Moving to Croatia from New Zealand

moving to

What to Expect

Considering a move from New Zealand to Croatia? Here's how the two compare on cost, climate, safety, and more.

If you moved from New Zealand to Croatia, you would find that Croatia is 19.1% cheaper than New Zealand overall. A NZ$130,000 salary in New Zealand would need to be roughly HRK398,000 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian. You’ll also switch from driving on the left to the right.

Planning this move? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes ↓

Is Croatia cheaper than New Zealand?

How key spending categories compare

Restaurants

pay 4.1% more

Groceries

pay 22.8% less

Transportation

pay 12.3% less

Housing

pay 24.2% less

Childcare

pay 50.6% less

Entertainment and Sports

pay 20.9% less

See full cost of living breakdown
Exchange rate: 1 NZD = 3.79 HRK (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Croatia?

What does your salary buy?

NZ$130,000 → HRK398,000

To maintain the same standard of living in Croatia

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 4% less than cities in New Zealand.

New Zealand

Tauranga 52%
Auckland 52%
Nelson 48%

Croatia

Dubrovnik 49%
Zadar 44%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from New Zealand to Croatia.

Living there in 2020
107 ↓ 8% vs 2015

people born in New Zealand live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Croatia compared to New Zealand.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

NZ
1.5
HR
0.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

NZ
6.6
HR
8.1

New Zealand generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

NZ
$5,576
HR
$3,229
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

NZ
36.1
HR
39.1

Croatia generally does better on health & wellbeing, though New Zealand leads in health coverage index.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

NZ
12.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

NZ
6.0t
HR
4.8t

New Zealand generally does better on environment, though Croatia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

NZ
38.0
HR
29.6
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

NZ
8.1%
HR
1.5%

New Zealand generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

NZ
5.1%
HR
5.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

NZ
$49,591
HR
$27,104

New Zealand generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

NZ
82.0 yrs
HR
78.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

NZ
4.0
HR
4.1

New Zealand performs better than Croatia across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), New Zealand Inland Revenue Department (2016), Croatia Tax Administration (2016). How we calculate this

Weather in Croatia vs New Zealand

Monthly averages — select a city to compare.

Auckland Rain: 43.3 in/yr (1101 mm)
66° / 54°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Auckland Zagreb
Jan–Mar 74°/61°F (23°/16°C) 44°/29°F (7°/-2°C)
Apr–Jun 63°/51°F (18°/11°C) 69°/48°F (21°/9°C)
Jul–Sep 60°/47°F (15°/8°C) 77°/55°F (25°/13°C)
Oct–Dec 67°/55°F (20°/13°C) 50°/35°F (10°/2°C)
View all months
Month Auckland Zagreb
Jan 74°/61°F (23.6°/16.0°C) 38°/25°F (3.1°/-4.0°C)
Feb 75°/62°F (24.1°/16.5°C) 43°/28°F (6.1°/-2.5°C)
Mar 73°/59°F (22.6°/14.9°C) 52°/34°F (11.3°/0.9°C)
Apr 68°/55°F (20.0°/12.7°C) 62°/41°F (16.4°/4.9°C)
May 63°/51°F (17.4°/10.6°C) 70°/49°F (21.3°/9.2°C)
Jun 59°/47°F (15.2°/8.4°C) 76°/55°F (24.6°/12.7°C)
Jul 58°/46°F (14.3°/7.5°C) 80°/58°F (26.7°/14.2°C)
Aug 59°/47°F (14.9°/8.2°C) 79°/57°F (26.2°/13.7°C)
Sep 62°/49°F (16.4°/9.7°C) 72°/51°F (22.3°/10.4°C)
Oct 64°/52°F (17.7°/11.2°C) 61°/42°F (16.2°/5.8°C)
Nov 67°/55°F (19.5°/12.8°C) 49°/35°F (9.3°/1.8°C)
Dec 71°/59°F (21.8°/14.9°C) 40°/29°F (4.4°/-1.9°C)

Data: New Zealand National Meteorological Service New Zealand National Meteorological Service, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Can you move from New Zealand to Croatia?

Short-stay tourist visa rules between New Zealand and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

New Zealand passport

New Zealand passport holder visiting Croatia

Visa Free
New Zealand passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting New Zealand

Electronic Travel Authorisation
Croatia passport holders need an electronic travel authorisation (ETA) to enter New Zealand.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than New Zealand?

On average Croatia is about 19% less expensive than New Zealand, with major cities narrowing the gap.

How much money do I need to move to Croatia?

Budget about HRK99,500 for 3 months in Croatia (based on a NZ$130,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 29.6 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

New Zealand generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.7 per 100,000 people, compared to 1.5 in New Zealand.

How is healthcare in Croatia compared to New Zealand?

Croatia generally does better on health & wellbeing, though New Zealand leads in health coverage index. There are 39.1 doctors per 10,000 people in Croatia, compared to 36.1 in New Zealand. Croatia scores 80 on the WHO universal health coverage index (New Zealand: 85).

What's the weather like in Croatia compared to New Zealand?

The average high temperature in Zagreb is 60°F, compared to 66°F in Auckland. Zagreb receives around 33.7 in of rainfall per year, while Auckland gets 43.3 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In New Zealand, the official languages are English, Māori and New Zealand Sign Language.

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At a Glance

NZ HR
Population 5,324,700 3,876,200
Currency New Zealand Dollar (NZ$) Croatian Kuna (HRK)
Languages English, Māori, New Zealand Sign Language Croatian
Driving side Left Right
Calling code +64 +385
Time zones 5 1
Emergency number 111 112