Moving to Switzerland from Germany

moving to

What to Expect

Considering a move from Germany to Switzerland? Here's how the two compare on cost, climate, safety, and more.

If you moved from Germany to Switzerland, you would find that Switzerland is 90.9% more expensive than Germany overall. A €65,577 salary in Germany would need to be roughly CHF105,743 in Switzerland to maintain the same lifestyle, and you’d need to navigate life in French, Italian, Romansh and Swiss German.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Germany and Switzerland.

What does your salary buy?

€65,577 CHF105,743

To maintain the same standard of living in Switzerland

Calculate with your salary →

How key spending categories compare

Restaurants

pay 70.0% more

Groceries

pay 61.7% more

Transportation

pay 48.2% more

Housing

pay 57.1% more

Childcare

pay 3.7 times more

Entertainment and Sports

pay 72.5% more

See full cost of living breakdown
Exchange rate: 1 EUR = 0.9241 CHF (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Switzerland cost about 69% more than cities in Germany.

Germany

Munich 66%
Frankfurt 63%
Hamburg 63%
Oldenburg 55%

Switzerland

Zurich 102%
Geneva 101%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from Germany to Switzerland.

Moved in 2023
26,211 ↑ 12% vs 2022

people moved from Germany to Switzerland · OECD (latest data available)

Who's moving to Switzerland?

Top countries of origin for Switzerland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Switzerland compared to Germany.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

DE
0.8
CH
0.5
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

DE
72%
CH
72%

Switzerland generally does better on safety, though Germany leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

DE
$8,826
CH
$10,602
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

DE
45.2
CH
44.4

Germany generally does better on health & wellbeing, though Switzerland leads in adult obesity rate.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

DE
15.0
CH
10.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

DE
6.9t
CH
3.7t

Switzerland performs significantly better than Germany across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

DE
45.0
CH
47.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

DE
35.4%
CH
6.5%

Switzerland performs significantly better than Germany across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

DE
3.0%
CH
4.0%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

DE
$61,900
CH
$82,900

Switzerland generally does better on employment & economy, though Germany leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

DE
81.5 yrs
CH
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

DE
3.2
CH
3.6

Switzerland generally does better on family life, though Germany leads in infant mortality.

Data: Federal Central Tax Office (BZSt), The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Berlin Rain: 22.5 in/yr (571 mm)
56° / 43°F

Avg. annual high / low

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Months Berlin Bern
Jan–Mar 41°/31°F (5°/-1°C) 41°/30°F (5°/-1°C)
Apr–Jun 64°/47°F (18°/8°C) 62°/45°F (17°/7°C)
Jul–Sep 72°/55°F (22°/13°C) 70°/53°F (21°/12°C)
Oct–Dec 47°/37°F (8°/3°C) 46°/36°F (8°/2°C)
View all months
Month Berlin Bern
Jan 37°/29°F (2.9°/-1.9°C) 36°/27°F (2.0°/-2.8°C)
Feb 40°/29°F (4.2°/-1.5°C) 40°/29°F (4.2°/-1.9°C)
Mar 47°/34°F (8.5°/1.3°C) 47°/33°F (8.3°/0.6°C)
Apr 56°/40°F (13.2°/4.2°C) 55°/39°F (12.6°/3.7°C)
May 66°/48°F (18.9°/9.0°C) 63°/46°F (17.3°/7.7°C)
Jun 71°/54°F (21.6°/12.3°C) 69°/51°F (20.5°/10.8°C)
Jul 75°/58°F (23.7°/14.3°C) 73°/55°F (23.0°/12.8°C)
Aug 74°/57°F (23.6°/14.1°C) 72°/54°F (22.0°/12.4°C)
Sep 66°/51°F (18.8°/10.6°C) 66°/50°F (18.8°/10.0°C)
Oct 56°/44°F (13.4°/6.4°C) 56°/43°F (13.3°/6.2°C)
Nov 45°/36°F (7.1°/2.2°C) 44°/35°F (6.9°/1.4°C)
Dec 40°/31°F (4.4°/-0.4°C) 37°/29°F (2.9°/-1.7°C)

Data: Deutscher Wetterdienst Deutscher Wetterdienst, MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology

Visitor Visa Requirements

Short-stay tourist visa rules between Germany and Switzerland. To live, work, or study long-term in Switzerland, you'll need a separate residence or work visa — check Switzerland's immigration authority.

Germany passport

Germany passport holder visiting Switzerland

Visa Free
Germany passport holders can enter Switzerland without a visa.
Switzerland passport

Switzerland passport holder visiting Germany

Visa Free
Switzerland passport holders can enter Germany without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Switzerland than Germany?

On average Switzerland is around 74% pricier than Germany, with notable variation by city.

How much money do I need to move to Switzerland?

Budget about CHF26,436 for 3 months in Switzerland (based on a €65,577 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Switzerland?

Connectivity is usually fine (Switzerland: 47.1 fixed broadband per 100). What actually decides it is legal: does Switzerland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Switzerland safe for expats?

Switzerland generally does better on safety, though Germany leads in feel safe walking at night. The homicide rate in Switzerland is 0.5 per 100,000 people, compared to 0.8 in Germany. About 72% of people in Switzerland feel safe walking alone at night.

How is healthcare in Switzerland compared to Germany?

Germany generally does better on health & wellbeing, though Switzerland leads in adult obesity rate. There are 44.4 doctors per 10,000 people in Switzerland, compared to 45.2 in Germany. Switzerland scores 86 on the WHO universal health coverage index (Germany: 88).

What's the weather like in Switzerland compared to Germany?

The average high temperature in Bern is 55°F, compared to 56°F in Berlin. Bern receives around 42.8 in of rainfall per year, while Berlin gets 22.5 in.

What language do they speak in Switzerland?

The official languages in Switzerland are French, Italian, Romansh and Swiss German. In Germany, the official language is German.

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At a Glance

DE CH
Population 84,316,622 8,508,698
Currency Euro (€) Swiss Franc (CHF)
Languages German French, Italian, Romansh, Swiss German
Driving side Right Right
Calling code +49 +41
Time zones 1 1
Emergency number 112 112