Moving to Ghana from Germany

moving to

What to Expect

A comprehensive look at what changes when you move from Germany to Ghana — from daily expenses to quality of life.

If you moved from Germany to Ghana, you would find that Ghana is 54.7% cheaper than Germany overall. A €65,577 salary in Germany would need to be roughly GHS344,146 in Ghana to maintain the same lifestyle, and you’d need to navigate life in English. Expect a noticeable climate shift — Accra averages 88°F vs 56°F in Berlin, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Germany to Ghana.

What does your salary buy?

€65,577 GHS344,146

To maintain the same standard of living in Ghana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 66.2% less

Groceries

pay 8.7% less

Transportation

pay 59.1% less

Housing

pay 57.2% less

Childcare

pay 73.7% less

Entertainment and Sports

pay 49.3% less

See full cost of living breakdown
Exchange rate: 1 EUR = 13.18 GHS (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

How Germany and Ghana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

DE
0.8
GH
1.8
Feel safe walking at night United Nations SDG Indicators, 2020

of residents who feel safe walking alone at night

DE
72%
GH
83%

Germany generally does better on safety, though Ghana leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

DE
$8,826
GH
$234
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

DE
45.2
GH
1.4

Ghana generally does better on health & wellbeing, though Germany leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

DE
15.0
GH
89.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

DE
6.9t
GH
0.7t

Germany generally does better on environment, though Ghana leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

DE
45.0
GH
0.6
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

DE
35.4%
GH
6.3%

Germany generally does better on infrastructure, though Ghana leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

DE
3.0%
GH
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

DE
$61,900
GH
$6,700

Germany generally does better on employment & economy, though Ghana leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

DE
81.5 yrs
GH
69.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

DE
3.2
GH
32.6

Germany performs better than Ghana across all family life metrics.

Data: Federal Central Tax Office (BZSt), The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Berlin Rain: 22.5 in/yr (571 mm)
56° / 43°F

Avg. annual high / low

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Months Berlin Accra
Jan–Mar 41°/31°F (5°/-1°C) 91°/76°F (33°/25°C)
Apr–Jun 64°/47°F (18°/8°C) 88°/76°F (31°/24°C)
Jul–Sep 72°/55°F (22°/13°C) 84°/74°F (29°/23°C)
Oct–Dec 47°/37°F (8°/3°C) 89°/75°F (32°/24°C)
View all months
Month Berlin Accra
Jan 37°/29°F (2.9°/-1.9°C) 90°/75°F (32.4°/24.1°C)
Feb 40°/29°F (4.2°/-1.5°C) 92°/77°F (33.1°/25.0°C)
Mar 47°/34°F (8.5°/1.3°C) 91°/77°F (33.0°/25.1°C)
Apr 56°/40°F (13.2°/4.2°C) 91°/77°F (32.7°/25.1°C)
May 66°/48°F (18.9°/9.0°C) 89°/76°F (31.6°/24.4°C)
Jun 71°/54°F (21.6°/12.3°C) 85°/74°F (29.7°/23.6°C)
Jul 75°/58°F (23.7°/14.3°C) 83°/74°F (28.4°/23.1°C)
Aug 74°/57°F (23.6°/14.1°C) 83°/73°F (28.3°/22.7°C)
Sep 66°/51°F (18.8°/10.6°C) 85°/74°F (29.5°/23.1°C)
Oct 56°/44°F (13.4°/6.4°C) 88°/74°F (31.0°/23.5°C)
Nov 45°/36°F (7.1°/2.2°C) 90°/76°F (32.0°/24.2°C)
Dec 40°/31°F (4.4°/-0.4°C) 90°/76°F (32.1°/24.3°C)

Data: Deutscher Wetterdienst Deutscher Wetterdienst, Ghana Meteorological Agency Ghana Meteorological Agency

Visitor Visa Requirements

Short-stay tourist visa rules between Germany and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.

Germany passport

Germany passport holder visiting Ghana

Visa Required
Germany passport holders need a visa to enter Ghana.
Ghana passport

Ghana passport holder visiting Germany

Visa Required
Ghana passport holders need a visa to enter Germany.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Ghana than Germany?

Generally yes: Ghana runs about 60% cheaper than Germany on average, though it depends heavily on the city.

How much money do I need to move to Ghana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €65,577 comparable salary, that's around GHS86,036 in Ghana for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Ghana?

With 0.6 fixed broadband subscriptions per 100 people, Ghana can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Germany and Ghana.

Is Ghana safe for expats?

Germany generally does better on safety, though Ghana leads in feel safe walking at night. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 0.8 in Germany. About 83% of people in Ghana feel safe walking alone at night.

How is healthcare in Ghana compared to Germany?

Ghana generally does better on health & wellbeing, though Germany leads in doctors per 10,000 people. There are 1.4 doctors per 10,000 people in Ghana, compared to 45.2 in Germany. Ghana scores 48 on the WHO universal health coverage index (Germany: 88).

What's the weather like in Ghana compared to Germany?

The average high temperature in Accra is 88°F, compared to 56°F in Berlin. Accra receives around 29.2 in of rainfall per year, while Berlin gets 22.5 in.

What language do they speak in Ghana?

The official language in Ghana is English. In Germany, the official language is German.

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At a Glance

DE GH
Population 84,316,622 33,107,275
Currency Euro (€) Ghanaian Cedi (GHS)
Languages German English
Driving side Right Right
Calling code +49 +233
Time zones 1 1
Emergency number 112 112