Cost of living comparison

New Zealand

compared to

Finland

Finland vs. New Zealand Cost of Living Summary

Finland is 2.3% cheaper than New Zealand overall.

Restaurants: pay 25.9% more in Finland
Groceries: pay 7.5% less in Finland
Transportation: pay 19.4% more in Finland
Housing: pay 17.5% less in Finland
Childcare: pay 38.6% less in Finland
Entertainment and Sports: pay 27.1% more in Finland
Clothing: pay 24.2% more in Finland

The cost of entertainment and sports, restaurants, clothing, and transportation in Finland are more expensive than in New Zealand. Expenses including childcare, housing, and groceries are lower in Finland.

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Finland vs. New Zealand Cost Breakdown

If you lived in Finland instead of New Zealand, you would:

Display currency: USD

pay 25.9% more for restaurants

	New Zealand	Finland
Basic meal with drink at inexpensive restaurant	$13.26 NZ$23.46	$15.96 €14.20	+20.3%
Fast food combo meal McDonalds, or similar	$8.99 NZ$15.90	$11.89 €10.58	+32.2%
Bottle of Coca-Cola (11 fl. oz)	$2.04 NZ$3.61	$2.80 €2.49	+37.2%
Bottle of water (11 fl. oz)	$1.83 NZ$3.24	$2.19 €1.95	+19.4%
Average			+25.9%

New Zealand vs. Finland - Cost of restaurants

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pay 7.5% less for groceries

	New Zealand	Finland
Bread 1 loaf	$1.73 NZ$3.05	$2.55 €2.27	+47.7%
Local cheese (8 oz)	$3.78 NZ$6.69	$4.18 €3.72	+10.4%
Milk (1 gallon)	$6.47 NZ$11.45	$4.89 €4.36	-24.4%
Eggs 1 dozen	$5.79 NZ$10.24	$3.23 €2.88	-44.2%
Boneless chicken breast (1 lb)	$3.83 NZ$6.77	$5.94 €5.28	+55.0%
Apples (1 lb)	$1.22 NZ$2.15	$1.07 €0.95	-12.3%
Bananas (1 lb)	$0.94 NZ$1.67	$0.92 €0.82	-2.7%
Oranges (1 lb)	$1.32 NZ$2.33	$1.06 €0.95	-19.4%
Tomatoes (1 lb)	$2.20 NZ$3.89	$1.75 €1.56	-20.3%
Potatoes (1 lb)	$0.89 NZ$1.57	$0.56 €0.50	-37.3%
Onions (1 lb)	$0.67 NZ$1.18	$0.77 €0.69	+16.1%
Average			-7.5%

New Zealand vs. Finland - Cost of groceries

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pay 19.4% more for transportation

	New Zealand	Finland
Gasoline (1 gallon)	$6.34 NZ$11.21	$8.37 €7.45	+32.0%
Monthly public transit pass	$83.43 NZ$147.53	$69.28 €61.66	-17.0%
New Volkswagen Golf 1.4 (standard edition)	$24,108.51 NZ$42,632.21	$35,392.23 €31,500.36	+46.8%
Taxi trip in downtown area (5 miles)	$17.20 NZ$30.41	$19.22 €17.11	+11.8%
Average			+19.4%

New Zealand vs. Finland - Cost of transportation

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pay 17.5% less for housing

	New Zealand	Finland
Internet connection 50 mbps or faster, cable/dsl	$49.30 NZ$87.18	$23.47 €20.89	-52.4%
1-Bedroom apartment in downtown area	$976.74 NZ$1,727.21	$812.17 €722.86	-16.8%
1-Bedroom apartment outside city center	$843.74 NZ$1,492.02	$648.17 €576.89	-23.2%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$95.64 NZ$169.12	$112.50 €100.13	+17.6%
Average			-17.5%

New Zealand vs. Finland - Cost of housing

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pay 38.6% less for childcare

	New Zealand	Finland
Private preschool for 1 child, monthly	$716.92 NZ$1,267.75	$343.69 €305.90	-52.1%
Middle school for 1 child, two semesters	$16,937.81 NZ$29,951.92	$13,310.70 €11,847.00	-21.4%
Average			-38.6%

New Zealand vs. Finland - Cost of childcare

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pay 27.1% more for entertainment and sports

	New Zealand	Finland
Domestic/local beer (1 pint)	$5.70 NZ$10.07	$8.12 €7.23	+42.6%
Cappuccino in mid-range area	$3.26 NZ$5.77	$4.71 €4.19	+44.4%
Pack of cigarettes Marlboro or similar	$22.75 NZ$40.22	$12.52 €11.14	-45.0%
Monthly membership at local gym	$39.17 NZ$69.26	$43.65 €38.85	+11.5%
Movie ticket to theater/cinema	$10.27 NZ$18.16	$17.16 €15.27	+67.0%
Average			+27.1%

New Zealand vs. Finland - Cost of entertainment and sports

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pay 24.2% more for clothing

	New Zealand	Finland
Regular jeans Levi's brand	$63.30 NZ$111.94	$91.56 €81.49	+44.6%
Regular dress from H&M or similar store	$33.63 NZ$59.46	$40.36 €35.92	+20.0%
Running shoes Nike or Adidas	$91.48 NZ$161.76	$97.65 €86.91	+6.8%
Men's business shoes (leather)	$114.46 NZ$202.41	$146.74 €130.61	+28.2%
Average			+24.2%

New Zealand vs. Finland - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

Compare further: New Zealand vs. Finland

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Size Comparison · See true size

New Zealand is about 1.3 times smaller than Finland.

Moving from New Zealand to Finland · OECD 2023

28 people moved from New Zealand to Finland.

City Size Comparison · See true size

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