Moving to New Zealand from Finland
What to Expect
A comprehensive look at what changes when you move from Finland to New Zealand — from daily expenses to quality of life.
If you moved from Finland to New Zealand, you would find that New Zealand is 2.3% more expensive than Finland overall. A €67,000 salary in Finland would need to be roughly NZ$137,000 in New Zealand to maintain the same lifestyle, and you’d need to navigate life in English, Māori and New Zealand Sign Language. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Wellington averages 62°F vs 48°F in Helsinki, making it significantly warmer.
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How your spending power changes when you relocate from Finland to New Zealand.
What does your salary buy?
€67,000 → NZ$137,000
To maintain the same standard of living in New Zealand
Calculate with your salary →The biggest cost differences at a glance
Restaurants
pay 20.6% less
Groceries
pay 8.1% more
Transportation
pay 16.2% less
Housing
pay 21.2% more
Childcare
pay 62.9% more
Entertainment and Sports
pay 21.3% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in New Zealand cost about 7% less than cities in Finland.
Compare cities head-to-head
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Who Else Is Making This Move?
Real numbers on people moving from Finland to New Zealand, and how the trend has changed.
people moved from Finland to New Zealand · OECD (latest data available)
Who's moving to New Zealand?
Top countries of origin for New Zealand's foreign-born residents.
- 286,746
- 144,207
- 122,506
- 85,289
- 73,846
- 70,412
Key Indicator Comparison
How Finland and New Zealand stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Finland performs better than New Zealand across all safety metrics.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
share of adults with obesity
per 100,000 people — a proxy for mental health support
New Zealand generally does better on health & wellbeing, though Finland leads in health coverage index.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Finland performs better than New Zealand across all environment metrics.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
share of households with internet
Finland generally does better on infrastructure, though New Zealand leads in broadband per 100 people.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
New Zealand generally does better on employment & economy, though Finland leads in gdp per capita.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
Finland performs better than New Zealand across all family life metrics.
Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Finnish Tax Administration (2016), New Zealand Inland Revenue Department (2016). How we calculate this
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Helsinki | Wellington |
|---|---|---|
| Jan–Mar | 29°/18°F (-1°/-8°C) | 69°/58°F (21°/14°C) |
| Apr–Jun | 58°/40°F (14°/4°C) | 59°/49°F (15°/10°C) |
| Jul–Sep | 65°/49°F (19°/10°C) | 56°/46°F (13°/8°C) |
| Oct–Dec | 38°/28°F (3°/-2°C) | 64°/53°F (18°/12°C) |
View all months
| Month | Helsinki | Wellington |
|---|---|---|
| Jan | 27°/17°F (-2.6°/-8.5°C) | 70°/58°F (21.2°/14.7°C) |
| Feb | 27°/15°F (-2.9°/-9.3°C) | 70°/59°F (21.3°/14.8°C) |
| Mar | 34°/22°F (1.1°/-5.6°C) | 68°/56°F (19.8°/13.5°C) |
| Apr | 46°/31°F (7.5°/-0.7°C) | 63°/53°F (17.4°/11.5°C) |
| May | 60°/40°F (15.5°/4.4°C) | 59°/49°F (15.2°/9.7°C) |
| Jun | 68°/49°F (19.8°/9.3°C) | 56°/46°F (13.1°/7.9°C) |
| Jul | 71°/53°F (21.8°/11.8°C) | 54°/44°F (12.3°/6.9°C) |
| Aug | 68°/51°F (19.9°/10.7°C) | 55°/45°F (12.9°/7.4°C) |
| Sep | 57°/43°F (14.0°/6.1°C) | 58°/48°F (14.5°/8.8°C) |
| Oct | 47°/36°F (8.1°/2.2°C) | 60°/50°F (15.8°/10.0°C) |
| Nov | 36°/28°F (2.5°/-2.4°C) | 64°/53°F (17.5°/11.4°C) |
| Dec | 31°/20°F (-0.8°/-6.6°C) | 67°/56°F (19.6°/13.5°C) |
Data:
Finnish Meteorological Institute,
New Zealand National Meteorological Service
Visitor Visa Requirements
Short-stay tourist visa rules between Finland and New Zealand. To live, work, or study long-term in New Zealand, you'll need a separate residence or work visa — check New Zealand's immigration authority.
Finland passport holder visiting New Zealand
Electronic Travel Authorisation
New Zealand passport holder visiting Finland
Visa FreeData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in New Zealand than Finland?
Headline costs are within a few percent between New Zealand and Finland; rent and dining are where you'll actually feel differences.
How much money do I need to move to New Zealand?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €67,000 comparable salary, that's around NZ$34,250 in New Zealand for everyday spending, before flights, shipping, a rental deposit, and visa fees.
Can I work remotely from New Zealand?
With 38.0 fixed broadband subscriptions per 100 people, New Zealand can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Finland and New Zealand.
Is New Zealand safe for expats?
Finland performs better than New Zealand across all safety metrics. The homicide rate in New Zealand is 1.5 per 100,000 people, compared to 1.0 in Finland.
How is healthcare in New Zealand compared to Finland?
New Zealand generally does better on health & wellbeing, though Finland leads in health coverage index. There are 36.1 doctors per 10,000 people in New Zealand, compared to 36.1 in Finland. New Zealand scores 85 on the WHO universal health coverage index (Finland: 86).
What's the weather like in New Zealand compared to Finland?
The average high temperature in Wellington is 62°F, compared to 48°F in Helsinki. Wellington receives around 37.7 in of rainfall per year, while Helsinki gets 25.6 in.
What language do they speak in New Zealand?
The official languages in New Zealand are English, Māori and New Zealand Sign Language. In Finland, the official languages are Finnish and Swedish.
