Moving to Estonia from Montenegro

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What to Expect

Everything you need to know before relocating from Montenegro to Estonia — costs, safety, healthcare, and practical first steps.

If you moved from Montenegro to Estonia, you would find that Estonia is 7.4% more expensive than Montenegro overall. A €67,000 salary in Montenegro would need to be roughly €71,900 in Estonia to maintain the same lifestyle, and you’d need to navigate life in Estonian. Expect a noticeable climate shift — Tallinn averages 48°F vs 69°F in Podgorica, making it significantly cooler.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Montenegro to Estonia.

What does your salary buy?

€67,000 → €71,900

To maintain the same standard of living in Estonia

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 21.8% more

Groceries

pay 9.0% more

Transportation

pay 3.6% less

Housing

pay 2.6% less

Childcare

pay 15.3% more

Entertainment and Sports

pay 48.1% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Estonia cost about 3% more than cities in Montenegro.

Montenegro

Tivat 43%
Kotor 42%

Estonia

Narva 40%

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from Montenegro to Estonia, based on official data.

Moved in 2022
2

people moved from Montenegro to Estonia · OECD (latest data available)

Who's moving to Estonia?

Top countries of origin for Estonia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Montenegro to Estonia.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

ME
0.8
EE
1.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
EE
4.4

Montenegro generally does better on safety, though Estonia leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

ME
$2,908
EE
$3,741
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

ME
27.8
EE
34.7

Montenegro generally does better on health & wellbeing, though Estonia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
EE
13.0

Estonia performs significantly better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

ME
32.3
EE
35.4
Electricity per capita World Bank, 2024

annual consumption — reflects grid capacity

ME
4,564 kWh
EE
5,298 kWh

Estonia performs significantly better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

ME
13.6%
EE
8.3%
GDP per capita World Bank, 2025

a broad measure of economic output per person

ME
$14,817
EE
$34,418

Montenegro generally does better on employment & economy, though Estonia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

ME
77.9 yrs
EE
79.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

ME
1.9
EE
1.5

Estonia performs significantly better than Montenegro across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook (2021), Department of Public Revenues, Montenegro (2016), Estonian Tax and Customs Board (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Tallinn Rain: 27.3 in/yr (693 mm)
48° / 36°F

Avg. annual high / low

Months Podgorica Tallinn
Jan–Mar 53°/38°F (12°/3°C) 31°/21°F (0°/-6°C)
Apr–Jun 75°/56°F (24°/13°C) 57°/41°F (14°/5°C)
Jul–Sep 86°/66°F (30°/19°C) 65°/51°F (19°/10°C)
Oct–Dec 61°/45°F (16°/7°C) 40°/31°F (4°/-1°C)
View all months
Month Podgorica Tallinn
Jan 49°/35°F (9.5°/1.4°C) 29°/20°F (-1.4°/-6.6°C)
Feb 52°/38°F (11.3°/3.1°C) 29°/18°F (-1.8°/-7.5°C)
Mar 59°/42°F (15.1°/5.8°C) 36°/24°F (2.0°/-4.3°C)
Apr 66°/48°F (19.1°/9.1°C) 47°/32°F (8.2°/0.1°C)
May 76°/56°F (24.3°/13.5°C) 59°/41°F (14.9°/5.0°C)
Jun 83°/63°F (28.2°/17.3°C) 66°/49°F (19.1°/9.7°C)
Jul 89°/69°F (31.8°/20.3°C) 70°/54°F (21.2°/12.1°C)
Aug 89°/68°F (31.7°/20.2°C) 68°/53°F (19.9°/11.6°C)
Sep 81°/62°F (27.3°/16.5°C) 58°/45°F (14.5°/7.2°C)
Oct 71°/53°F (21.7°/11.6°C) 48°/38°F (9.1°/3.3°C)
Nov 60°/44°F (15.4°/6.8°C) 38°/30°F (3.3°/-1.2°C)
Dec 52°/37°F (11.1°/2.9°C) 33°/24°F (0.3°/-4.6°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, Estonian Meteorological and Hydrological Institute Estonian Meteorological and Hydrological Institute

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and Estonia. To live, work, or study long-term in Estonia, you'll need a separate residence or work visa — check Estonia's immigration authority.

Montenegro passport

Montenegro passport holder visiting Estonia

Visa Free
Montenegro passport holders can enter Estonia without a visa.
Estonia passport

Estonia passport holder visiting Montenegro

Visa Free
Estonia passport holders can enter Montenegro without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Estonia than Montenegro?

No — Estonia is on average about 7% more expensive than Montenegro. City-level variation matters.

How much money do I need to move to Estonia?

Plan for at least 3 months of living expenses — roughly €17,975 in Estonia on a €67,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Estonia?

Internet is rarely the blocker — Estonia has 35.4 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Estonia safe for expats?

Montenegro generally does better on safety, though Estonia leads in road traffic deaths. The homicide rate in Estonia is 1.5 per 100,000 people, compared to 0.8 in Montenegro.

How is healthcare in Estonia compared to Montenegro?

Montenegro generally does better on health & wellbeing, though Estonia leads in doctors per 10,000 people. There are 34.7 doctors per 10,000 people in Estonia, compared to 27.8 in Montenegro. Estonia scores 79 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in Estonia compared to Montenegro?

The average high temperature in Tallinn is 48°F, compared to 69°F in Podgorica. Tallinn receives around 27.3 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in Estonia?

The official language in Estonia is Estonian. In Montenegro, the official language is Montenegrin.

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At a Glance

ME EE
Population 623,129 1,366,475
Currency Euro (€) Euro (€)
Languages Montenegrin Estonian
Driving side Right Right
Calling code +382 +372
Time zones 1 1
Emergency number 112 112