Moving to Kentucky from Virginia

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What to Expect

A comprehensive look at what changes when you move from Virginia to Kentucky — from daily expenses to quality of life.

If you moved from Virginia to Kentucky, you would find that Kentucky is 18.4% cheaper than Virginia. A $75,000 salary in Virginia would need to be roughly $59,516 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Virginia to Kentucky.

What does your salary buy?

$75,000 $59,516

To maintain the same standard of living in Kentucky

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 16.1% less

Groceries

pay 23.4% less

Transportation

pay 13.8% less

Housing

pay 17.8% less

Childcare

pay 26.9% less

Entertainment and Sports

pay 19.3% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Virginia and Kentucky stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VA
232
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VA
1628
KY
1525

Kentucky performs significantly better than Virginia across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

VA
6.7%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

VA
35.3%
KY
38.2%

Virginia generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

VA
$360,700
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

VA
$1,514
KY
$933

Kentucky performs significantly better than Virginia across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

VA
90.1%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

VA
28 min
KY
24 min

Virginia generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

VA
3.4%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

VA
$69,111
KY
$50,135

Virginia performs better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

VA
77.6 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

VA
28%
KY
18%

Virginia performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Richmond Rain: 43.6 in/yr (1108 mm)
70° / 48°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Richmond Bowling Green
Jan–Mar 53°/32°F (12°/0°C) 52°/31°F (11°/-1°C)
Apr–Jun 78°/55°F (26°/13°C) 78°/55°F (25°/13°C)
Jul–Sep 86°/65°F (30°/19°C) 87°/64°F (30°/18°C)
Oct–Dec 61°/39°F (16°/4°C) 59°/38°F (15°/3°C)
View all months
Month Richmond Bowling Green
Jan 47°/28°F (8.6°/-2.1°C) 45°/26°F (7.2°/-3.1°C)
Feb 51°/31°F (10.7°/-0.8°C) 50°/30°F (10.0°/-1.3°C)
Mar 60°/37°F (15.6°/2.8°C) 60°/37°F (15.4°/2.8°C)
Apr 70°/46°F (21.3°/7.8°C) 70°/46°F (20.9°/7.6°C)
May 78°/55°F (25.5°/12.8°C) 78°/55°F (25.4°/12.8°C)
Jun 86°/65°F (30.1°/18.1°C) 86°/64°F (30.1°/17.7°C)
Jul 90°/69°F (32.1°/20.5°C) 89°/68°F (31.9°/19.9°C)
Aug 88°/67°F (30.9°/19.7°C) 89°/66°F (31.6°/18.9°C)
Sep 81°/60°F (27.3°/15.6°C) 82°/58°F (27.8°/14.4°C)
Oct 71°/48°F (21.7°/9.1°C) 71°/46°F (21.8°/7.9°C)
Nov 61°/39°F (16.3°/4.1°C) 59°/38°F (15.2°/3.1°C)
Dec 51°/31°F (10.4°/-0.3°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Virginia?

Generally yes: Kentucky runs about 21% cheaper than Virginia on average, though it depends heavily on the city.

How much money do I need to move to Kentucky?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $14,879 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.

Is Kentucky safe?

Kentucky performs significantly better than Virginia across all safety metrics.

How is healthcare in Kentucky compared to Virginia?

Virginia generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Kentucky compared to Virginia?

The average high temperature in Bowling Green is 69°F, compared to 70°F in Richmond. Bowling Green receives around 49.9 in of rainfall per year, while Richmond gets 43.6 in.

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