Moving to Kentucky from Illinois

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What to Expect

Everything you need to know before relocating from Illinois to Kentucky — costs, safety, healthcare, and practical first steps.

If you moved from Illinois to Kentucky, you would find that Kentucky is 12.0% cheaper than Illinois. A $75,000 salary in Illinois would need to be roughly $68,920 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Illinois to Kentucky.

What does your salary buy?

$75,000 $68,920

To maintain the same standard of living in Kentucky

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 5.6% less

Groceries

pay 5.1% less

Transportation

pay 14.7% less

Housing

pay 11.8% less

Childcare

pay 14.9% less

Entertainment and Sports

pay 17.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Illinois to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
306
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
1697
KY
1525

Kentucky performs significantly better than Illinois across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IL
6.8%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IL
34.6%
KY
38.2%

Illinois generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IL
$250,500
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IL
$1,227
KY
$933

Kentucky performs significantly better than Illinois across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IL
89.6%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IL
28 min
KY
24 min

Illinois generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IL
4.8%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IL
$70,691
KY
$50,135

Illinois generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IL
76.8 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IL
26%
KY
18%

Illinois performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Springfield Rain: 37.4 in/yr (951 mm)
63° / 43°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Springfield Bowling Green
Jan–Mar 42°/25°F (6°/-4°C) 52°/31°F (11°/-1°C)
Apr–Jun 74°/52°F (23°/11°C) 78°/55°F (25°/13°C)
Jul–Sep 83°/61°F (29°/16°C) 87°/64°F (30°/18°C)
Oct–Dec 52°/33°F (11°/1°C) 59°/38°F (15°/3°C)
View all months
Month Springfield Bowling Green
Jan 35°/19°F (1.6°/-7.4°C) 45°/26°F (7.2°/-3.1°C)
Feb 40°/23°F (4.4°/-5.2°C) 50°/30°F (10.0°/-1.3°C)
Mar 52°/32°F (11.2°/0.1°C) 60°/37°F (15.4°/2.8°C)
Apr 65°/42°F (18.1°/5.8°C) 70°/46°F (20.9°/7.6°C)
May 75°/53°F (23.8°/11.4°C) 78°/55°F (25.4°/12.8°C)
Jun 83°/62°F (28.4°/16.6°C) 86°/64°F (30.1°/17.7°C)
Jul 86°/65°F (30.1°/18.6°C) 89°/68°F (31.9°/19.9°C)
Aug 85°/64°F (29.4°/17.6°C) 89°/66°F (31.6°/18.9°C)
Sep 79°/55°F (26.1°/12.6°C) 82°/58°F (27.8°/14.4°C)
Oct 66°/44°F (19.1°/6.6°C) 71°/46°F (21.8°/7.9°C)
Nov 52°/34°F (11.3°/1.1°C) 59°/38°F (15.2°/3.1°C)
Dec 38°/22°F (3.5°/-5.3°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Illinois?

Yes — Kentucky is on average about 8% cheaper than Illinois. City-level variation can be significant.

How much money do I need to move to Kentucky?

Plan for at least 3 months of living expenses — roughly $17,230 in Kentucky on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Kentucky safe?

Kentucky performs significantly better than Illinois across all safety metrics.

How is healthcare in Kentucky compared to Illinois?

Illinois generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Kentucky compared to Illinois?

The average high temperature in Bowling Green is 69°F, compared to 63°F in Springfield. Bowling Green receives around 49.9 in of rainfall per year, while Springfield gets 37.4 in.

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