Moving to Montana from Illinois

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What to Expect

Everything you need to know before relocating from Illinois to Montana — costs, safety, healthcare, and practical first steps.

If you moved from Illinois to Montana, you would find that Montana is 2.1% more expensive than Illinois. A $75,000 salary in Illinois would need to be roughly $79,416 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Illinois to Montana.

What does your salary buy?

$75,000 $79,416

To maintain the same standard of living in Montana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 10.8% more

Groceries

pay 7.5% more

Transportation

pay 13.0% less

Housing

pay 9.0% more

Childcare

pay 5.5% less

Entertainment and Sports

pay 2.7% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 5% more than cities in Illinois.

Illinois

Chicago 76%
Champaign 53%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Illinois to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
306
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
1697
MT
1815

Illinois performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IL
6.8%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IL
34.6%
MT
31.8%

Illinois generally does better on health & wellbeing, though Montana leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IL
$250,500
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IL
$1,227
MT
$1,031

Montana generally does better on what about housing?, though Illinois leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IL
89.6%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IL
28 min
MT
19 min

Illinois generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IL
4.8%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IL
$70,691
MT
$52,945

Illinois generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IL
76.8 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IL
26%
MT
23%

Illinois performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Springfield Rain: 37.4 in/yr (951 mm)
63° / 43°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Springfield Helena
Jan–Mar 42°/25°F (6°/-4°C) 40°/18°F (4°/-8°C)
Apr–Jun 74°/52°F (23°/11°C) 67°/41°F (19°/5°C)
Jul–Sep 83°/61°F (29°/16°C) 81°/50°F (27°/10°C)
Oct–Dec 52°/33°F (11°/1°C) 45°/22°F (7°/-6°C)
View all months
Month Springfield Helena
Jan 35°/19°F (1.6°/-7.4°C) 33°/13°F (0.7°/-10.6°C)
Feb 40°/23°F (4.4°/-5.2°C) 39°/17°F (3.7°/-8.4°C)
Mar 52°/32°F (11.2°/0.1°C) 48°/24°F (9.0°/-4.3°C)
Apr 65°/42°F (18.1°/5.8°C) 58°/32°F (14.3°/0.1°C)
May 75°/53°F (23.8°/11.4°C) 67°/41°F (19.5°/4.9°C)
Jun 83°/62°F (28.4°/16.6°C) 76°/49°F (24.3°/9.2°C)
Jul 86°/65°F (30.1°/18.6°C) 86°/54°F (29.8°/12.4°C)
Aug 85°/64°F (29.4°/17.6°C) 85°/52°F (29.2°/11.2°C)
Sep 79°/55°F (26.1°/12.6°C) 73°/43°F (22.6°/6.2°C)
Oct 66°/44°F (19.1°/6.6°C) 59°/33°F (14.8°/0.3°C)
Nov 52°/34°F (11.3°/1.1°C) 43°/22°F (6.2°/-5.6°C)
Dec 38°/22°F (3.5°/-5.3°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Illinois?

No — Montana is on average about 6% more expensive than Illinois. City-level variation matters.

How much money do I need to move to Montana?

Plan for at least 3 months of living expenses — roughly $19,854 in Montana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Montana safe?

Illinois performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Illinois?

Illinois generally does better on health & wellbeing, though Montana leads in adult obesity rate.

What's the weather like in Montana compared to Illinois?

The average high temperature in Helena is 58°F, compared to 63°F in Springfield. Helena receives around 11.2 in of rainfall per year, while Springfield gets 37.4 in.

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