Moving to Luxembourg from Ghana

moving to

What to Expect

A comprehensive look at what changes when you move from Ghana to Luxembourg — from daily expenses to quality of life.

If you moved from Ghana to Luxembourg, you would find that Luxembourg is 4.7 times more expensive than Ghana overall. A GHS864,429 salary in Ghana would need to be roughly €248,444 in Luxembourg to maintain the same lifestyle, and you’d need to navigate life in French, German and Luxembourgish. Expect a noticeable climate shift — Luxembourg averages 56°F vs 88°F in Accra, making it significantly cooler.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Ghana to Luxembourg.

What does your salary buy?

GHS864,429 €248,444

To maintain the same standard of living in Luxembourg

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 5.3 times more

Groceries

pay 95.6% more

Transportation

pay 3.5 times more

Housing

pay 7.3 times more

Childcare

pay 8.7 times more

Entertainment and Sports

pay 2.7 times more

See full cost of living breakdown
Exchange rate: 1 GHS = 0.0759 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Ghana to Luxembourg, and how the trend has changed.

Moved in 2023
22 ↑ 29% vs 2022

people moved from Ghana to Luxembourg · OECD (latest data available)

Who's moving to Luxembourg?

Top countries of origin for Luxembourg's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Ghana and Luxembourg stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

GH
1.8
LU
1.5
Feel safe walking at night United Nations SDG Indicators, 2020

of residents who feel safe walking alone at night

GH
83%
LU
79%

Luxembourg generally does better on safety, though Ghana leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

GH
$234
LU
$8,808
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

GH
1.4
LU
29.9

Ghana generally does better on health & wellbeing, though Luxembourg leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

GH
89.0
LU
13.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

GH
0.7t
LU
10.6t

Ghana generally does better on environment, though Luxembourg leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

GH
0.6
LU
38.7
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

GH
6.3%
LU
4.0%

Luxembourg performs significantly better than Ghana across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

GH
3.1%
LU
5.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

GH
$6,700
LU
$132,400

Ghana generally does better on employment & economy, though Luxembourg leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

GH
69.4 yrs
LU
83.0 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

GH
32.6
LU
3.2

Luxembourg performs significantly better than Ghana across all family life metrics.

Data: Ghana Revenue Authority, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Luxembourg Rain: 35.3 in/yr (897 mm)
56° / 42°F

Avg. annual high / low

Months Accra Luxembourg
Jan–Mar 91°/76°F (33°/25°C) 42°/31°F (6°/0°C)
Apr–Jun 88°/76°F (31°/24°C) 63°/46°F (17°/8°C)
Jul–Sep 84°/74°F (29°/23°C) 71°/54°F (21°/12°C)
Oct–Dec 89°/75°F (32°/24°C) 47°/37°F (8°/3°C)
View all months
Month Accra Luxembourg
Jan 90°/75°F (32.4°/24.1°C) 38°/29°F (3.1°/-1.6°C)
Feb 92°/77°F (33.1°/25.0°C) 40°/30°F (4.7°/-1.3°C)
Mar 91°/77°F (33.0°/25.1°C) 48°/35°F (9.1°/1.6°C)
Apr 91°/77°F (32.7°/25.1°C) 56°/40°F (13.3°/4.4°C)
May 89°/76°F (31.6°/24.4°C) 64°/47°F (17.8°/8.4°C)
Jun 85°/74°F (29.7°/23.6°C) 69°/52°F (20.7°/11.1°C)
Jul 83°/74°F (28.4°/23.1°C) 74°/56°F (23.2°/13.3°C)
Aug 83°/73°F (28.3°/22.7°C) 73°/55°F (22.8°/13.0°C)
Sep 85°/74°F (29.5°/23.1°C) 65°/50°F (18.4°/10.0°C)
Oct 88°/74°F (31.0°/23.5°C) 56°/43°F (13.1°/6.3°C)
Nov 90°/76°F (32.0°/24.2°C) 45°/36°F (7.3°/2.2°C)
Dec 90°/76°F (32.1°/24.3°C) 39°/31°F (3.9°/-0.5°C)

Data: Ghana Meteorological Agency Ghana Meteorological Agency, Air Navigation Administration (ANA), Meteolux Air Navigation Administration (ANA), Meteolux

Visitor Visa Requirements

Short-stay tourist visa rules between Ghana and Luxembourg. To live, work, or study long-term in Luxembourg, you'll need a separate residence or work visa — check Luxembourg's immigration authority.

Ghana passport

Ghana passport holder visiting Luxembourg

Visa Required
Ghana passport holders need a visa to enter Luxembourg.
Luxembourg passport

Luxembourg passport holder visiting Ghana

Visa Required
Luxembourg passport holders need a visa to enter Ghana.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Luxembourg than Ghana?

Day-to-day costs in Luxembourg run about 279% higher than Ghana on average; specific cities can swing further.

How much money do I need to move to Luxembourg?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a GHS864,429 comparable salary, that's around €62,111 in Luxembourg for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Luxembourg?

With 38.7 fixed broadband subscriptions per 100 people, Luxembourg can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Ghana and Luxembourg.

Is Luxembourg safe for expats?

Luxembourg generally does better on safety, though Ghana leads in feel safe walking at night. The homicide rate in Luxembourg is 1.5 per 100,000 people, compared to 1.8 in Ghana. About 79% of people in Luxembourg feel safe walking alone at night.

How is healthcare in Luxembourg compared to Ghana?

Ghana generally does better on health & wellbeing, though Luxembourg leads in doctors per 10,000 people. There are 29.9 doctors per 10,000 people in Luxembourg, compared to 1.4 in Ghana. Luxembourg scores 83 on the WHO universal health coverage index (Ghana: 48).

What's the weather like in Luxembourg compared to Ghana?

The average high temperature in Luxembourg is 56°F, compared to 88°F in Accra. Luxembourg receives around 35.3 in of rainfall per year, while Accra gets 29.2 in.

What language do they speak in Luxembourg?

The official languages in Luxembourg are French, German and Luxembourgish. In Ghana, the official language is English.

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At a Glance

GH LU
Population 33,107,275 650,364
Currency Ghanaian Cedi (GHS) Euro (€)
Languages English French, German, Luxembourgish
Driving side Right Right
Calling code +233 +352
Time zones 1 1
Emergency number 112 112