Moving to Malta from Finland
What to Expect
Considering a move from Finland to Malta? Here's how the two countries compare on cost, climate, safety, and more.
If you moved from Finland to Malta, you would find that Malta is 0.3% more expensive than Finland overall. A €64,304 salary in Finland would need to be roughly €67,374 in Malta to maintain the same lifestyle, and you’d need to navigate life in English and Maltese. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Valletta averages 72°F vs 48°F in Helsinki, making it significantly warmer.
How Far Will Your Money Go?
A breakdown of how everyday costs differ between Finland and Malta.
What does your salary buy?
€64,304 → €67,374
To maintain the same standard of living in Malta
Calculate with your salary →How key spending categories compare
Restaurants
pay 4.9% less
Groceries
pay 4.2% more
Transportation
pay 16.4% less
Housing
pay 28.1% more
Childcare
pay 15.3% more
Entertainment and Sports
pay 26.1% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Who Else Is Making This Move?
What the data shows about people moving from Finland to Malta.
Key Indicator Comparison
The numbers behind daily life in Malta compared to Finland.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Malta performs significantly better than Finland across all safety metrics.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
per 100,000 people — a proxy for mental health support
Finland generally does better on health & wellbeing, though Malta leads in healthcare spending per person.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Finland generally does better on environment, though Malta leads in co₂ emissions per capita.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
Finland generally does better on infrastructure, though Malta leads in broadband per 100 people.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
Malta generally does better on employment & economy, though Finland leads in gdp per capita.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
Finland generally does better on family life, though Malta leads in life expectancy.
Data: Finnish Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Helsinki | Valletta |
|---|---|---|
| Jan–Mar | 29°/18°F (-1°/-8°C) | 60°/49°F (16°/10°C) |
| Apr–Jun | 58°/40°F (14°/4°C) | 74°/59°F (23°/15°C) |
| Jul–Sep | 65°/49°F (19°/10°C) | 85°/70°F (30°/21°C) |
| Oct–Dec | 38°/28°F (3°/-2°C) | 69°/57°F (20°/14°C) |
View all months
| Month | Helsinki | Valletta |
|---|---|---|
| Jan | 27°/17°F (-2.6°/-8.5°C) | 59°/49°F (15.2°/9.2°C) |
| Feb | 27°/15°F (-2.9°/-9.3°C) | 60°/49°F (15.5°/9.3°C) |
| Mar | 34°/22°F (1.1°/-5.6°C) | 62°/50°F (16.7°/10.1°C) |
| Apr | 46°/31°F (7.5°/-0.7°C) | 66°/53°F (19.1°/11.9°C) |
| May | 60°/40°F (15.5°/4.4°C) | 74°/59°F (23.3°/14.9°C) |
| Jun | 68°/49°F (19.8°/9.3°C) | 82°/65°F (27.5°/18.4°C) |
| Jul | 71°/53°F (21.8°/11.8°C) | 87°/70°F (30.7°/21.0°C) |
| Aug | 68°/51°F (19.9°/10.7°C) | 87°/71°F (30.7°/21.8°C) |
| Sep | 57°/43°F (14.0°/6.1°C) | 82°/68°F (28.0°/20.1°C) |
| Oct | 47°/36°F (8.1°/2.2°C) | 76°/63°F (24.2°/17.1°C) |
| Nov | 36°/28°F (2.5°/-2.4°C) | 68°/57°F (20.1°/13.9°C) |
| Dec | 31°/20°F (-0.8°/-6.6°C) | 62°/52°F (16.7°/11.0°C) |
Data:
Finnish Meteorological Institute,
Meteorological Office
Visitor Visa Requirements
Short-stay tourist visa rules between Finland and Malta. To live, work, or study long-term in Malta, you'll need a separate residence or work visa — check Malta's immigration authority.
Finland passport holder visiting Malta
Visa Free
Malta passport holder visiting Finland
Visa FreeData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Malta than Finland?
On average Malta is around 5% pricier than Finland, with notable variation by city.
How much money do I need to move to Malta?
Budget about €16,844 for 3 months in Malta (based on a €64,304 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.
Can I work remotely from Malta?
Connectivity is usually fine (Malta: 43.0 fixed broadband per 100). What actually decides it is legal: does Malta offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?
Is Malta safe for expats?
Malta performs significantly better than Finland across all safety metrics. The homicide rate in Malta is 0.6 per 100,000 people, compared to 1.2 in Finland.
How is healthcare in Malta compared to Finland?
Finland generally does better on health & wellbeing, though Malta leads in healthcare spending per person. There are 42.8 doctors per 10,000 people in Malta, compared to 43.8 in Finland. Malta scores 85 on the WHO universal health coverage index (Finland: 86).
What's the weather like in Malta compared to Finland?
The average high temperature in Valletta is 72°F, compared to 48°F in Helsinki. Valletta receives around 21.8 in of rainfall per year, while Helsinki gets 25.6 in.
What language do they speak in Malta?
The official languages in Malta are English and Maltese. In Finland, the official languages are Finnish and Swedish.
