Moving to Massachusetts from New York

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What to Expect

Considering a move from New York to Massachusetts? Here's how the two compare on cost, climate, safety, and more.

If you moved from New York to Massachusetts, you would find that Massachusetts is 2.3% more expensive than New York. A $75,000 salary in New York would need to be roughly $79,574 in Massachusetts to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between New York and Massachusetts.

What does your salary buy?

$75,000 $79,574

To maintain the same standard of living in Massachusetts

Calculate with your salary →

How key spending categories compare

Restaurants

pay 7.2% more

Groceries

pay 3.3% less

Transportation

pay 11.9% less

Housing

pay 14.6% more

Childcare

pay 11.7% more

Entertainment and Sports

pay 1.5% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Massachusetts cost about 13% more than cities in New York.

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Massachusetts compared to New York.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
MA
308
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
MA
1077

Massachusetts performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
MA
2.6%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
MA
28.8%

Massachusetts performs significantly better than New York across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
MA
$525,800
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
MA
$1,687

New York generally does better on what about housing?, though Massachusetts leads in homeownership rate.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
MA
91.9%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
MA
29 min

Massachusetts performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
MA
4.7%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
MA
$87,892

New York generally does better on employment & economy, though Massachusetts leads in median household income.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
MA
79.0 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
MA
32%

Massachusetts performs significantly better than New York across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AlbanyRain: 39.4 in/yr (1000 mm)
58°/39°F

Avg. annual high / low

BostonRain: 43.8 in/yr (1112 mm)
59°/44°F

Avg. annual high / low

MonthsAlbanyBoston
Jan–Mar37°/19°F (2°/-7°C)40°/26°F (4°/-3°C)
Apr–Jun68°/47°F (20°/8°C)66°/50°F (19°/10°C)
Jul–Sep78°/58°F (26°/14°C)78°/62°F (25°/17°C)
Oct–Dec48°/31°F (9°/-1°C)51°/38°F (11°/3°C)
View all months
MonthAlbanyBoston
Jan31°/15°F (-0.8°/-9.7°C)36°/22°F (2.1°/-5.4°C)
Feb35°/17°F (1.4°/-8.2°C)39°/25°F (3.7°/-4.1°C)
Mar44°/26°F (6.9°/-3.5°C)45°/31°F (7.4°/-0.5°C)
Apr58°/37°F (14.6°/2.9°C)56°/41°F (13.1°/4.8°C)
May69°/47°F (20.8°/8.4°C)66°/50°F (18.9°/9.9°C)
Jun78°/56°F (25.5°/13.6°C)76°/60°F (24.4°/15.3°C)
Jul82°/61°F (27.9°/16.3°C)81°/65°F (27.4°/18.6°C)
Aug80°/60°F (26.9°/15.5°C)80°/65°F (26.4°/18.1°C)
Sep72°/52°F (22.3°/10.9°C)72°/57°F (22.4°/14.1°C)
Oct60°/40°F (15.4°/4.2°C)61°/47°F (16.3°/8.1°C)
Nov48°/31°F (8.8°/-0.3°C)51°/38°F (10.8°/3.3°C)
Dec36°/21°F (2.1°/-6.0°C)41°/28°F (5.1°/-2.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Massachusetts than New York?

On average Massachusetts is around 6% pricier than New York, with notable variation by city.

How much money do I need to move to Massachusetts?

Budget about $19,894 for 3 months in Massachusetts (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Massachusetts safe?

Massachusetts performs significantly better than New York across all safety metrics.

How is healthcare in Massachusetts compared to New York?

Massachusetts performs significantly better than New York across all health & wellbeing metrics.

What's the weather like in Massachusetts compared to New York?

The average high temperature in Boston is 59°F, compared to 58°F in Albany. Boston receives around 43.8 in of rainfall per year, while Albany gets 39.4 in.

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