Cost of living comparison

compared to

Ludvika vs. Zagreb Cost of Living Summary

Ludvika is 9.8% cheaper than Zagreb.

Restaurants
pay 9.4% more in Ludvika
Groceries
pay 37.8% more in Ludvika
Transportation
pay 13.0% more in Ludvika
Housing
pay 42.1% less in Ludvika
Childcare
pay 56.2% less in Ludvika
Entertainment and Sports
pay 34.1% more in Ludvika
Clothing
pay 22.1% more in Ludvika

The cost of groceries, entertainment and sports, clothing, transportation, and restaurants in Ludvika are more expensive than in Zagreb. Expenses including childcare and housing are lower in Ludvika.

Ludvika vs. Zagreb Cost Breakdown

If you lived in Ludvika instead of Zagreb, you would:

pay 9.4% more for restaurants

 
Zagreb
Ludvika
Basic meal with drink at inexpensive restaurant $12.32
HRK82.58
$13.75
SEK136.26
Fast food combo meal
McDonalds, or similar
$8.12
HRK54.42
$10.00
SEK99.10
Bottle of Coca-Cola (11 fl. oz) $3.04
HRK20.36
$2.62
SEK25.93

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pay 37.8% more for groceries

 
Zagreb
Ludvika
Bread
1 loaf
$1.63
HRK10.95
$2.62
SEK25.93
Local cheese (8 oz) $7.46
HRK50.04
$6.71
SEK66.56
Milk (1 gallon) $4.78
HRK32.05
$6.55
SEK64.96

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pay 13.0% more for transportation

 
Zagreb
Ludvika
Gasoline (1 gallon) $7.15
HRK47.92
$6.48
SEK64.22
Monthly public transit pass $53.50
HRK358.68
??
New Volkswagen Golf 1.4 (standard edition) $27,993.39
HRK188K
$32,980.57
SEK327K

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pay 42.1% less for housing

 
Zagreb
Ludvika
Internet connection
50 mbps or faster, cable/dsl
$40.80
HRK273.55
$46.99
SEK465.76
1-Bedroom apartment in downtown area $869.66
HRK5,830.31
$449.87
SEK4,459.44
1-Bedroom apartment outside city center $659.99
HRK4,424.62
$429.88
SEK4,261.24

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pay 56.2% less for childcare

 
Zagreb
Ludvika
Private preschool for 1 child, monthly $494.08
HRK3,312.40
$216.60
SEK2,147.14
Middle school for 1 child, two semesters $9,918.06
HRK66,491.85
??

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pay 34.1% more for entertainment and sports

 
Zagreb
Ludvika
Domestic/local beer (1 pint) $3.36
HRK22.52
$7.00
SEK69.37
Cappuccino in mid-range area $2.50
HRK16.73
$4.33
SEK42.94
Pack of cigarettes
Marlboro or similar
$5.77
HRK38.66
$7.10
SEK70.36

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pay 22.1% more for clothing

 
Zagreb
Ludvika
Regular jeans
Levi's brand
$105.08
HRK704.49
$98.31
SEK974.47
Regular dress
from H&M or similar store
$43.32
HRK290.43
$53.28
SEK528.20
Running shoes
Nike or Adidas
$94.92
HRK636.35
$93.97
SEK931.53

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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