Moving to Montenegro from New York

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What to Expect

Considering a move from New York to Montenegro? Here's how the two compare on cost, climate, safety, and more.

If you moved from New York to Montenegro, you would find that Montenegro is 34.3% cheaper than New York. A $75,000 salary in New York would need to be roughly €43,579 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 58°F in Albany, making it significantly warmer.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between New York and Montenegro.

What does your salary buy?

$75,000 €43,579

To maintain the same standard of living in Montenegro

Calculate with your salary →

How key spending categories compare

Restaurants

pay 21.5% less

Groceries

pay 44.6% less

Transportation

pay 6.3% less

Housing

pay 51.7% less

Childcare

pay 75.3% less

Entertainment and Sports

pay 53.5% less

See full cost of living breakdown
Exchange rate: 1 USD = 0.8717 EUR (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 42% less than cities in New York.

New York

Queens 73%
Ithaca 62%

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from New York to Montenegro.

Living there in 2020
317

people born in United States live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Montenegro compared to New York.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
ME
23.3%

Montenegro performs significantly better than New York across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
ME
82.0%

New York performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
ME
15.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
ME
$27,800

New York performs better than Montenegro across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

NY
77.7 yrs
ME
77.8 yrs

Montenegro performs significantly better than New York across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Albany Podgorica
Jan–Mar 37°/19°F (2°/-7°C) 53°/38°F (12°/3°C)
Apr–Jun 68°/47°F (20°/8°C) 75°/56°F (24°/13°C)
Jul–Sep 78°/58°F (26°/14°C) 86°/66°F (30°/19°C)
Oct–Dec 48°/31°F (9°/-1°C) 61°/45°F (16°/7°C)
View all months
Month Albany Podgorica
Jan 31°/15°F (-0.8°/-9.7°C) 49°/35°F (9.5°/1.4°C)
Feb 35°/17°F (1.4°/-8.2°C) 52°/38°F (11.3°/3.1°C)
Mar 44°/26°F (6.9°/-3.5°C) 59°/42°F (15.1°/5.8°C)
Apr 58°/37°F (14.6°/2.9°C) 66°/48°F (19.1°/9.1°C)
May 69°/47°F (20.8°/8.4°C) 76°/56°F (24.3°/13.5°C)
Jun 78°/56°F (25.5°/13.6°C) 83°/63°F (28.2°/17.3°C)
Jul 82°/61°F (27.9°/16.3°C) 89°/69°F (31.8°/20.3°C)
Aug 80°/60°F (26.9°/15.5°C) 89°/68°F (31.7°/20.2°C)
Sep 72°/52°F (22.3°/10.9°C) 81°/62°F (27.3°/16.5°C)
Oct 60°/40°F (15.4°/4.2°C) 71°/53°F (21.7°/11.6°C)
Nov 48°/31°F (8.8°/-0.3°C) 60°/44°F (15.4°/6.8°C)
Dec 36°/21°F (2.1°/-6.0°C) 52°/37°F (11.1°/2.9°C)

Data: National Weather Service National Weather Service, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

United States passport

United States passport holder visiting Montenegro

Visa Free
United States passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting United States

Visa Required
Montenegro passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than New York?

On average Montenegro is about 33% less expensive than New York, with major cities narrowing the gap.

How much money do I need to move to Montenegro?

Budget about €10,895 for 3 months in Montenegro (based on a $75,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Montenegro?

From major Montenegro cities the network usually holds up. Visa rules, your employer's stance on overseas employees, and tax residency in New York and Montenegro are what actually decide it long-term.

How is healthcare in Montenegro compared to New York?

Montenegro performs significantly better than New York across all health & wellbeing metrics.

What's the weather like in Montenegro compared to New York?

The average high temperature in Podgorica is 69°F, compared to 58°F in Albany. Podgorica receives around 65.4 in of rainfall per year, while Albany gets 39.4 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In New York, the official language is English.

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At a Glance

ME
Population 19,378,102 604,966
Currency United States Dollar ($) Euro (€)
Languages English Montenegrin
Driving side Right Right
Calling code +1 +382
Time zones 11 1
Emergency number 911 112