'll feel the difference day-to-day

Restaurants

pay 62.2% more

Groceries

pay 47.5% more

Transportation

pay 36.8% more

Housing

pay 23.0% less

Childcare

pay 60.1% more

Entertainment and Sports

pay 80.0% more

See full cost of living breakdown
Exchange rate: 1 NGN = 0.015 ZMW (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Zambia?

What does your salary buy?

NGN100,000,000 → ZMW1,780,000

To maintain the same standard of living in Zambia

Calculate with your salary →

Get free moving quotes to Zambia

We've teamed up with a vetted network of international movers to help MyLifeElsewhere readers plan their move with confidence. Tell us about your move and get up to 5 free, no-obligation quotes in under 2 minutes.

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Who Else Is Making This Move?

How many people actually move from Nigeria to Zambia, based on official data.

Living there in 2020
625 ↑ 40% vs 2015

people born in Nigeria live in Zambia · UN DESA

Who's moving to Zambia?

Top countries of origin for Zambia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Nigeria to Zambia.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

NG
15.8
ZM
5.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

NG
17.2
ZM
17.1

Zambia performs significantly better than Nigeria across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

NG
$260
ZM
$244
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

NG
3.8
ZM
3.2

Zambia generally does better on health & wellbeing, though Nigeria leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

NG
77.0
ZM
50.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

NG
0.6t
ZM
0.5t

Zambia performs significantly better than Nigeria across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

NG
0.1
ZM
0.8
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

NG
9.7%
ZM
2.8%

Zambia generally does better on infrastructure, though Nigeria leads in internet access.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

NG
3.1%
ZM
5.9%
GDP per capita World Bank, 2025

a broad measure of economic output per person

NG
$1,224
ZM
$1,318

Nigeria generally does better on employment & economy, though Zambia leads in gdp per capita.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

NG
54.6 yrs
ZM
66.5 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

NG
69.8
ZM
34.6

Zambia performs significantly better than Nigeria across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Federal Inland Revenue Service, Nigeria (2016), Zambia Revenue Authority (2016). How we calculate this

Weather in Zambia vs Nigeria

Monthly averages — select a city to compare.

Lagos Rain: 60.6 in/yr (1538 mm)
87° / 73°F

Avg. annual high / low

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Months Lagos Lusaka
Jan–Mar 91°/74°F (33°/23°C) 80°/62°F (27°/17°C)
Apr–Jun 88°/74°F (31°/23°C) 77°/55°F (25°/13°C)
Jul–Sep 83°/71°F (28°/22°C) 79°/55°F (26°/13°C)
Oct–Dec 88°/72°F (31°/22°C) 85°/64°F (29°/18°C)
View all months
Month Lagos Lusaka
Jan 90°/72°F (32.2°/22.3°C) 80°/63°F (26.6°/17.1°C)
Feb 92°/74°F (33.1°/23.5°C) 80°/62°F (26.5°/16.8°C)
Mar 91°/75°F (32.7°/23.8°C) 81°/62°F (27.0°/16.6°C)
Apr 90°/74°F (32.1°/23.6°C) 80°/59°F (26.5°/15.1°C)
May 88°/74°F (30.9°/23.1°C) 78°/55°F (25.3°/12.7°C)
Jun 85°/73°F (29.2°/22.6°C) 74°/51°F (23.4°/10.6°C)
Jul 83°/72°F (28.1°/22.1°C) 73°/50°F (23.0°/10.2°C)
Aug 83°/71°F (28.1°/21.7°C) 79°/54°F (25.9°/12.3°C)
Sep 84°/71°F (28.9°/21.9°C) 85°/60°F (29.4°/15.3°C)
Oct 87°/72°F (30.4°/22.3°C) 87°/64°F (30.8°/17.5°C)
Nov 88°/73°F (31.0°/22.6°C) 86°/64°F (29.9°/17.9°C)
Dec 89°/72°F (31.9°/22.4°C) 81°/63°F (27.2°/17.3°C)

Data: Nigerian Meteorological Agency Nigerian Meteorological Agency, Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD)

Can you move from Nigeria to Zambia?

Short-stay tourist visa rules between Nigeria and Zambia. To live, work, or study long-term in Zambia, you'll need a separate residence or work visa — check Zambia's immigration authority.

Nigeria passport

Nigeria passport holder visiting Zambia

Visa Online (e-Visa)
Nigeria passport holders need to apply for an e-Visa before travelling to Zambia.
Zambia passport

Zambia passport holder visiting Nigeria

Visa Online (e-Visa)
Zambia passport holders need to apply for an e-Visa before travelling to Nigeria.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Zambia than Nigeria?

No — Zambia is on average about 19% more expensive than Nigeria. City-level variation matters.

How much money do I need to move to Zambia?

Plan for at least 3 months of living expenses — roughly ZMW445,000 in Zambia on a NGN100,000,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Zambia?

Internet is rarely the blocker — Zambia has 0.8 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Zambia safe for expats?

Zambia performs significantly better than Nigeria across all safety metrics. The homicide rate in Zambia is 5.2 per 100,000 people, compared to 15.8 in Nigeria.

How is healthcare in Zambia compared to Nigeria?

Zambia generally does better on health & wellbeing, though Nigeria leads in doctors per 10,000 people. There are 3.2 doctors per 10,000 people in Zambia, compared to 3.8 in Nigeria. Zambia scores 56 on the WHO universal health coverage index (Nigeria: 38).

What's the weather like in Zambia compared to Nigeria?

The average high temperature in Lusaka is 80°F, compared to 87°F in Lagos. Lusaka receives around 31.4 in of rainfall per year, while Lagos gets 60.6 in.

What language do they speak in Zambia?

Both Nigeria and Zambia share the same official language: English.

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At a Glance

NG ZM
Population 237,527,782 21,913,874
Currency Nigerian Naira (NGN) Zambian Kwacha (ZMW)
Languages English English
Driving side Right Left
Calling code +234 +260
Time zones 1 1
Emergency number 112 —