Moving to Ghana from Luxembourg

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What to Expect

Everything you need to know before relocating from Luxembourg to Ghana — costs, safety, healthcare, and practical first steps.

If you moved from Luxembourg to Ghana, you would find that Ghana is 62.6% cheaper than Luxembourg overall. A €65,577 salary in Luxembourg would need to be roughly GHS228,163 in Ghana to maintain the same lifestyle, and you’d need to navigate life in English. Expect a noticeable climate shift — Accra averages 88°F vs 56°F in Luxembourg, making it significantly warmer.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Luxembourg to Ghana.

What does your salary buy?

€65,577 GHS228,163

To maintain the same standard of living in Ghana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 71.6% less

Groceries

pay 33.3% less

Transportation

pay 64.3% less

Housing

pay 69.3% less

Childcare

pay 79.0% less

Entertainment and Sports

pay 51.2% less

See full cost of living breakdown
Exchange rate: 1 EUR = 13.18 GHS (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Luxembourg to Ghana.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

LU
1.5
GH
1.8
Feel safe walking at night United Nations SDG Indicators, 2020

of residents who feel safe walking alone at night

LU
79%
GH
83%

Luxembourg generally does better on safety, though Ghana leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

LU
$8,808
GH
$234
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

LU
29.9
GH
1.4

Ghana generally does better on health & wellbeing, though Luxembourg leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

LU
13.0
GH
89.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

LU
10.6t
GH
0.7t

Luxembourg generally does better on environment, though Ghana leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

LU
38.7
GH
0.6
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

LU
4.0%
GH
6.3%

Luxembourg performs better than Ghana across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

LU
5.2%
GH
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

LU
$132,400
GH
$6,700

Luxembourg generally does better on employment & economy, though Ghana leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

LU
83.0 yrs
GH
69.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

LU
3.2
GH
32.6

Luxembourg performs better than Ghana across all family life metrics.

Data: Administration des Contributions Directes, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Luxembourg Rain: 35.3 in/yr (897 mm)
56° / 42°F

Avg. annual high / low

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Months Luxembourg Accra
Jan–Mar 42°/31°F (6°/0°C) 91°/76°F (33°/25°C)
Apr–Jun 63°/46°F (17°/8°C) 88°/76°F (31°/24°C)
Jul–Sep 71°/54°F (21°/12°C) 84°/74°F (29°/23°C)
Oct–Dec 47°/37°F (8°/3°C) 89°/75°F (32°/24°C)
View all months
Month Luxembourg Accra
Jan 38°/29°F (3.1°/-1.6°C) 90°/75°F (32.4°/24.1°C)
Feb 40°/30°F (4.7°/-1.3°C) 92°/77°F (33.1°/25.0°C)
Mar 48°/35°F (9.1°/1.6°C) 91°/77°F (33.0°/25.1°C)
Apr 56°/40°F (13.3°/4.4°C) 91°/77°F (32.7°/25.1°C)
May 64°/47°F (17.8°/8.4°C) 89°/76°F (31.6°/24.4°C)
Jun 69°/52°F (20.7°/11.1°C) 85°/74°F (29.7°/23.6°C)
Jul 74°/56°F (23.2°/13.3°C) 83°/74°F (28.4°/23.1°C)
Aug 73°/55°F (22.8°/13.0°C) 83°/73°F (28.3°/22.7°C)
Sep 65°/50°F (18.4°/10.0°C) 85°/74°F (29.5°/23.1°C)
Oct 56°/43°F (13.1°/6.3°C) 88°/74°F (31.0°/23.5°C)
Nov 45°/36°F (7.3°/2.2°C) 90°/76°F (32.0°/24.2°C)
Dec 39°/31°F (3.9°/-0.5°C) 90°/76°F (32.1°/24.3°C)

Data: Air Navigation Administration (ANA), Meteolux Air Navigation Administration (ANA), Meteolux, Ghana Meteorological Agency Ghana Meteorological Agency

Visitor Visa Requirements

Short-stay tourist visa rules between Luxembourg and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.

Luxembourg passport

Luxembourg passport holder visiting Ghana

Visa Required
Luxembourg passport holders need a visa to enter Ghana.
Ghana passport

Ghana passport holder visiting Luxembourg

Visa Required
Ghana passport holders need a visa to enter Luxembourg.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Ghana than Luxembourg?

Yes — Ghana is on average about 74% cheaper than Luxembourg. City-level variation can be significant.

How much money do I need to move to Ghana?

Plan for at least 3 months of living expenses — roughly GHS57,041 in Ghana on a €65,577 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Ghana?

Internet is rarely the blocker — Ghana has 0.6 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Ghana safe for expats?

Luxembourg generally does better on safety, though Ghana leads in feel safe walking at night. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 1.5 in Luxembourg. About 83% of people in Ghana feel safe walking alone at night.

How is healthcare in Ghana compared to Luxembourg?

Ghana generally does better on health & wellbeing, though Luxembourg leads in doctors per 10,000 people. There are 1.4 doctors per 10,000 people in Ghana, compared to 29.9 in Luxembourg. Ghana scores 48 on the WHO universal health coverage index (Luxembourg: 83).

What's the weather like in Ghana compared to Luxembourg?

The average high temperature in Accra is 88°F, compared to 56°F in Luxembourg. Accra receives around 29.2 in of rainfall per year, while Luxembourg gets 35.3 in.

What language do they speak in Ghana?

The official language in Ghana is English. In Luxembourg, the official languages are French, German and Luxembourgish.

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At a Glance

LU GH
Population 650,364 33,107,275
Currency Euro (€) Ghanaian Cedi (GHS)
Languages French, German, Luxembourgish English
Driving side Right Right
Calling code +352 +233
Time zones 1 1
Emergency number 112 112