Moving to India from Croatia

moving to

What to Expect

A comprehensive look at what changes when you move from Croatia to India — from daily expenses to quality of life.

If you moved from Croatia to India, you would find that India is 74.3% cheaper than Croatia overall. A HRK500,000 salary in Croatia would need to be roughly ₹1,850,000 in India to maintain the same lifestyle, and you’d need to navigate life in English, Hindi and Tamil. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Delhi averages 88°F vs 60°F in Zagreb, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Croatia to India.

What does your salary buy?

HRK500,000 → ₹1,850,000

To maintain the same standard of living in India

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 79.6% less

Groceries

pay 63.5% less

Transportation

pay 61.8% less

Housing

pay 83.0% less

Childcare

pay 83.5% less

Entertainment and Sports

pay 58.2% less

See full cost of living breakdown
Exchange rate: 1 HRK = 14.39 INR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in India cost about 62% less than cities in Croatia.

Croatia

Dubrovnik 49%
Zadar 44%

India

Mumbai 23%
Gurgaon 20%
Pune 18%
Bangalore 18%
Hyderabad 18%

Compare cities head-to-head

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Key Indicator Comparison

How Croatia and India stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

HR
0.7
IN
2.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
IN
15.4

Croatia performs better than India across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
IN
$346
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

HR
39.1
IN
7.2

India generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
IN
83.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
IN
2.2t

Croatia generally does better on environment, though India leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

HR
29.6
IN
3.1
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

HR
1.5%
IN
66.5%

Croatia performs better than India across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

HR
5.0%
IN
4.2%
GDP per capita World Bank, 2025

a broad measure of economic output per person

HR
$27,104
IN
$2,702

Croatia generally does better on employment & economy, though India leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

HR
78.9 yrs
IN
72.2 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

HR
4.1
IN
23.3

Croatia generally does better on family life, though India leads in education spending.

Sources: World Bank (2020–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook (2011–2021), Croatia Tax Administration (2016), Ministry of Finance, Government of India (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Delhi Rain: 28.2 in/yr (716 mm)
88° / 66°F

Avg. annual high / low

Months Zagreb Delhi
Jan–Mar 44°/29°F (7°/-2°C) 76°/52°F (25°/11°C)
Apr–Jun 69°/48°F (21°/9°C) 101°/78°F (38°/25°C)
Jul–Sep 77°/55°F (25°/13°C) 93°/79°F (34°/26°C)
Oct–Dec 50°/35°F (10°/2°C) 82°/56°F (28°/14°C)
View all months
Month Zagreb Delhi
Jan 38°/25°F (3.1°/-4.0°C) 69°/46°F (20.8°/7.8°C)
Feb 43°/28°F (6.1°/-2.5°C) 75°/51°F (23.7°/10.3°C)
Mar 52°/34°F (11.3°/0.9°C) 85°/60°F (29.6°/15.4°C)
Apr 62°/41°F (16.4°/4.9°C) 97°/71°F (36.0°/21.5°C)
May 70°/49°F (21.3°/9.2°C) 104°/79°F (39.8°/26.2°C)
Jun 76°/55°F (24.6°/12.7°C) 103°/83°F (39.4°/28.3°C)
Jul 80°/58°F (26.7°/14.2°C) 95°/81°F (35.2°/27.0°C)
Aug 79°/57°F (26.2°/13.7°C) 92°/79°F (33.6°/26.2°C)
Sep 72°/51°F (22.3°/10.4°C) 93°/76°F (34.0°/24.7°C)
Oct 61°/42°F (16.2°/5.8°C) 91°/67°F (32.9°/19.4°C)
Nov 49°/35°F (9.3°/1.8°C) 82°/55°F (28.0°/12.8°C)
Dec 40°/29°F (4.4°/-1.9°C) 73°/47°F (22.7°/8.4°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, India Meteorological Department India Meteorological Department

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and India. To live, work, or study long-term in India, you'll need a separate residence or work visa — check India's immigration authority.

Croatia passport

Croatia passport holder visiting India

Visa Online (e-Visa)
Croatia passport holders need to apply for an e-Visa before travelling to India.
India passport

India passport holder visiting Croatia

Visa Required
India passport holders need a visa to enter Croatia.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in India than Croatia?

Generally yes: India runs about 74% cheaper than Croatia on average, though it depends heavily on the city.

How much money do I need to move to India?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a HRK500,000 comparable salary, that's around ₹462,500 in India for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from India?

With 3.1 fixed broadband subscriptions per 100 people, India can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Croatia and India.

Is India safe for expats?

Croatia performs better than India across all safety metrics. The homicide rate in India is 2.8 per 100,000 people, compared to 0.7 in Croatia.

How is healthcare in India compared to Croatia?

India generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people. There are 7.2 doctors per 10,000 people in India, compared to 39.1 in Croatia. India scores 63 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in India compared to Croatia?

The average high temperature in Delhi is 88°F, compared to 60°F in Zagreb. Delhi receives around 28.2 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in India?

The official languages in India are English, Hindi and Tamil. In Croatia, the official language is Croatian.

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At a Glance

HR IN
Population 3,876,200 1,463,865,525
Currency Croatian Kuna (HRK) Indian Rupee (₹)
Languages Croatian English, Hindi, Tamil
Driving side Right Left
Calling code +385 +91
Time zones 1 1
Emergency number 112 112