Moving to Montenegro from Belgium

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What to Expect

A comprehensive look at what changes when you move from Belgium to Montenegro — from daily expenses to quality of life.

If you moved from Belgium to Montenegro, you would find that Montenegro is 36.8% cheaper than Belgium overall. A €67,000 salary in Belgium would need to be roughly €42,300 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 57°F in Brussels, making it significantly warmer.

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Is Montenegro cheaper than Belgium?

The biggest cost differences at a glance

Restaurants

pay 38.2% less

Groceries

pay 36.7% less

Transportation

pay 23.8% less

Housing

pay 39.5% less

Childcare

pay 65.4% less

Entertainment and Sports

pay 37.5% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Montenegro?

What does your salary buy?

€67,000 → €42,300

To maintain the same standard of living in Montenegro

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 23% less than cities in Belgium.

Belgium

Brugge 56%
Hasselt 55%
Mons 53%
Charleroi 52%

Montenegro

Tivat 43%
Kotor 42%

Compare cities head-to-head

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Key Indicator Comparison

How Belgium and Montenegro stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

BE
1.1
ME
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BE
4.6
ME
9.1

Belgium generally does better on safety, though Montenegro leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BE
$7,489
ME
$2,908
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

BE
35.7
ME
27.8

Montenegro generally does better on health & wellbeing, though Belgium leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BE
15.0
ME
60.0

Belgium performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

BE
44.2
ME
32.3
Electricity per capita World Bank, 2024

annual consumption — reflects grid capacity

BE
7,099 kWh
ME
4,564 kWh

Belgium performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

BE
5.9%
ME
13.6%
GDP per capita World Bank, 2025

a broad measure of economic output per person

BE
$60,750
ME
$14,817

Belgium generally does better on employment & economy, though Montenegro leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

BE
82.3 yrs
ME
77.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

BE
3.1
ME
1.9

Belgium generally does better on family life, though Montenegro leads in infant mortality.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Service Public Fédéral Finances (2016), Department of Public Revenues, Montenegro (2016). How we calculate this

Weather in Montenegro vs Belgium

Monthly averages — select a city to compare.

Brussels Rain: 32.3 in/yr (820 mm)
57° / 44°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Brussels Podgorica
Jan–Mar 45°/34°F (7°/1°C) 53°/38°F (12°/3°C)
Apr–Jun 63°/47°F (17°/8°C) 75°/56°F (24°/13°C)
Jul–Sep 70°/54°F (21°/13°C) 86°/66°F (30°/19°C)
Oct–Dec 50°/40°F (10°/4°C) 61°/45°F (16°/7°C)
View all months
Month Brussels Podgorica
Jan 42°/33°F (5.6°/0.7°C) 49°/35°F (9.5°/1.4°C)
Feb 44°/33°F (6.4°/0.6°C) 52°/38°F (11.3°/3.1°C)
Mar 50°/37°F (9.9°/2.9°C) 59°/42°F (15.1°/5.8°C)
Apr 56°/41°F (13.1°/4.8°C) 66°/48°F (19.1°/9.1°C)
May 64°/48°F (17.7°/8.9°C) 76°/56°F (24.3°/13.5°C)
Jun 68°/53°F (20.0°/11.5°C) 83°/63°F (28.2°/17.3°C)
Jul 72°/56°F (22.4°/13.6°C) 89°/69°F (31.8°/20.3°C)
Aug 72°/56°F (22.5°/13.4°C) 89°/68°F (31.7°/20.2°C)
Sep 66°/51°F (18.7°/10.8°C) 81°/62°F (27.3°/16.5°C)
Oct 58°/46°F (14.4°/7.6°C) 71°/53°F (21.7°/11.6°C)
Nov 48°/39°F (9.1°/3.7°C) 60°/44°F (15.4°/6.8°C)
Dec 44°/35°F (6.5°/1.9°C) 52°/37°F (11.1°/2.9°C)

Data: Institut Royal Météorologique Institut Royal Météorologique, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Can you move from Belgium to Montenegro?

Short-stay tourist visa rules between Belgium and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Belgium passport

Belgium passport holder visiting Montenegro

Visa Free
Belgium passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting Belgium

Visa Free
Montenegro passport holders can enter Belgium without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Belgium?

Generally yes: Montenegro runs about 37% cheaper than Belgium on average, though it depends heavily on the city.

How much money do I need to move to Montenegro?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €67,000 comparable salary, that's around €10,575 in Montenegro for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Montenegro?

With 32.3 fixed broadband subscriptions per 100 people, Montenegro can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Belgium and Montenegro.

Is Montenegro safe for expats?

Belgium generally does better on safety, though Montenegro leads in homicide rate. The homicide rate in Montenegro is 0.8 per 100,000 people, compared to 1.1 in Belgium.

How is healthcare in Montenegro compared to Belgium?

Montenegro generally does better on health & wellbeing, though Belgium leads in doctors per 10,000 people. There are 27.8 doctors per 10,000 people in Montenegro, compared to 35.7 in Belgium. Montenegro scores 72 on the WHO universal health coverage index (Belgium: 86).

What's the weather like in Montenegro compared to Belgium?

The average high temperature in Podgorica is 69°F, compared to 57°F in Brussels. Podgorica receives around 65.4 in of rainfall per year, while Brussels gets 32.3 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Belgium, the official languages are Dutch, French and German.

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At a Glance

BE ME
Population 11,941,781 623,129
Currency Euro (€) Euro (€)
Languages Dutch, French, German Montenegrin
Driving side Right Right
Calling code +32 +382
Time zones 1 1
Emergency number 112 112