Moving to Kentucky from North Carolina

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What to Expect

Everything you need to know before relocating from North Carolina to Kentucky — costs, safety, healthcare, and practical first steps.

If you moved from North Carolina to Kentucky, you would find that Kentucky is 10.0% cheaper than North Carolina. A $75,000 salary in North Carolina would need to be roughly $65,689 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from North Carolina to Kentucky.

What does your salary buy?

$75,000 $65,689

To maintain the same standard of living in Kentucky

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 3.4% less

Groceries

pay 17.8% less

Transportation

pay 14.1% less

Housing

pay 13.2% less

Childcare

pay 7.5% less

Entertainment and Sports

pay 8.2% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from North Carolina to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NC
379
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NC
1998
KY
1525

Kentucky performs significantly better than North Carolina across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NC
9.6%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NC
33.6%
KY
38.2%

North Carolina generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NC
$259,400
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NC
$1,162
KY
$933

Kentucky performs significantly better than North Carolina across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NC
88.7%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NC
25 min
KY
24 min

North Carolina generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NC
3.4%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NC
$59,308
KY
$50,135

North Carolina performs better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NC
76.1 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NC
22%
KY
18%

North Carolina performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Asheville Rain: 37.0 in/yr (940 mm)
67° / 46°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Asheville Bowling Green
Jan–Mar 52°/32°F (11°/0°C) 52°/31°F (11°/-1°C)
Apr–Jun 75°/53°F (24°/12°C) 78°/55°F (25°/13°C)
Jul–Sep 82°/62°F (28°/17°C) 87°/64°F (30°/18°C)
Oct–Dec 58°/38°F (15°/3°C) 59°/38°F (15°/3°C)
View all months
Month Asheville Bowling Green
Jan 47°/28°F (8.1°/-2.4°C) 45°/26°F (7.2°/-3.1°C)
Feb 50°/31°F (10.2°/-0.6°C) 50°/30°F (10.0°/-1.3°C)
Mar 58°/37°F (14.4°/2.9°C) 60°/37°F (15.4°/2.8°C)
Apr 67°/45°F (19.7°/7.3°C) 70°/46°F (20.9°/7.6°C)
May 75°/53°F (23.9°/11.7°C) 78°/55°F (25.4°/12.8°C)
Jun 82°/61°F (27.6°/16.1°C) 86°/64°F (30.1°/17.7°C)
Jul 85°/65°F (29.3°/18.1°C) 89°/68°F (31.9°/19.9°C)
Aug 84°/64°F (28.7°/17.7°C) 89°/66°F (31.6°/18.9°C)
Sep 77°/57°F (25.1°/13.8°C) 82°/58°F (27.8°/14.4°C)
Oct 68°/46°F (19.9°/7.9°C) 71°/46°F (21.8°/7.9°C)
Nov 58°/38°F (14.7°/3.1°C) 59°/38°F (15.2°/3.1°C)
Dec 49°/30°F (9.4°/-0.9°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than North Carolina?

Yes — Kentucky is on average about 12% cheaper than North Carolina. City-level variation can be significant.

How much money do I need to move to Kentucky?

Plan for at least 3 months of living expenses — roughly $16,422 in Kentucky on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Kentucky safe?

Kentucky performs significantly better than North Carolina across all safety metrics.

How is healthcare in Kentucky compared to North Carolina?

North Carolina generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Kentucky compared to North Carolina?

The average high temperature in Bowling Green is 69°F, compared to 67°F in Asheville. Bowling Green receives around 49.9 in of rainfall per year, while Asheville gets 37.0 in.

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