Moving to Switzerland from Finland

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What to Expect

Considering a move from Finland to Switzerland? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from Finland to Switzerland, you would find that Switzerland is 2.3 times more expensive than Finland overall. A €64,304 salary in Finland would need to be roughly CHF108,300 in Switzerland to maintain the same lifestyle, and you’d need to navigate life in French, Italian, Romansh and Swiss German.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Finland and Switzerland.

What does your salary buy?

€64,304 CHF108,300

To maintain the same standard of living in Switzerland

Calculate with your salary →

How key spending categories compare

Restaurants

pay 97.7% more

Groceries

pay 83.5% more

Transportation

pay 53.2% more

Housing

pay 2.2 times more

Childcare

pay 5.6 times more

Entertainment and Sports

pay 39.6% more

See full cost of living breakdown
Exchange rate: 1 EUR = 0.911 CHF (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Finland to Switzerland.

Moved in 2023
462 ↑ 2% vs 2022

people moved from Finland to Switzerland · OECD (latest data available)

Who's moving to Switzerland?

Top countries of origin for Switzerland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Switzerland compared to Finland.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

FI
1.2
CH
0.5
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

FI
86%
CH
72%

Switzerland generally does better on safety, though Finland leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

FI
$6,433
CH
$10,602
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

FI
43.8
CH
44.4

Finland generally does better on health & wellbeing, though Switzerland leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

FI
7.0
CH
10.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

FI
5.5t
CH
3.7t

Finland generally does better on environment, though Switzerland leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

FI
34.5
CH
47.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

FI
7.1%
CH
6.5%

Switzerland generally does better on infrastructure, though Finland leads in electricity per capita.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

FI
7.2%
CH
4.0%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

FI
$57,500
CH
$82,900

Switzerland performs significantly better than Finland across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

FI
81.8 yrs
CH
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

FI
2.1
CH
3.6

Finland generally does better on family life, though Switzerland leads in life expectancy.

Data: Finnish Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Months Helsinki Bern
Jan–Mar 29°/18°F (-1°/-8°C) 41°/30°F (5°/-1°C)
Apr–Jun 58°/40°F (14°/4°C) 62°/45°F (17°/7°C)
Jul–Sep 65°/49°F (19°/10°C) 70°/53°F (21°/12°C)
Oct–Dec 38°/28°F (3°/-2°C) 46°/36°F (8°/2°C)
View all months
Month Helsinki Bern
Jan 27°/17°F (-2.6°/-8.5°C) 36°/27°F (2.0°/-2.8°C)
Feb 27°/15°F (-2.9°/-9.3°C) 40°/29°F (4.2°/-1.9°C)
Mar 34°/22°F (1.1°/-5.6°C) 47°/33°F (8.3°/0.6°C)
Apr 46°/31°F (7.5°/-0.7°C) 55°/39°F (12.6°/3.7°C)
May 60°/40°F (15.5°/4.4°C) 63°/46°F (17.3°/7.7°C)
Jun 68°/49°F (19.8°/9.3°C) 69°/51°F (20.5°/10.8°C)
Jul 71°/53°F (21.8°/11.8°C) 73°/55°F (23.0°/12.8°C)
Aug 68°/51°F (19.9°/10.7°C) 72°/54°F (22.0°/12.4°C)
Sep 57°/43°F (14.0°/6.1°C) 66°/50°F (18.8°/10.0°C)
Oct 47°/36°F (8.1°/2.2°C) 56°/43°F (13.3°/6.2°C)
Nov 36°/28°F (2.5°/-2.4°C) 44°/35°F (6.9°/1.4°C)
Dec 31°/20°F (-0.8°/-6.6°C) 37°/29°F (2.9°/-1.7°C)

Data: Finnish Meteorological Institute Finnish Meteorological Institute, MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology

Visitor Visa Requirements

Short-stay tourist visa rules between Finland and Switzerland. To live, work, or study long-term in Switzerland, you'll need a separate residence or work visa — check Switzerland's immigration authority.

Finland passport

Finland passport holder visiting Switzerland

Visa Free
Finland passport holders can enter Switzerland without a visa.
Switzerland passport

Switzerland passport holder visiting Finland

Visa Free
Switzerland passport holders can enter Finland without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Switzerland than Finland?

On average Switzerland is around 85% pricier than Finland, with notable variation by city.

How much money do I need to move to Switzerland?

Budget about CHF27,075 for 3 months in Switzerland (based on a €64,304 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Switzerland?

Connectivity is usually fine (Switzerland: 47.1 fixed broadband per 100). What actually decides it is legal: does Switzerland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Switzerland safe for expats?

Switzerland generally does better on safety, though Finland leads in feel safe walking at night. The homicide rate in Switzerland is 0.5 per 100,000 people, compared to 1.2 in Finland. About 72% of people in Switzerland feel safe walking alone at night.

How is healthcare in Switzerland compared to Finland?

Finland generally does better on health & wellbeing, though Switzerland leads in doctors per 10,000 people. There are 44.4 doctors per 10,000 people in Switzerland, compared to 43.8 in Finland. Switzerland scores 86 on the WHO universal health coverage index (Finland: 86).

What's the weather like in Switzerland compared to Finland?

The average high temperature in Bern is 55°F, compared to 48°F in Helsinki. Bern receives around 42.8 in of rainfall per year, while Helsinki gets 25.6 in.

What language do they speak in Switzerland?

The official languages in Switzerland are French, Italian, Romansh and Swiss German. In Finland, the official languages are Finnish and Swedish.

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At a Glance

FI CH
Population 5,601,547 8,508,698
Currency Euro (€) Swiss Franc (CHF)
Languages Finnish, Swedish French, Italian, Romansh, Swiss German
Driving side Right Right
Calling code +358 +41
Time zones 1 1
Emergency number 112 112