Cost of living comparison

compared to

Toronto vs. Schenectady Cost of Living Summary

Toronto is 0.7% cheaper than Schenectady.

Restaurants
pay 16.6% less in Toronto
Groceries
pay 5.8% less in Toronto
Transportation
pay 13.0% more in Toronto
Housing
pay 6.7% more in Toronto
Childcare
pay 12.7% less in Toronto
Entertainment and Sports
pay 17.0% less in Toronto
Clothing
pay 6.1% more in Toronto

The cost of transportation, housing, and clothing in Toronto are more expensive than in Schenectady. Expenses including entertainment and sports, restaurants, childcare, and groceries are lower in Toronto.

Toronto vs. Schenectady Cost Breakdown

If you lived in Toronto instead of Schenectady, you would:

pay 16.6% less for restaurants

 
Schenectady
Toronto
Basic meal with drink at inexpensive restaurant $20.00
 
$17.53
CA$24.75
Fast food combo meal
McDonalds, or similar
$13.00
 
$10.52
CA$14.85
Bottle of Coca-Cola (11 fl. oz) $2.65
 
$2.08
CA$2.93

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pay 5.8% less for groceries

 
Schenectady
Toronto
Bread
1 loaf
$4.41
 
$2.74
CA$3.87
Local cheese (8 oz) $3.31
 
$4.56
CA$6.44
Milk (1 gallon) $3.94
 
$9.44
CA$13.33

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pay 13.0% more for transportation

 
Schenectady
Toronto
Gasoline (1 gallon) $4.01
 
$4.68
CA$6.60
Monthly public transit pass $55.00
 
$109.41
CA$154.46
New Volkswagen Golf 1.4 (standard edition) $36,344.34
 
$27,760.48
CA$39,188.08

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pay 6.7% more for housing

 
Schenectady
Toronto
Internet connection
50 mbps or faster, cable/dsl
$89.37
 
$47.87
CA$67.57
1-Bedroom apartment in downtown area $1,300.00
 
$1,584.56
CA$2,236.84
1-Bedroom apartment outside city center $1,100.00
 
$1,416.89
CA$2,000.15

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pay 12.7% less for childcare

 
Schenectady
Toronto
Private preschool for 1 child, monthly $1,493.75
 
$824.14
CA$1,163.40
Middle school for 1 child, two semesters $17,000.00
 
$23,500.21
CA$33,174.07

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pay 17.0% less for entertainment and sports

 
Schenectady
Toronto
Domestic/local beer (1 pint) $6.00
 
$6.31
CA$8.91
Cappuccino in mid-range area $5.20
 
$3.97
CA$5.61
Pack of cigarettes
Marlboro or similar
$13.24
 
$14.03
CA$19.80

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pay 6.1% more for clothing

 
Schenectady
Toronto
Regular jeans
Levi's brand
$40.00
 
$51.64
CA$72.90
Regular dress
from H&M or similar store
$39.77
 
$39.51
CA$55.77
Running shoes
Nike or Adidas
$112.50
 
$98.10
CA$138.48

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

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