Cost of living comparison

Croatia

compared to

New Zealand

Palmerston North vs. Zagreb Cost of Living Summary

Palmerston North is 7.3% more expensive than Zagreb.

Restaurants: pay 9.1% less in Palmerston North
Groceries: pay 12.0% more in Palmerston North
Transportation: pay 9.5% more in Palmerston North
Housing: pay 10.1% less in Palmerston North
Childcare: pay 16.9% more in Palmerston North
Entertainment and Sports: pay 52.8% more in Palmerston North
Clothing: pay 21.2% less in Palmerston North

The cost of entertainment and sports, childcare, groceries, and transportation in Palmerston North are more expensive than in Zagreb. Expenses including clothing, housing, and restaurants are lower in Palmerston North.

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Palmerston North vs. Zagreb Cost Breakdown

If you lived in Palmerston North instead of Zagreb, you would:

Display currency: USD

pay 9.1% less for restaurants

	Zagreb	Palmerston North
Basic meal with drink at inexpensive restaurant	$14.02 HRK92.32	$14.42 NZ$24.68	+2.9%
Fast food combo meal McDonalds, or similar	$9.34 HRK61.55	$9.91 NZ$16.96	+6.1%
Bottle of Coca-Cola (11 fl. oz)	$3.15 HRK20.77	$2.36 NZ$4.03	-25.2%
Bottle of water (11 fl. oz)	$2.52 HRK16.61	$2.01 NZ$3.44	-20.2%
Average			-9.1%

Zagreb vs. Palmerston North - Cost of restaurants

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pay 12.0% more for groceries

	Zagreb	Palmerston North
Bread 1 loaf	$1.96 HRK12.88	$1.99 NZ$3.41	+1.9%
Local cheese (8 oz)	$6.76 HRK44.50	$3.89 NZ$6.66	-42.4%
Milk (1 gallon)	$5.05 HRK33.27	$7.12 NZ$12.17	+40.9%
Eggs 1 dozen	$3.86 HRK25.41	$5.13 NZ$8.78	+33.0%
Boneless chicken breast (1 lb)	$4.90 HRK32.25	$3.99 NZ$6.83	-18.5%
Apples (1 lb)	$0.91 HRK6.00	$1.07 NZ$1.83	+17.7%
Bananas (1 lb)	$0.81 HRK5.36	$0.80 NZ$1.37	-1.3%
Oranges (1 lb)	$0.96 HRK6.32	$1.08 NZ$1.85	+12.4%
Tomatoes (1 lb)	$1.35 HRK8.92	$1.48 NZ$2.53	+9.0%
Potatoes (1 lb)	$0.69 HRK4.58	$0.91 NZ$1.57	+31.7%
Onions (1 lb)	$0.65 HRK4.25	$0.95 NZ$1.63	+47.8%
Average			+12.0%

Zagreb vs. Palmerston North - Cost of groceries

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pay 9.5% more for transportation

	Zagreb	Palmerston North
Gasoline (1 gallon)	$6.64 HRK43.75	$6.11 NZ$10.45	-8.1%
Monthly public transit pass	$58.40 HRK384.69	$70.50 NZ$120.62	+20.7%
New Volkswagen Golf 1.4 (standard edition)	$35,039.69 HRK231K	$22,211.80 NZ$38,004.63	-36.6%
Taxi trip in downtown area (5 miles)	$11.68 HRK76.94	$18.92 NZ$32.38	+62.0%
Average			+9.5%

Zagreb vs. Palmerston North - Cost of transportation

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pay 10.1% less for housing

	Zagreb	Palmerston North
Internet connection 50 mbps or faster, cable/dsl	$34.74 HRK228.84	$45.43 NZ$77.74	+30.8%
1-Bedroom apartment in downtown area	$885.05 HRK5,830.00	$807.70 NZ$1,381.99	-8.7%
1-Bedroom apartment outside city center	$674.25 HRK4,441.39	$663.47 NZ$1,135.20	-1.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$164.98 HRK1,086.76	$64.71 NZ$110.71	-60.8%
Average			-10.1%

Zagreb vs. Palmerston North - Cost of housing

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pay 16.9% more for childcare

	Zagreb	Palmerston North
Private preschool for 1 child, monthly	$490.56 HRK3,231.37	$961.55 NZ$1,645.22	+96.0%
Middle school for 1 child, two semesters	$12,823.55 HRK84,470.93	$4,843.04 NZ$8,286.49	-62.2%
Average			+16.9%

Zagreb vs. Palmerston North - Cost of childcare

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pay 52.8% more for entertainment and sports

	Zagreb	Palmerston North
Domestic/local beer (1 pint)	$3.50 HRK23.08	$6.44 NZ$11.01	+83.7%
Cappuccino in mid-range area	$2.50 HRK16.49	$3.32 NZ$5.68	+32.5%
Pack of cigarettes Marlboro or similar	$5.84 HRK38.47	$17.88 NZ$30.60	+206.2%
Monthly membership at local gym	$52.95 HRK348.78	$22.69 NZ$38.83	-57.1%
Movie ticket to theater/cinema	$8.76 HRK57.70	$8.65 NZ$14.81	-1.2%
Average			+52.8%

Zagreb vs. Palmerston North - Cost of entertainment and sports

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pay 21.2% less for clothing

	Zagreb	Palmerston North
Regular jeans Levi's brand	$100.56 HRK662.40	$66.35 NZ$113.52	-34.0%
Regular dress from H&M or similar store	$41.12 HRK270.88	$36.06 NZ$61.70	-12.3%
Running shoes Nike or Adidas	$100.39 HRK661.28	$87.26 NZ$149.30	-13.1%
Men's business shoes (leather)	$118.33 HRK779.48	$87.98 NZ$150.54	-25.6%
Average			-21.2%

Zagreb vs. Palmerston North - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: July 2026

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