Moving to Montana from Kentucky

moving to

What to Expect

Considering a move from Kentucky to Montana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Kentucky to Montana, you would find that Montana is 18.0% more expensive than Kentucky. A $75,000 salary in Kentucky would need to be roughly $86,421 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 69°F in Bowling Green, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Kentucky and Montana.

What does your salary buy?

$75,000 $86,421

To maintain the same standard of living in Montana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 17.7% more

Groceries

pay 16.1% more

Transportation

pay 3.9% more

Housing

pay 24.3% more

Childcare

pay 12.5% more

Entertainment and Sports

pay 23.7% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

The numbers behind daily life in Montana compared to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
220
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
1525
MT
1815

Kentucky performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

KY
5.7%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

KY
38.2%
MT
31.8%

Montana generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

KY
$192,300
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

KY
$933
MT
$1,031

Kentucky generally does better on what about housing?, though Montana leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

KY
87.4%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

KY
24 min
MT
19 min

Montana performs significantly better than Kentucky across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

KY
3.5%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

KY
$50,135
MT
$52,945

Montana generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

KY
73.5 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

KY
18%
MT
23%

Montana performs significantly better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Bowling Green Helena
Jan–Mar 52°/31°F (11°/-1°C) 40°/18°F (4°/-8°C)
Apr–Jun 78°/55°F (25°/13°C) 67°/41°F (19°/5°C)
Jul–Sep 87°/64°F (30°/18°C) 81°/50°F (27°/10°C)
Oct–Dec 59°/38°F (15°/3°C) 45°/22°F (7°/-6°C)
View all months
Month Bowling Green Helena
Jan 45°/26°F (7.2°/-3.1°C) 33°/13°F (0.7°/-10.6°C)
Feb 50°/30°F (10.0°/-1.3°C) 39°/17°F (3.7°/-8.4°C)
Mar 60°/37°F (15.4°/2.8°C) 48°/24°F (9.0°/-4.3°C)
Apr 70°/46°F (20.9°/7.6°C) 58°/32°F (14.3°/0.1°C)
May 78°/55°F (25.4°/12.8°C) 67°/41°F (19.5°/4.9°C)
Jun 86°/64°F (30.1°/17.7°C) 76°/49°F (24.3°/9.2°C)
Jul 89°/68°F (31.9°/19.9°C) 86°/54°F (29.8°/12.4°C)
Aug 89°/66°F (31.6°/18.9°C) 85°/52°F (29.2°/11.2°C)
Sep 82°/58°F (27.8°/14.4°C) 73°/43°F (22.6°/6.2°C)
Oct 71°/46°F (21.8°/7.9°C) 59°/33°F (14.8°/0.3°C)
Nov 59°/38°F (15.2°/3.1°C) 43°/22°F (6.2°/-5.6°C)
Dec 48°/29°F (8.8°/-1.6°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Kentucky?

On average Montana is around 15% pricier than Kentucky, with notable variation by city.

How much money do I need to move to Montana?

Budget about $21,605 for 3 months in Montana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Montana safe?

Kentucky performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Kentucky?

Montana generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Montana compared to Kentucky?

The average high temperature in Helena is 58°F, compared to 69°F in Bowling Green. Helena receives around 11.2 in of rainfall per year, while Bowling Green gets 49.9 in.

Share this