Cost of living comparison

New Zealand

compared to

Croatia

Zagreb vs. Palmerston North Cost of Living Summary

Zagreb is 19.0% more expensive than Palmerston North.

Restaurants: pay 12.6% more in Zagreb
Groceries: pay 4.4% less in Zagreb
Transportation: pay 2.8% more in Zagreb
Housing: pay 35.7% more in Zagreb
Childcare: pay 57.9% more in Zagreb
Entertainment and Sports: pay 0.6% less in Zagreb
Clothing: pay 28.8% more in Zagreb

The cost of childcare, housing, clothing, restaurants, and transportation in Zagreb are more expensive than in Palmerston North. Expenses including groceries and entertainment and sports are lower in Zagreb.

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Zagreb vs. Palmerston North Cost Breakdown

If you lived in Zagreb instead of Palmerston North, you would:

Display currency: USD

pay 12.6% more for restaurants

	Palmerston North	Zagreb
Basic meal with drink at inexpensive restaurant	$14.42 NZ$24.68	$14.02 HRK92.32	-2.8%
Fast food combo meal McDonalds, or similar	$9.91 NZ$16.96	$9.34 HRK61.55	-5.7%
Bottle of Coca-Cola (11 fl. oz)	$2.36 NZ$4.03	$3.15 HRK20.77	+33.7%
Bottle of water (11 fl. oz)	$2.01 NZ$3.44	$2.52 HRK16.61	+25.3%
Average			+12.6%

Palmerston North vs. Zagreb - Cost of restaurants

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pay 4.4% less for groceries

	Palmerston North	Zagreb
Bread 1 loaf	$1.99 NZ$3.41	$1.96 HRK12.88	-1.8%
Local cheese (8 oz)	$3.89 NZ$6.66	$6.76 HRK44.50	+73.5%
Milk (1 gallon)	$7.12 NZ$12.17	$5.05 HRK33.27	-29.0%
Eggs 1 dozen	$5.13 NZ$8.78	$3.86 HRK25.41	-24.8%
Boneless chicken breast (1 lb)	$3.99 NZ$6.83	$4.90 HRK32.25	+22.7%
Apples (1 lb)	$1.07 NZ$1.83	$0.91 HRK6.00	-15.0%
Bananas (1 lb)	$0.80 NZ$1.37	$0.81 HRK5.36	+1.4%
Oranges (1 lb)	$1.08 NZ$1.85	$0.96 HRK6.32	-11.1%
Tomatoes (1 lb)	$1.48 NZ$2.53	$1.35 HRK8.92	-8.2%
Potatoes (1 lb)	$0.91 NZ$1.57	$0.69 HRK4.58	-24.0%
Onions (1 lb)	$0.95 NZ$1.63	$0.65 HRK4.25	-32.3%
Average			-4.4%

Palmerston North vs. Zagreb - Cost of groceries

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pay 2.8% more for transportation

	Palmerston North	Zagreb
Gasoline (1 gallon)	$6.11 NZ$10.45	$6.64 HRK43.75	+8.8%
Monthly public transit pass	$70.50 NZ$120.62	$58.40 HRK384.69	-17.2%
New Volkswagen Golf 1.4 (standard edition)	$22,211.80 NZ$38,004.63	$35,039.69 HRK231K	+57.8%
Taxi trip in downtown area (5 miles)	$18.92 NZ$32.38	$11.68 HRK76.94	-38.3%
Average			+2.8%

Palmerston North vs. Zagreb - Cost of transportation

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pay 35.7% more for housing

	Palmerston North	Zagreb
Internet connection 50 mbps or faster, cable/dsl	$45.43 NZ$77.74	$34.74 HRK228.84	-23.5%
1-Bedroom apartment in downtown area	$807.70 NZ$1,381.99	$885.05 HRK5,830.00	+9.6%
1-Bedroom apartment outside city center	$663.47 NZ$1,135.20	$674.25 HRK4,441.39	+1.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$64.71 NZ$110.71	$164.98 HRK1,086.76	+155.0%
Average			+35.7%

Palmerston North vs. Zagreb - Cost of housing

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pay 57.9% more for childcare

	Palmerston North	Zagreb
Private preschool for 1 child, monthly	$961.55 NZ$1,645.22	$490.56 HRK3,231.37	-49.0%
Middle school for 1 child, two semesters	$4,843.04 NZ$8,286.49	$12,823.55 HRK84,470.93	+164.8%
Average			+57.9%

Palmerston North vs. Zagreb - Cost of childcare

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pay 0.6% less for entertainment and sports

	Palmerston North	Zagreb
Domestic/local beer (1 pint)	$6.44 NZ$11.01	$3.50 HRK23.08	-45.5%
Cappuccino in mid-range area	$3.32 NZ$5.68	$2.50 HRK16.49	-24.6%
Pack of cigarettes Marlboro or similar	$17.88 NZ$30.60	$5.84 HRK38.47	-67.3%
Monthly membership at local gym	$22.69 NZ$38.83	$52.95 HRK348.78	+133.3%
Movie ticket to theater/cinema	$8.65 NZ$14.81	$8.76 HRK57.70	+1.2%
Average			-0.6%

Palmerston North vs. Zagreb - Cost of entertainment and sports

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pay 28.8% more for clothing

	Palmerston North	Zagreb
Regular jeans Levi's brand	$66.35 NZ$113.52	$100.56 HRK662.40	+51.6%
Regular dress from H&M or similar store	$36.06 NZ$61.70	$41.12 HRK270.88	+14.0%
Running shoes Nike or Adidas	$87.26 NZ$149.30	$100.39 HRK661.28	+15.0%
Men's business shoes (leather)	$87.98 NZ$150.54	$118.33 HRK779.48	+34.5%
Average			+28.8%

Palmerston North vs. Zagreb - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: July 2026

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