Moving to Malta from Croatia

moving to

What to Expect

Everything you need to know before relocating from Croatia to Malta — costs, safety, healthcare, and practical first steps.

If you moved from Croatia to Malta, you would find that Malta is 20.8% more expensive than Croatia overall. A HRK494,038 salary in Croatia would need to be roughly €77,544 in Malta to maintain the same lifestyle, and you’d need to navigate life in English and Maltese. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Valletta averages 72°F vs 60°F in Zagreb, making it significantly warmer.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Croatia to Malta.

What does your salary buy?

HRK494,038 €77,544

To maintain the same standard of living in Malta

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 1.0% more

Groceries

pay 29.9% more

Housing

pay 28.3% more

Childcare

pay 44.1% more

Entertainment and Sports

pay 13.9% more

See full cost of living breakdown
Exchange rate: 1 HRK = 0.1327 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

How many people actually move from Croatia to Malta, based on official data.

Living there in 2020
217 ↑ 115% vs 2015

people born in Croatia live in Malta · UN DESA

Who's moving to Malta?

Top countries of origin for Malta's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Croatia to Malta.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

HR
0.8
MT
0.6
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
MT
1.9

Malta performs significantly better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
MT
$5,706
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

HR
36.1
MT
42.8

Malta generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
MT
21.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
MT
3.2t

Malta performs significantly better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

HR
27.0
MT
43.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

HR
1.5%
MT
78.3%

Malta generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

HR
6.1%
MT
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

HR
$41,300
MT
$57,200

Malta performs significantly better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

HR
77.2 yrs
MT
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

HR
8.7
MT
4.5

Malta generally does better on family life, though Croatia leads in literacy rate.

Data: Croatia Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Valletta Rain: 21.8 in/yr (553 mm)
72° / 59°F

Avg. annual high / low

Months Zagreb Valletta
Jan–Mar 44°/29°F (7°/-2°C) 60°/49°F (16°/10°C)
Apr–Jun 69°/48°F (21°/9°C) 74°/59°F (23°/15°C)
Jul–Sep 77°/55°F (25°/13°C) 85°/70°F (30°/21°C)
Oct–Dec 50°/35°F (10°/2°C) 69°/57°F (20°/14°C)
View all months
Month Zagreb Valletta
Jan 38°/25°F (3.1°/-4.0°C) 59°/49°F (15.2°/9.2°C)
Feb 43°/28°F (6.1°/-2.5°C) 60°/49°F (15.5°/9.3°C)
Mar 52°/34°F (11.3°/0.9°C) 62°/50°F (16.7°/10.1°C)
Apr 62°/41°F (16.4°/4.9°C) 66°/53°F (19.1°/11.9°C)
May 70°/49°F (21.3°/9.2°C) 74°/59°F (23.3°/14.9°C)
Jun 76°/55°F (24.6°/12.7°C) 82°/65°F (27.5°/18.4°C)
Jul 80°/58°F (26.7°/14.2°C) 87°/70°F (30.7°/21.0°C)
Aug 79°/57°F (26.2°/13.7°C) 87°/71°F (30.7°/21.8°C)
Sep 72°/51°F (22.3°/10.4°C) 82°/68°F (28.0°/20.1°C)
Oct 61°/42°F (16.2°/5.8°C) 76°/63°F (24.2°/17.1°C)
Nov 49°/35°F (9.3°/1.8°C) 68°/57°F (20.1°/13.9°C)
Dec 40°/29°F (4.4°/-1.9°C) 62°/52°F (16.7°/11.0°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Meteorological Office Meteorological Office

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Malta. To live, work, or study long-term in Malta, you'll need a separate residence or work visa — check Malta's immigration authority.

Croatia passport

Croatia passport holder visiting Malta

Visa Free
Croatia passport holders can enter Malta without a visa.
Malta passport

Malta passport holder visiting Croatia

Visa Free
Malta passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Malta than Croatia?

No — Malta is on average about 18% more expensive than Croatia. City-level variation matters.

How much money do I need to move to Malta?

Plan for at least 3 months of living expenses — roughly €19,386 in Malta on a HRK494,038 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Malta?

Internet is rarely the blocker — Malta has 43.0 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Malta safe for expats?

Malta performs significantly better than Croatia across all safety metrics. The homicide rate in Malta is 0.6 per 100,000 people, compared to 0.8 in Croatia.

How is healthcare in Malta compared to Croatia?

Malta generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 42.8 doctors per 10,000 people in Malta, compared to 36.1 in Croatia. Malta scores 85 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Malta compared to Croatia?

The average high temperature in Valletta is 72°F, compared to 60°F in Zagreb. Valletta receives around 21.8 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Malta?

The official languages in Malta are English and Maltese. In Croatia, the official language is Croatian.

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At a Glance

HR MT
Population 4,188,853 464,186
Currency Croatian Kuna (HRK) Euro (€)
Languages Croatian English, Maltese
Driving side Right Left
Calling code +385 +356
Time zones 1 1
Emergency number 112 112