Moving to Croatia from Belgium

moving to

What to Expect

A comprehensive look at what changes when you move from Belgium to Croatia — from daily expenses to quality of life.

If you moved from Belgium to Croatia, you would find that Croatia is 26.9% cheaper than Belgium overall. A €65,577 salary in Belgium would need to be roughly HRK395,138 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Belgium to Croatia.

What does your salary buy?

€65,577 HRK395,138

To maintain the same standard of living in Croatia

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 21.4% less

Groceries

pay 26.3% less

Transportation

pay 13.9% less

Housing

pay 29.3% less

Childcare

pay 53.2% less

Entertainment and Sports

pay 25.0% less

See full cost of living breakdown
Exchange rate: 1 EUR = 7.53 HRK (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Belgium to Croatia, and how the trend has changed.

Living there in 2020
351 ↓ 6% vs 2015

people born in Belgium live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Belgium and Croatia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

BE
1.1
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BE
4.6
HR
8.1

Belgium generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BE
$7,489
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

BE
63.9
HR
36.1

Belgium generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BE
15.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BE
7.3t
HR
4.8t

Belgium generally does better on environment, though Croatia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

BE
43.5
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

BE
51.9%
HR
1.5%

Belgium generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

BE
5.5%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

BE
$63,600
HR
$41,300

Belgium generally does better on employment & economy, though Croatia leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

BE
81.9 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

BE
3.2
HR
8.7

Belgium performs better than Croatia across all family life metrics.

Data: Service Public Fédéral Finances, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Brussels Rain: 32.3 in/yr (820 mm)
57° / 44°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Brussels Zagreb
Jan–Mar 45°/34°F (7°/1°C) 44°/29°F (7°/-2°C)
Apr–Jun 63°/47°F (17°/8°C) 69°/48°F (21°/9°C)
Jul–Sep 70°/54°F (21°/13°C) 77°/55°F (25°/13°C)
Oct–Dec 50°/40°F (10°/4°C) 50°/35°F (10°/2°C)
View all months
Month Brussels Zagreb
Jan 42°/33°F (5.6°/0.7°C) 38°/25°F (3.1°/-4.0°C)
Feb 44°/33°F (6.4°/0.6°C) 43°/28°F (6.1°/-2.5°C)
Mar 50°/37°F (9.9°/2.9°C) 52°/34°F (11.3°/0.9°C)
Apr 56°/41°F (13.1°/4.8°C) 62°/41°F (16.4°/4.9°C)
May 64°/48°F (17.7°/8.9°C) 70°/49°F (21.3°/9.2°C)
Jun 68°/53°F (20.0°/11.5°C) 76°/55°F (24.6°/12.7°C)
Jul 72°/56°F (22.4°/13.6°C) 80°/58°F (26.7°/14.2°C)
Aug 72°/56°F (22.5°/13.4°C) 79°/57°F (26.2°/13.7°C)
Sep 66°/51°F (18.7°/10.8°C) 72°/51°F (22.3°/10.4°C)
Oct 58°/46°F (14.4°/7.6°C) 61°/42°F (16.2°/5.8°C)
Nov 48°/39°F (9.1°/3.7°C) 49°/35°F (9.3°/1.8°C)
Dec 44°/35°F (6.5°/1.9°C) 40°/29°F (4.4°/-1.9°C)

Data: Institut Royal Météorologique Institut Royal Météorologique, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Belgium and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Belgium passport

Belgium passport holder visiting Croatia

Visa Free
Belgium passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Belgium

Visa Free
Croatia passport holders can enter Belgium without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Belgium?

Generally yes: Croatia runs about 20% cheaper than Belgium on average, though it depends heavily on the city.

How much money do I need to move to Croatia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €65,577 comparable salary, that's around HRK98,784 in Croatia for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

With 27.0 fixed broadband subscriptions per 100 people, Croatia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Belgium and Croatia.

Is Croatia safe for expats?

Belgium generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 1.1 in Belgium.

How is healthcare in Croatia compared to Belgium?

Belgium generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 63.9 in Belgium. Croatia scores 80 on the WHO universal health coverage index (Belgium: 86).

What's the weather like in Croatia compared to Belgium?

The average high temperature in Zagreb is 60°F, compared to 57°F in Brussels. Zagreb receives around 33.7 in of rainfall per year, while Brussels gets 32.3 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Belgium, the official languages are Dutch, French and German.

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At a Glance

BE HR
Population 11,847,338 4,188,853
Currency Euro (€) Croatian Kuna (HRK)
Languages Dutch, French, German Croatian
Driving side Right Right
Calling code +32 +385
Time zones 1 1
Emergency number 112 112