Moving to Brunei from Croatia

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What to Expect

Everything you need to know before relocating from Croatia to Brunei — costs, safety, healthcare, and practical first steps.

If you moved from Croatia to Brunei, you would find that Brunei is 4.7% more expensive than Croatia overall. A HRK494,038 salary in Croatia would need to be roughly BND102,752 in Brunei to maintain the same lifestyle, and you’d need to navigate life in Malay. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Bandar Seri Begawan averages 89°F vs 60°F in Zagreb, making it significantly warmer.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Croatia to Brunei.

What does your salary buy?

HRK494,038 BND102,752

To maintain the same standard of living in Brunei

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 60.9% less

Groceries

pay 50.7% more

Transportation

pay 11.5% less

Housing

pay 15.2% more

Childcare

pay 3.4% less

Entertainment and Sports

pay 19.5% more

See full cost of living breakdown
Exchange rate: 1 HRK = 0.196 BND (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Croatia to Brunei.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

HR
0.8
BN
0.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
BN
3.6

Brunei performs significantly better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
BN
$1,896
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

HR
36.1
BN
19.1

Brunei generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
BN
20.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
BN
20.2t

Croatia generally does better on environment, though Brunei leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

HR
27.0
BN
20.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

HR
1.5%
BN
3.5%

Croatia generally does better on infrastructure, though Brunei leads in electricity per capita.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

HR
6.1%
BN
5.3%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

HR
$41,300
BN
$77,900

Brunei performs significantly better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

HR
77.2 yrs
BN
78.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

HR
8.7
BN
10.5

Croatia generally does better on family life, though Brunei leads in life expectancy.

Data: Croatia Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Bandar Seri Begawan Rain: 114.7 in/yr (2913 mm)
89° / 74°F

Avg. annual high / low

Months Zagreb Bandar Seri Begawan
Jan–Mar 44°/29°F (7°/-2°C) 88°/74°F (31°/23°C)
Apr–Jun 69°/48°F (21°/9°C) 90°/75°F (33°/24°C)
Jul–Sep 77°/55°F (25°/13°C) 90°/74°F (32°/23°C)
Oct–Dec 50°/35°F (10°/2°C) 89°/74°F (31°/23°C)
View all months
Month Zagreb Bandar Seri Begawan
Jan 38°/25°F (3.1°/-4.0°C) 87°/74°F (30.4°/23.3°C)
Feb 43°/28°F (6.1°/-2.5°C) 87°/74°F (30.7°/23.3°C)
Mar 52°/34°F (11.3°/0.9°C) 89°/74°F (31.9°/23.5°C)
Apr 62°/41°F (16.4°/4.9°C) 90°/75°F (32.5°/23.7°C)
May 70°/49°F (21.3°/9.2°C) 91°/75°F (32.6°/23.7°C)
Jun 76°/55°F (24.6°/12.7°C) 90°/74°F (32.5°/23.4°C)
Jul 80°/58°F (26.7°/14.2°C) 90°/73°F (32.3°/23.0°C)
Aug 79°/57°F (26.2°/13.7°C) 90°/74°F (32.4°/23.1°C)
Sep 72°/51°F (22.3°/10.4°C) 90°/74°F (32.0°/23.1°C)
Oct 61°/42°F (16.2°/5.8°C) 89°/74°F (31.6°/23.2°C)
Nov 49°/35°F (9.3°/1.8°C) 89°/74°F (31.4°/23.2°C)
Dec 40°/29°F (4.4°/-1.9°C) 88°/74°F (31.0°/23.2°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Brunei Darussalam Meteorological Department Brunei Darussalam Meteorological Department

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Brunei. To live, work, or study long-term in Brunei, you'll need a separate residence or work visa — check Brunei's immigration authority.

Croatia passport

Croatia passport holder visiting Brunei

Visa Free
Croatia passport holders can enter Brunei without a visa.
Brunei passport

Brunei passport holder visiting Croatia

Visa Free
Brunei passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Brunei than Croatia?

No — Brunei is on average about 6% more expensive than Croatia. City-level variation matters.

How much money do I need to move to Brunei?

Plan for at least 3 months of living expenses — roughly BND25,688 in Brunei on a HRK494,038 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Brunei?

Internet is rarely the blocker — Brunei has 20.1 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Brunei safe for expats?

Brunei performs significantly better than Croatia across all safety metrics. The homicide rate in Brunei is 0.5 per 100,000 people, compared to 0.8 in Croatia.

How is healthcare in Brunei compared to Croatia?

Brunei generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people. There are 19.1 doctors per 10,000 people in Brunei, compared to 36.1 in Croatia. Brunei scores 78 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Brunei compared to Croatia?

The average high temperature in Bandar Seri Begawan is 89°F, compared to 60°F in Zagreb. Bandar Seri Begawan receives around 114.7 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Brunei?

The official language in Brunei is Malay. In Croatia, the official language is Croatian.

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At a Glance

HR BN
Population 4,188,853 478,054
Currency Croatian Kuna (HRK) Brunei Dollar (BND)
Languages Croatian Malay
Driving side Right Left
Calling code +385 +673
Time zones 1 1
Emergency number 112