Moving to New Zealand from Finland

moving to

What to Expect

A comprehensive look at what changes when you move from Finland to New Zealand — from daily expenses to quality of life.

If you moved from Finland to New Zealand, you would find that New Zealand is 8.8% more expensive than Finland overall. A €65,700 salary in Finland would need to be roughly NZ$123,577 in New Zealand to maintain the same lifestyle, and you’d need to navigate life in English, Māori and New Zealand Sign Language. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Wellington averages 62°F vs 48°F in Helsinki, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Finland to New Zealand.

What does your salary buy?

€65,700 NZ$123,577

To maintain the same standard of living in New Zealand

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 13.7% less

Groceries

pay 11.4% more

Transportation

pay 14.8% less

Housing

pay 36.9% more

Childcare

pay 56.2% more

Entertainment and Sports

pay 3.1% less

See full cost of living breakdown
Exchange rate: 1 EUR = 1.98 NZD (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Finland to New Zealand, and how the trend has changed.

Moved in 2023
84 ↑ 40% vs 2022

people moved from Finland to New Zealand · OECD (latest data available)

Who's moving to New Zealand?

Top countries of origin for New Zealand's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Finland and New Zealand stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

FI
1.2
NZ
1.1
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

FI
4.2
NZ
6.6

Finland generally does better on safety, though New Zealand leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

FI
$6,433
NZ
$5,576
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

FI
43.8
NZ
35.7

Finland generally does better on health & wellbeing, though New Zealand leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

FI
7.0
NZ
12.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

FI
5.5t
NZ
6.0t

Finland performs better than New Zealand across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

FI
34.5
NZ
35.9
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

FI
7.1%
NZ
8.1%

Finland generally does better on infrastructure, though New Zealand leads in broadband per 100 people.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

FI
7.2%
NZ
3.7%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

FI
$57,500
NZ
$48,800

New Zealand generally does better on employment & economy, though Finland leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

FI
81.8 yrs
NZ
82.5 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

FI
2.1
NZ
3.4

New Zealand generally does better on family life, though Finland leads in infant mortality.

Data: Finnish Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Wellington Rain: 37.7 in/yr (957 mm)
62° / 51°F

Avg. annual high / low

Months Helsinki Wellington
Jan–Mar 29°/18°F (-1°/-8°C) 69°/58°F (21°/14°C)
Apr–Jun 58°/40°F (14°/4°C) 59°/49°F (15°/10°C)
Jul–Sep 65°/49°F (19°/10°C) 56°/46°F (13°/8°C)
Oct–Dec 38°/28°F (3°/-2°C) 64°/53°F (18°/12°C)
View all months
Month Helsinki Wellington
Jan 27°/17°F (-2.6°/-8.5°C) 70°/58°F (21.2°/14.7°C)
Feb 27°/15°F (-2.9°/-9.3°C) 70°/59°F (21.3°/14.8°C)
Mar 34°/22°F (1.1°/-5.6°C) 68°/56°F (19.8°/13.5°C)
Apr 46°/31°F (7.5°/-0.7°C) 63°/53°F (17.4°/11.5°C)
May 60°/40°F (15.5°/4.4°C) 59°/49°F (15.2°/9.7°C)
Jun 68°/49°F (19.8°/9.3°C) 56°/46°F (13.1°/7.9°C)
Jul 71°/53°F (21.8°/11.8°C) 54°/44°F (12.3°/6.9°C)
Aug 68°/51°F (19.9°/10.7°C) 55°/45°F (12.9°/7.4°C)
Sep 57°/43°F (14.0°/6.1°C) 58°/48°F (14.5°/8.8°C)
Oct 47°/36°F (8.1°/2.2°C) 60°/50°F (15.8°/10.0°C)
Nov 36°/28°F (2.5°/-2.4°C) 64°/53°F (17.5°/11.4°C)
Dec 31°/20°F (-0.8°/-6.6°C) 67°/56°F (19.6°/13.5°C)

Data: Finnish Meteorological Institute Finnish Meteorological Institute, New Zealand National Meteorological Service New Zealand National Meteorological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Finland and New Zealand. To live, work, or study long-term in New Zealand, you'll need a separate residence or work visa — check New Zealand's immigration authority.

Finland passport

Finland passport holder visiting New Zealand

Electronic Travel Authorisation
Finland passport holders need an electronic travel authorisation (ETA) to enter New Zealand.
New Zealand passport

New Zealand passport holder visiting Finland

Visa Free
New Zealand passport holders can enter Finland without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in New Zealand than Finland?

Generally yes: New Zealand runs about 5% cheaper than Finland on average, though it depends heavily on the city.

How much money do I need to move to New Zealand?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €65,700 comparable salary, that's around NZ$30,894 in New Zealand for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from New Zealand?

With 35.9 fixed broadband subscriptions per 100 people, New Zealand can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Finland and New Zealand.

Is New Zealand safe for expats?

Finland generally does better on safety, though New Zealand leads in homicide rate. The homicide rate in New Zealand is 1.1 per 100,000 people, compared to 1.2 in Finland.

How is healthcare in New Zealand compared to Finland?

Finland generally does better on health & wellbeing, though New Zealand leads in healthcare spending per person. There are 35.7 doctors per 10,000 people in New Zealand, compared to 43.8 in Finland. New Zealand scores 85 on the WHO universal health coverage index (Finland: 86).

What's the weather like in New Zealand compared to Finland?

The average high temperature in Wellington is 62°F, compared to 48°F in Helsinki. Wellington receives around 37.7 in of rainfall per year, while Helsinki gets 25.6 in.

What language do they speak in New Zealand?

The official languages in New Zealand are English, Māori and New Zealand Sign Language. In Finland, the official languages are Finnish and Swedish.

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At a Glance

FI NZ
Population 5,601,547 5,053,004
Currency Euro (€) New Zealand Dollar (NZ$)
Languages Finnish, Swedish English, Māori, New Zealand Sign Language
Driving side Right Left
Calling code +358 +64
Time zones 1 5
Emergency number 112 111