Moving to Maryland from North Carolina

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What to Expect

Everything you need to know before relocating from North Carolina to Maryland — costs, safety, healthcare, and practical first steps.

If you moved from North Carolina to Maryland, you would find that Maryland is 12.7% more expensive than North Carolina. A $75,000 salary in North Carolina would need to be roughly $84,500 in Maryland to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from North Carolina to Maryland.

What does your salary buy?

$75,000 → $84,500

To maintain the same standard of living in Maryland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 6.4% more

Groceries

pay 5.2% less

Transportation

pay 8.6% more

Housing

pay 23.6% more

Childcare

pay 54.1% more

Entertainment and Sports

pay 9.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 1% less than cities in North Carolina.

North Carolina

Durham 62%
Boone 59%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from North Carolina to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NC
379
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NC
1998
MD
2043

North Carolina performs better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NC
9.6%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NC
33.6%
MD
33.4%

Maryland generally does better on health & wellbeing, though North Carolina leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NC
$259,400
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NC
$1,162
MD
$1,662

North Carolina generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NC
88.7%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NC
25 min
MD
32 min

North Carolina generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NC
3.4%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NC
$59,308
MD
$69,127

Maryland generally does better on employment & economy, though North Carolina leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NC
76.1 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NC
22%
MD
29%

Maryland performs significantly better than North Carolina across all family life metrics.

What's the Climate Like?

Monthly averages — select a city to compare.

Charlotte Rain: 41.7 in/yr (1058 mm)
71° / 49°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Charlotte Annapolis
Jan–Mar 56°/34°F (14°/1°C) 50°/33°F (10°/0°C)
Apr–Jun 79°/56°F (26°/13°C) 77°/57°F (25°/14°C)
Jul–Sep 86°/65°F (30°/18°C) 86°/69°F (30°/20°C)
Oct–Dec 62°/40°F (17°/4°C) 59°/42°F (15°/6°C)
View all months
Month Charlotte Annapolis
Jan 51°/30°F (10.4°/-1.3°C) 44°/29°F (6.9°/-1.6°C)
Feb 55°/33°F (12.8°/0.4°C) 48°/31°F (9.0°/-0.5°C)
Mar 63°/39°F (17.3°/4.1°C) 57°/38°F (13.7°/3.5°C)
Apr 72°/47°F (22.2°/8.3°C) 68°/47°F (20.1°/8.6°C)
May 79°/56°F (26.1°/13.2°C) 77°/57°F (25.0°/13.7°C)
Jun 86°/65°F (30.0°/18.1°C) 86°/67°F (29.8°/19.2°C)
Jul 89°/68°F (31.7°/20.1°C) 89°/71°F (31.9°/21.9°C)
Aug 87°/67°F (30.8°/19.6°C) 87°/71°F (30.8°/21.4°C)
Sep 81°/60°F (27.4°/15.8°C) 81°/64°F (27.2°/17.6°C)
Oct 72°/49°F (22.1°/9.3°C) 69°/52°F (20.7°/10.9°C)
Nov 62°/39°F (16.9°/4.0°C) 59°/42°F (14.9°/5.3°C)
Dec 53°/32°F (11.6°/-0.1°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than North Carolina?

No — Maryland is on average about 13% more expensive than North Carolina. City-level variation matters.

How much money do I need to move to Maryland?

Plan for at least 3 months of living expenses — roughly $21,125 in Maryland on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Maryland safe?

North Carolina performs better than Maryland across all safety metrics.

How is healthcare in Maryland compared to North Carolina?

Maryland generally does better on health & wellbeing, though North Carolina leads in diabetes rate.

What's the weather like in Maryland compared to North Carolina?

The average high temperature in Annapolis is 68°F, compared to 71°F in Charlotte. Annapolis receives around 47.3 in of rainfall per year, while Charlotte gets 41.7 in.

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