Cost of living comparison

compared to

Schenectady vs. Toronto Cost of Living Summary

Schenectady is 0.7% more expensive than Toronto.

Restaurants
pay 19.9% more in Schenectady
Groceries
pay 6.2% more in Schenectady
Transportation
pay 11.5% less in Schenectady
Housing
pay 6.3% less in Schenectady
Childcare
pay 14.5% more in Schenectady
Entertainment and Sports
pay 20.4% more in Schenectady
Clothing
pay 5.8% less in Schenectady

The cost of entertainment and sports, restaurants, childcare, and groceries in Schenectady are more expensive than in Toronto. Expenses including transportation, housing, and clothing are lower in Schenectady.

Schenectady vs. Toronto Cost Breakdown

If you lived in Schenectady instead of Toronto, you would:

pay 19.9% more for restaurants

 
Toronto
Schenectady
Basic meal with drink at inexpensive restaurant $17.53
CA$24.75
$20.00
 
Fast food combo meal
McDonalds, or similar
$10.52
CA$14.85
$13.00
 
Bottle of Coca-Cola (11 fl. oz) $2.08
CA$2.93
$2.65
 

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pay 6.2% more for groceries

 
Toronto
Schenectady
Bread
1 loaf
$2.74
CA$3.87
$4.41
 
Local cheese (8 oz) $4.56
CA$6.44
$3.31
 
Milk (1 gallon) $9.44
CA$13.33
$3.94
 

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pay 11.5% less for transportation

 
Toronto
Schenectady
Gasoline (1 gallon) $4.68
CA$6.60
$4.01
 
Monthly public transit pass $109.41
CA$154.46
$55.00
 
New Volkswagen Golf 1.4 (standard edition) $27,760.48
CA$39,188.08
$36,344.34
 

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pay 6.3% less for housing

 
Toronto
Schenectady
Internet connection
50 mbps or faster, cable/dsl
$47.87
CA$67.57
$89.37
 
1-Bedroom apartment in downtown area $1,584.56
CA$2,236.84
$1,300.00
 
1-Bedroom apartment outside city center $1,416.89
CA$2,000.15
$1,100.00
 

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pay 14.5% more for childcare

 
Toronto
Schenectady
Private preschool for 1 child, monthly $824.14
CA$1,163.40
$1,493.75
 
Middle school for 1 child, two semesters $23,500.21
CA$33,174.07
$17,000.00
 

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pay 20.4% more for entertainment and sports

 
Toronto
Schenectady
Domestic/local beer (1 pint) $6.31
CA$8.91
$6.00
 
Cappuccino in mid-range area $3.97
CA$5.61
$5.20
 
Pack of cigarettes
Marlboro or similar
$14.03
CA$19.80
$13.24
 

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pay 5.8% less for clothing

 
Toronto
Schenectady
Regular jeans
Levi's brand
$51.64
CA$72.90
$40.00
 
Regular dress
from H&M or similar store
$39.51
CA$55.77
$39.77
 
Running shoes
Nike or Adidas
$98.10
CA$138.48
$112.50
 

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

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