Moving to Virginia from Kentucky

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What to Expect

Everything you need to know before relocating from Kentucky to Virginia — costs, safety, healthcare, and practical first steps.

If you moved from Kentucky to Virginia, you would find that Virginia is 27.2% more expensive than Kentucky. A $75,000 salary in Kentucky would need to be roughly $95,400 in Virginia to maintain the same lifestyle. Louisville and Virginia Beach are about 540 mi apart.

Thinking of moving to Virginia? Get a shortlist of towns in Virginia that match your priorities: size, cost, taxes, safety, disaster risk, hospitals and transport. Find my towns →

Is Virginia cheaper than Kentucky?

Where you'll feel the difference day-to-day

Restaurants

pay 32.1% more

Groceries

pay 20.5% more

Transportation

pay 18.0% more

Housing

pay 38.0% more

Childcare

pay 29.8% more

Entertainment and Sports

pay 28.0% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Virginia?

What does your salary buy?

$75,000 → $95,400

To maintain the same standard of living in Virginia

Calculate with your salary →

Key Indicator Comparison

Key indicators for anyone considering a move from Kentucky to Virginia.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
220
VA
232
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
1525
VA
1628

Kentucky performs better than Virginia across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

KY
5.7%
VA
6.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

KY
38.2%
VA
35.3%

Virginia generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

KY
$192,300
VA
$360,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

KY
$933
VA
$1,514

Kentucky performs better than Virginia across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

KY
87.4%
VA
90.1%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

KY
24 min
VA
28 min

Kentucky generally does better on infrastructure, though Virginia leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

KY
3.5%
VA
3.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

KY
$50,135
VA
$69,111

Virginia performs significantly better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

KY
73.5 yrs
VA
77.6 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

KY
18%
VA
28%

Virginia performs significantly better than Kentucky across all family life metrics.

Weather in Virginia vs Kentucky

Monthly averages — select a city to compare.

Louisville Rain: 44.9 in/yr (1141 mm)
68° / 49°F

Avg. annual high / low

Richmond Rain: 43.6 in/yr (1108 mm)
70° / 48°F

Avg. annual high / low

Months Louisville Richmond
Jan–Mar 50°/32°F (10°/0°C) 53°/32°F (12°/0°C)
Apr–Jun 77°/57°F (25°/14°C) 78°/55°F (26°/13°C)
Jul–Sep 86°/66°F (30°/19°C) 86°/65°F (30°/19°C)
Oct–Dec 58°/40°F (14°/4°C) 61°/39°F (16°/4°C)
View all months
Month Louisville Richmond
Jan 43°/27°F (6.1°/-2.9°C) 47°/28°F (8.6°/-2.1°C)
Feb 48°/30°F (8.8°/-1.2°C) 51°/31°F (10.7°/-0.8°C)
Mar 58°/38°F (14.4°/3.2°C) 60°/37°F (15.6°/2.8°C)
Apr 69°/47°F (20.4°/8.5°C) 70°/46°F (21.3°/7.8°C)
May 77°/57°F (25.1°/13.9°C) 78°/55°F (25.5°/12.8°C)
Jun 85°/66°F (29.6°/18.9°C) 86°/65°F (30.1°/18.1°C)
Jul 89°/70°F (31.5°/21.1°C) 90°/69°F (32.1°/20.5°C)
Aug 88°/69°F (31.3°/20.3°C) 88°/67°F (30.9°/19.7°C)
Sep 82°/60°F (27.5°/15.8°C) 81°/60°F (27.3°/15.6°C)
Oct 70°/49°F (21.2°/9.4°C) 71°/48°F (21.7°/9.1°C)
Nov 58°/40°F (14.4°/4.2°C) 61°/39°F (16.3°/4.1°C)
Dec 46°/30°F (7.7°/-1.1°C) 51°/31°F (10.4°/-0.3°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Virginia than Kentucky?

No — Virginia is on average about 27% more expensive than Kentucky. City-level variation matters.

How much money do I need to move to Virginia?

Plan for at least 3 months of living expenses — roughly $23,850 in Virginia on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Virginia safe?

Kentucky performs better than Virginia across all safety metrics.

How is healthcare in Virginia compared to Kentucky?

Virginia generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Virginia compared to Kentucky?

The average high temperature in Richmond is 70°F, compared to 68°F in Louisville. Richmond receives around 43.6 in of rainfall per year, while Louisville gets 44.9 in.

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