Moving to New York from Massachusetts

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What to Expect

A comprehensive look at what changes when you move from Massachusetts to New York — from daily expenses to quality of life.

If you moved from Massachusetts to New York, you would find that New York is 0.8% cheaper than Massachusetts. A $75,000 salary in Massachusetts would need to be roughly $70,689 in New York to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Massachusetts to New York.

What does your salary buy?

$75,000 $70,689

To maintain the same standard of living in New York

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 6.5% less

Groceries

pay 4.0% more

Transportation

pay 15.3% more

Housing

pay 12.5% less

Childcare

pay 9.2% less

Entertainment and Sports

pay 2.2% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New York cost about 11% less than cities in Massachusetts.

Compare cities head-to-head

Key Indicator Comparison

How Massachusetts and New York stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MA
308
NY
381
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MA
1077
NY
1760

Massachusetts performs better than New York across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

MA
2.6%
NY
5.0%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MA
28.8%
NY
29.9%

Massachusetts performs better than New York across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

MA
$525,800
NY
$403,000
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

MA
$1,687
NY
$1,576

New York generally does better on what about housing?, though Massachusetts leads in homeownership rate.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

MA
91.9%
NY
89.7%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

MA
29 min
NY
33 min

Massachusetts performs better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

MA
4.7%
NY
4.4%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

MA
$87,892
NY
$91,992

Massachusetts generally does better on employment & economy, though New York leads in unemployment rate.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

MA
79.0 yrs
NY
77.7 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MA
32%
NY
28%

Massachusetts performs better than New York across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

BostonRain: 43.8 in/yr (1112 mm)
59°/44°F

Avg. annual high / low

AlbanyRain: 39.4 in/yr (1000 mm)
58°/39°F

Avg. annual high / low

MonthsBostonAlbany
Jan–Mar40°/26°F (4°/-3°C)37°/19°F (2°/-7°C)
Apr–Jun66°/50°F (19°/10°C)68°/47°F (20°/8°C)
Jul–Sep78°/62°F (25°/17°C)78°/58°F (26°/14°C)
Oct–Dec51°/38°F (11°/3°C)48°/31°F (9°/-1°C)
View all months
MonthBostonAlbany
Jan36°/22°F (2.1°/-5.4°C)31°/15°F (-0.8°/-9.7°C)
Feb39°/25°F (3.7°/-4.1°C)35°/17°F (1.4°/-8.2°C)
Mar45°/31°F (7.4°/-0.5°C)44°/26°F (6.9°/-3.5°C)
Apr56°/41°F (13.1°/4.8°C)58°/37°F (14.6°/2.9°C)
May66°/50°F (18.9°/9.9°C)69°/47°F (20.8°/8.4°C)
Jun76°/60°F (24.4°/15.3°C)78°/56°F (25.5°/13.6°C)
Jul81°/65°F (27.4°/18.6°C)82°/61°F (27.9°/16.3°C)
Aug80°/65°F (26.4°/18.1°C)80°/60°F (26.9°/15.5°C)
Sep72°/57°F (22.4°/14.1°C)72°/52°F (22.3°/10.9°C)
Oct61°/47°F (16.3°/8.1°C)60°/40°F (15.4°/4.2°C)
Nov51°/38°F (10.8°/3.3°C)48°/31°F (8.8°/-0.3°C)
Dec41°/28°F (5.1°/-2.1°C)36°/21°F (2.1°/-6.0°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New York than Massachusetts?

Generally yes: New York runs about 6% cheaper than Massachusetts on average, though it depends heavily on the city.

How much money do I need to move to New York?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,672 in New York for everyday spending, before movers, a truck rental, and a rental deposit.

Is New York safe?

Massachusetts performs better than New York across all safety metrics.

How is healthcare in New York compared to Massachusetts?

Massachusetts performs better than New York across all health & wellbeing metrics.

What's the weather like in New York compared to Massachusetts?

The average high temperature in Albany is 58°F, compared to 59°F in Boston. Albany receives around 39.4 in of rainfall per year, while Boston gets 43.8 in.

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