Moving to Finland from Malta
What to Expect
Considering a move from Malta to Finland? Here's how the two compare on cost, climate, safety, and more.
If you moved from Malta to Finland, you would find that Finland is 14.0% more expensive than Malta overall. A €65,700 salary in Malta would need to be roughly €62,706 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Helsinki averages 48°F vs 72°F in Valletta, making it significantly cooler.
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A breakdown of how everyday costs differ between Malta and Finland.
What does your salary buy?
€65,700 → €62,706
To maintain the same standard of living in Finland
Calculate with your salary →How key spending categories compare
Restaurants
pay 7.0% more
Groceries
pay 5.5% more
Transportation
pay 51.8% more
Housing
pay 14.2% less
Childcare
pay 8.8% less
Entertainment and Sports
pay 56.2% more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Who Else Is Making This Move?
What the data shows about people moving from Malta to Finland.
Key Indicator Comparison
The numbers behind daily life in Finland compared to Malta.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Malta performs better than Finland across all safety metrics.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
share of adults with obesity
per 100,000 people — a proxy for mental health support
Finland generally does better on health & wellbeing, though Malta leads in healthcare spending per person.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Malta generally does better on environment, though Finland leads in air pollution deaths.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
share of households with internet
Finland generally does better on infrastructure, though Malta leads in broadband per 100 people.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
share of people below the poverty line
Malta generally does better on employment & economy, though Finland leads in gdp per capita.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
Malta generally does better on family life, though Finland leads in infant mortality.
Data: Government of Malta - Inland Revenue, The World Factbook, United Nations SDG Indicators, World Bank
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Valletta | Helsinki |
|---|---|---|
| Jan–Mar | 60°/49°F (16°/10°C) | 29°/18°F (-1°/-8°C) |
| Apr–Jun | 74°/59°F (23°/15°C) | 58°/40°F (14°/4°C) |
| Jul–Sep | 85°/70°F (30°/21°C) | 65°/49°F (19°/10°C) |
| Oct–Dec | 69°/57°F (20°/14°C) | 38°/28°F (3°/-2°C) |
View all months
| Month | Valletta | Helsinki |
|---|---|---|
| Jan | 59°/49°F (15.2°/9.2°C) | 27°/17°F (-2.6°/-8.5°C) |
| Feb | 60°/49°F (15.5°/9.3°C) | 27°/15°F (-2.9°/-9.3°C) |
| Mar | 62°/50°F (16.7°/10.1°C) | 34°/22°F (1.1°/-5.6°C) |
| Apr | 66°/53°F (19.1°/11.9°C) | 46°/31°F (7.5°/-0.7°C) |
| May | 74°/59°F (23.3°/14.9°C) | 60°/40°F (15.5°/4.4°C) |
| Jun | 82°/65°F (27.5°/18.4°C) | 68°/49°F (19.8°/9.3°C) |
| Jul | 87°/70°F (30.7°/21.0°C) | 71°/53°F (21.8°/11.8°C) |
| Aug | 87°/71°F (30.7°/21.8°C) | 68°/51°F (19.9°/10.7°C) |
| Sep | 82°/68°F (28.0°/20.1°C) | 57°/43°F (14.0°/6.1°C) |
| Oct | 76°/63°F (24.2°/17.1°C) | 47°/36°F (8.1°/2.2°C) |
| Nov | 68°/57°F (20.1°/13.9°C) | 36°/28°F (2.5°/-2.4°C) |
| Dec | 62°/52°F (16.7°/11.0°C) | 31°/20°F (-0.8°/-6.6°C) |
Data:
Meteorological Office,
Finnish Meteorological Institute
Visitor Visa Requirements
Short-stay tourist visa rules between Malta and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.
Malta passport holder visiting Finland
Visa Free
Finland passport holder visiting Malta
Visa FreeData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Finland than Malta?
On average Finland is about 5% less expensive than Malta, with major cities narrowing the gap.
How much money do I need to move to Finland?
Budget about €15,676 for 3 months in Finland (based on a €65,700 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.
Can I work remotely from Finland?
Connectivity is usually fine (Finland: 34.5 fixed broadband per 100). What actually decides it is legal: does Finland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?
Is Finland safe for expats?
Malta performs better than Finland across all safety metrics. The homicide rate in Finland is 1.2 per 100,000 people, compared to 0.6 in Malta.
How is healthcare in Finland compared to Malta?
Finland generally does better on health & wellbeing, though Malta leads in healthcare spending per person. There are 43.8 doctors per 10,000 people in Finland, compared to 42.8 in Malta. Finland scores 86 on the WHO universal health coverage index (Malta: 85).
What's the weather like in Finland compared to Malta?
The average high temperature in Helsinki is 48°F, compared to 72°F in Valletta. Helsinki receives around 25.6 in of rainfall per year, while Valletta gets 21.8 in.
What language do they speak in Finland?
The official languages in Finland are Finnish and Swedish. In Malta, the official languages are English and Maltese.
