Cost of living comparison

compared to

New Zealand vs. Croatia Cost of Living Summary

New Zealand is 33.6% more expensive than Croatia overall.

Restaurants: pay 9.8% less in New Zealand
Groceries: pay 38.7% more in New Zealand
Transportation: pay 9.9% more in New Zealand
Housing: pay 29.0% more in New Zealand
Childcare: pay 95.1% more in New Zealand
Entertainment and Sports: pay 77.5% more in New Zealand
Clothing: pay 5.0% less in New Zealand

The cost of childcare, entertainment and sports, groceries, housing, and transportation in New Zealand are more expensive than in Croatia. Expenses including restaurants and clothing are lower in New Zealand. Notably, childcare and entertainment and sports are significantly more expensive in New Zealand.

New Zealand vs. Croatia Cost Breakdown

If you lived in New Zealand instead of Croatia, you would:

Display currency: USD

pay 9.8% less for restaurants

	Croatia	New Zealand
Basic meal with drink at inexpensive restaurant	$13.56 HRK87.01	$14.45 NZ$24.89	+6.6%
Fast food combo meal McDonalds, or similar	$9.49 HRK60.90	$9.14 NZ$15.74	-3.7%
Bottle of Coca-Cola (11 fl. oz)	$2.97 HRK19.07	$2.11 NZ$3.63	-29.1%
Bottle of water (11 fl. oz)	$2.31 HRK14.85	$2.02 NZ$3.47	-12.9%
Average			-9.8%

Croatia vs. New Zealand - Cost of restaurants

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pay 38.7% more for groceries

	Croatia	New Zealand
Bread 1 loaf	$1.48 HRK9.52	$1.74 NZ$2.99	+17.1%
Local cheese (8 oz)	$5.47 HRK35.08	$3.88 NZ$6.69	-29.0%
Milk (1 gallon)	$4.61 HRK29.57	$6.34 NZ$10.92	+37.5%
Eggs 1 dozen	$3.68 HRK23.64	$5.96 NZ$10.27	+61.8%
Boneless chicken breast (1 lb)	$4.07 HRK26.13	$4.01 NZ$6.90	-1.6%
Apples (1 lb)	$0.75 HRK4.84	$1.18 NZ$2.03	+56.3%
Bananas (1 lb)	$0.78 HRK4.99	$0.95 NZ$1.64	+22.6%
Oranges (1 lb)	$0.81 HRK5.19	$1.29 NZ$2.23	+60.2%
Tomatoes (1 lb)	$1.03 HRK6.60	$2.11 NZ$3.63	+105.1%
Potatoes (1 lb)	$0.58 HRK3.69	$0.85 NZ$1.46	+47.6%
Onions (1 lb)	$0.54 HRK3.46	$0.80 NZ$1.37	+47.8%
Average			+38.7%

Croatia vs. New Zealand - Cost of groceries

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pay 9.9% more for transportation

	Croatia	New Zealand
Gasoline (1 gallon)	$6.63 HRK42.58	$6.08 NZ$10.47	-8.4%
Monthly public transit pass	$43.59 HRK279.73	$74.52 NZ$128.39	+71.0%
New Volkswagen Golf 1.4 (standard edition)	$34,854.20 HRK223,685.57	$24,777.66 NZ$42,690.69	-28.9%
Taxi trip in downtown area (5 miles)	$16.84 HRK108.05	$17.81 NZ$30.69	+5.8%
Average			+9.9%

Croatia vs. New Zealand - Cost of transportation

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pay 29.0% more for housing

	Croatia	New Zealand
Internet connection 50 mbps or faster, cable/dsl	$32.48 HRK208.46	$50.00 NZ$86.14	+53.9%
1-Bedroom apartment in downtown area	$705.95 HRK4,530.60	$978.36 NZ$1,685.66	+38.6%
1-Bedroom apartment outside city center	$523.92 HRK3,362.40	$810.06 NZ$1,395.70	+54.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$139.00 HRK892.06	$95.66 NZ$164.82	-31.2%
Average			+29.0%

Croatia vs. New Zealand - Cost of housing

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pay 95.1% more for childcare

	Croatia	New Zealand
Private preschool for 1 child, monthly	$257.67 HRK1,653.64	$635.34 NZ$1,094.67	+146.6%
Middle school for 1 child, two semesters	$9,373.81 HRK60,158.78	$13,463.91 NZ$23,197.66	+43.6%
Average			+95.1%

Croatia vs. New Zealand - Cost of childcare

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pay 77.5% more for entertainment and sports

	Croatia	New Zealand
Domestic/local beer (1 pint)	$3.88 HRK24.90	$6.04 NZ$10.41	+55.8%
Cappuccino in mid-range area	$2.51 HRK16.12	$3.35 NZ$5.78	+33.4%
Pack of cigarettes Marlboro or similar	$5.66 HRK36.30	$23.12 NZ$39.84	+308.8%
Monthly membership at local gym	$53.79 HRK345.21	$37.72 NZ$64.99	-29.9%
Movie ticket to theater/cinema	$8.99 HRK57.69	$10.72 NZ$18.47	+19.2%
Average			+77.5%

Croatia vs. New Zealand - Cost of entertainment and sports

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pay 5.0% less for clothing

	Croatia	New Zealand
Regular jeans Levi's brand	$89.18 HRK572.34	$65.22 NZ$112.37	-26.9%
Regular dress from H&M or similar store	$41.99 HRK269.45	$39.23 NZ$67.60	-6.6%
Running shoes Nike or Adidas	$99.11 HRK636.08	$90.28 NZ$155.55	-8.9%
Men's business shoes (leather)	$97.51 HRK625.80	$119.43 NZ$205.77	+22.5%
Average			-5.0%

Croatia vs. New Zealand - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025

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