Moving to Croatia from New Zealand

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What to Expect

Considering a move from New Zealand to Croatia? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from New Zealand to Croatia, you would find that Croatia is 11.4% cheaper than New Zealand overall. A NZ$125,240 salary in New Zealand would need to be roughly HRK452,183 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian. You’ll also switch from driving on the left to the right.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between New Zealand and Croatia.

What does your salary buy?

NZ$125,240 HRK452,183

To maintain the same standard of living in Croatia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 13.4% more

Groceries

pay 22.3% less

Transportation

pay 0.7% more

Housing

pay 13.2% less

Childcare

pay 44.9% less

Entertainment and Sports

pay 22.0% less

See full cost of living breakdown
Exchange rate: 1 NZD = 3.87 HRK (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from New Zealand to Croatia.

Living there in 2020
107 ↓ 8% vs 2015

people born in New Zealand live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Croatia compared to New Zealand.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

NZ
1.1
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

NZ
6.6
HR
8.1

New Zealand generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

NZ
$5,576
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

NZ
35.7
HR
36.1

New Zealand generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

NZ
12.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

NZ
6.0t
HR
4.8t

New Zealand generally does better on environment, though Croatia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

NZ
35.9
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

NZ
8.1%
HR
1.5%

New Zealand generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

NZ
3.7%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

NZ
$48,800
HR
$41,300

New Zealand performs better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

NZ
82.5 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

NZ
3.4
HR
8.7

New Zealand performs better than Croatia across all family life metrics.

Data: New Zealand Inland Revenue Department, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Wellington Rain: 37.7 in/yr (957 mm)
62° / 51°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Wellington Zagreb
Jan–Mar 69°/58°F (21°/14°C) 44°/29°F (7°/-2°C)
Apr–Jun 59°/49°F (15°/10°C) 69°/48°F (21°/9°C)
Jul–Sep 56°/46°F (13°/8°C) 77°/55°F (25°/13°C)
Oct–Dec 64°/53°F (18°/12°C) 50°/35°F (10°/2°C)
View all months
Month Wellington Zagreb
Jan 70°/58°F (21.2°/14.7°C) 38°/25°F (3.1°/-4.0°C)
Feb 70°/59°F (21.3°/14.8°C) 43°/28°F (6.1°/-2.5°C)
Mar 68°/56°F (19.8°/13.5°C) 52°/34°F (11.3°/0.9°C)
Apr 63°/53°F (17.4°/11.5°C) 62°/41°F (16.4°/4.9°C)
May 59°/49°F (15.2°/9.7°C) 70°/49°F (21.3°/9.2°C)
Jun 56°/46°F (13.1°/7.9°C) 76°/55°F (24.6°/12.7°C)
Jul 54°/44°F (12.3°/6.9°C) 80°/58°F (26.7°/14.2°C)
Aug 55°/45°F (12.9°/7.4°C) 79°/57°F (26.2°/13.7°C)
Sep 58°/48°F (14.5°/8.8°C) 72°/51°F (22.3°/10.4°C)
Oct 60°/50°F (15.8°/10.0°C) 61°/42°F (16.2°/5.8°C)
Nov 64°/53°F (17.5°/11.4°C) 49°/35°F (9.3°/1.8°C)
Dec 67°/56°F (19.6°/13.5°C) 40°/29°F (4.4°/-1.9°C)

Data: New Zealand National Meteorological Service New Zealand National Meteorological Service, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between New Zealand and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

New Zealand passport

New Zealand passport holder visiting Croatia

Visa Free
New Zealand passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting New Zealand

Electronic Travel Authorisation
Croatia passport holders need an electronic travel authorisation (ETA) to enter New Zealand.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than New Zealand?

On average Croatia is about 7% less expensive than New Zealand, with major cities narrowing the gap.

How much money do I need to move to Croatia?

Budget about HRK113,046 for 3 months in Croatia (based on a NZ$125,240 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 27.0 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

New Zealand generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 1.1 in New Zealand.

How is healthcare in Croatia compared to New Zealand?

New Zealand generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 35.7 in New Zealand. Croatia scores 80 on the WHO universal health coverage index (New Zealand: 85).

What's the weather like in Croatia compared to New Zealand?

The average high temperature in Zagreb is 60°F, compared to 62°F in Wellington. Zagreb receives around 33.7 in of rainfall per year, while Wellington gets 37.7 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In New Zealand, the official languages are English, Māori and New Zealand Sign Language.

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At a Glance

NZ HR
Population 5,053,004 4,188,853
Currency New Zealand Dollar (NZ$) Croatian Kuna (HRK)
Languages English, Māori, New Zealand Sign Language Croatian
Driving side Left Right
Calling code +64 +385
Time zones 5 1
Emergency number 111 112