Cost of living comparison

Sweden

compared to

Croatia

Zagreb vs. Ludvika Cost of Living Summary

Zagreb is 10.9% more expensive than Ludvika.

Restaurants: pay 8.6% less in Zagreb
Groceries: pay 27.4% less in Zagreb
Transportation: pay 11.5% less in Zagreb
Housing: pay 72.6% more in Zagreb
Childcare: pay 2.3 times more in Zagreb
Entertainment and Sports: pay 25.4% less in Zagreb
Clothing: pay 18.1% less in Zagreb

The cost of childcare and housing in Zagreb are more expensive than in Ludvika. Expenses including groceries, entertainment and sports, clothing, transportation, and restaurants are lower in Zagreb. Notably, childcare is significantly more expensive in Zagreb.

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Zagreb vs. Ludvika Cost Breakdown

If you lived in Zagreb instead of Ludvika, you would:

Display currency: USD

pay 8.6% less for restaurants

	Ludvika	Zagreb
Basic meal with drink at inexpensive restaurant	$13.75 SEK136.26	$12.32 HRK82.58	-10.4%
Fast food combo meal McDonalds, or similar	$10.00 SEK99.10	$8.12 HRK54.42	-18.8%
Bottle of Coca-Cola (11 fl. oz)	$2.62 SEK25.93	$3.04 HRK20.36	+16.1%
Bottle of water (11 fl. oz)	$2.18 SEK21.64	$2.59 HRK17.36	+18.6%
Average			-8.6%

Ludvika vs. Zagreb - Cost of restaurants

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pay 27.4% less for groceries

	Ludvika	Zagreb
Bread 1 loaf	$2.62 SEK25.93	$1.63 HRK10.95	-37.6%
Local cheese (8 oz)	$6.71 SEK66.56	$7.46 HRK50.04	+11.2%
Milk (1 gallon)	$6.55 SEK64.96	$4.78 HRK32.05	-27.0%
Eggs 1 dozen	$5.00 SEK49.55	$3.93 HRK26.33	-21.4%
Boneless chicken breast (1 lb)	$5.96 SEK59.03	$5.41 HRK36.30	-9.1%
Apples (1 lb)	$1.44 SEK14.27	$1.04 HRK6.96	-27.9%
Bananas (1 lb)	$1.51 SEK15.01	$0.79 HRK5.32	-47.6%
Oranges (1 lb)	$1.65 SEK16.33	$0.95 HRK6.35	-42.5%
Tomatoes (1 lb)	$1.87 SEK18.58	$1.15 HRK7.71	-38.6%
Potatoes (1 lb)	$0.66 SEK6.52	$0.60 HRK4.05	-8.0%
Onions (1 lb)	$0.79 SEK7.86	$0.53 HRK3.54	-33.5%
Average			-27.4%

Ludvika vs. Zagreb - Cost of groceries

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pay 11.5% less for transportation

	Ludvika	Zagreb
Gasoline (1 gallon)	$6.48 SEK64.22	$7.15 HRK47.92	+10.3%
Monthly public transit pass	??	$53.50 HRK358.68
New Volkswagen Golf 1.4 (standard edition)	$32,980.57 SEK327K	$27,993.39 HRK188K	-15.1%
Taxi trip in downtown area (5 miles)	$28.99 SEK287.39	$13.44 HRK90.08	-53.7%
Average			-11.5%

Ludvika vs. Zagreb - Cost of transportation

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pay 72.6% more for housing

	Ludvika	Zagreb
Internet connection 50 mbps or faster, cable/dsl	$46.99 SEK465.76	$40.80 HRK273.55	-13.2%
1-Bedroom apartment in downtown area	$449.87 SEK4,459.44	$869.66 HRK5,830.31	+93.3%
1-Bedroom apartment outside city center	$429.88 SEK4,261.24	$659.99 HRK4,424.62	+53.5%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$76.45 SEK757.81	$167.33 HRK1,121.83	+118.9%
Average			+72.6%

Ludvika vs. Zagreb - Cost of housing

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pay 2.3 times more for childcare

	Ludvika	Zagreb
Private preschool for 1 child, monthly	$216.60 SEK2,147.14	$494.08 HRK3,312.40	+128.1%
Middle school for 1 child, two semesters	??	$9,918.06 HRK66,491.85
Average			+128.1%

Ludvika vs. Zagreb - Cost of childcare

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pay 25.4% less for entertainment and sports

	Ludvika	Zagreb
Domestic/local beer (1 pint)	$7.00 SEK69.37	$3.36 HRK22.52	-52.0%
Cappuccino in mid-range area	$4.33 SEK42.94	$2.50 HRK16.73	-42.4%
Pack of cigarettes Marlboro or similar	$7.10 SEK70.36	$5.77 HRK38.66	-18.8%
Monthly membership at local gym	$29.99 SEK297.30	$50.32 HRK337.34	+67.8%
Movie ticket to theater/cinema	$16.00 SEK158.56	$8.96 HRK60.05	-44.0%
Average			-25.4%

Ludvika vs. Zagreb - Cost of entertainment and sports

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pay 18.1% less for clothing

	Ludvika	Zagreb
Regular jeans Levi's brand	$98.31 SEK974.47	$105.08 HRK704.49	+6.9%
Regular dress from H&M or similar store	$53.28 SEK528.20	$43.32 HRK290.43	-18.7%
Running shoes Nike or Adidas	$93.97 SEK931.53	$94.92 HRK636.35	+1.0%
Men's business shoes (leather)	$213.27 SEK2,114.10	$109.43 HRK733.62	-48.7%
Average			-18.1%

Ludvika vs. Zagreb - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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