Cost of living comparison

Finland

compared to

New Zealand

New Zealand vs. Finland Cost of Living Summary

New Zealand is 2.3% more expensive than Finland overall.

Restaurants: pay 20.6% less in New Zealand
Groceries: pay 8.1% more in New Zealand
Transportation: pay 16.2% less in New Zealand
Housing: pay 21.2% more in New Zealand
Childcare: pay 62.9% more in New Zealand
Entertainment and Sports: pay 21.3% less in New Zealand
Clothing: pay 19.5% less in New Zealand

The cost of childcare, housing, and groceries in New Zealand are more expensive than in Finland. Expenses including entertainment and sports, restaurants, clothing, and transportation are lower in New Zealand.

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New Zealand vs. Finland Cost Breakdown

If you lived in New Zealand instead of Finland, you would:

Display currency: USD

pay 20.6% less for restaurants

	Finland	New Zealand
Basic meal with drink at inexpensive restaurant	$15.96 €14.20	$13.26 NZ$23.46	-16.9%
Fast food combo meal McDonalds, or similar	$11.89 €10.58	$8.99 NZ$15.90	-24.4%
Bottle of Coca-Cola (11 fl. oz)	$2.80 €2.49	$2.04 NZ$3.61	-27.1%
Bottle of water (11 fl. oz)	$2.19 €1.95	$1.83 NZ$3.24	-16.3%
Average			-20.6%

Finland vs. New Zealand - Cost of restaurants

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pay 8.1% more for groceries

	Finland	New Zealand
Bread 1 loaf	$2.55 €2.27	$1.73 NZ$3.05	-32.3%
Local cheese (8 oz)	$4.18 €3.72	$3.78 NZ$6.69	-9.4%
Milk (1 gallon)	$4.89 €4.36	$6.47 NZ$11.45	+32.3%
Eggs 1 dozen	$3.23 €2.88	$5.79 NZ$10.24	+79.2%
Boneless chicken breast (1 lb)	$5.94 €5.28	$3.83 NZ$6.77	-35.5%
Apples (1 lb)	$1.07 €0.95	$1.22 NZ$2.15	+14.1%
Bananas (1 lb)	$0.92 €0.82	$0.94 NZ$1.67	+2.7%
Oranges (1 lb)	$1.06 €0.95	$1.32 NZ$2.33	+24.1%
Tomatoes (1 lb)	$1.75 €1.56	$2.20 NZ$3.89	+25.5%
Potatoes (1 lb)	$0.56 €0.50	$0.89 NZ$1.57	+59.5%
Onions (1 lb)	$0.77 €0.69	$0.67 NZ$1.18	-13.9%
Average			+8.1%

Finland vs. New Zealand - Cost of groceries

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pay 16.2% less for transportation

	Finland	New Zealand
Gasoline (1 gallon)	$8.37 €7.45	$6.34 NZ$11.21	-24.3%
Monthly public transit pass	$69.28 €61.66	$83.43 NZ$147.53	+20.4%
New Volkswagen Golf 1.4 (standard edition)	$35,392.23 €31,500.36	$24,108.51 NZ$42,632.21	-31.9%
Taxi trip in downtown area (5 miles)	$19.22 €17.11	$17.20 NZ$30.41	-10.5%
Average			-16.2%

Finland vs. New Zealand - Cost of transportation

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pay 21.2% more for housing

	Finland	New Zealand
Internet connection 50 mbps or faster, cable/dsl	$23.47 €20.89	$49.30 NZ$87.18	+110.1%
1-Bedroom apartment in downtown area	$812.17 €722.86	$976.74 NZ$1,727.21	+20.3%
1-Bedroom apartment outside city center	$648.17 €576.89	$843.74 NZ$1,492.02	+30.2%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$112.50 €100.13	$95.64 NZ$169.12	-15.0%
Average			+21.2%

Finland vs. New Zealand - Cost of housing

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pay 62.9% more for childcare

	Finland	New Zealand
Private preschool for 1 child, monthly	$343.69 €305.90	$716.92 NZ$1,267.75	+108.6%
Middle school for 1 child, two semesters	$13,310.70 €11,847.00	$16,937.81 NZ$29,951.92	+27.2%
Average			+62.9%

Finland vs. New Zealand - Cost of childcare

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pay 21.3% less for entertainment and sports

	Finland	New Zealand
Domestic/local beer (1 pint)	$8.12 €7.23	$5.70 NZ$10.07	-29.9%
Cappuccino in mid-range area	$4.71 €4.19	$3.26 NZ$5.77	-30.7%
Pack of cigarettes Marlboro or similar	$12.52 €11.14	$22.75 NZ$40.22	+81.7%
Monthly membership at local gym	$43.65 €38.85	$39.17 NZ$69.26	-10.3%
Movie ticket to theater/cinema	$17.16 €15.27	$10.27 NZ$18.16	-40.1%
Average			-21.3%

Finland vs. New Zealand - Cost of entertainment and sports

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pay 19.5% less for clothing

	Finland	New Zealand
Regular jeans Levi's brand	$91.56 €81.49	$63.30 NZ$111.94	-30.9%
Regular dress from H&M or similar store	$40.36 €35.92	$33.63 NZ$59.46	-16.7%
Running shoes Nike or Adidas	$97.65 €86.91	$91.48 NZ$161.76	-6.3%
Men's business shoes (leather)	$146.74 €130.61	$114.46 NZ$202.41	-22.0%
Average			-19.5%

Finland vs. New Zealand - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

Compare further: Finland vs. New Zealand

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Size Comparison · See true size

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