Moving to Hawaii from New York

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What to Expect

Considering a move from New York to Hawaii? Here's how the two compare on cost, climate, safety, and more.

If you moved from New York to Hawaii, you would find that Hawaii is 16.1% more expensive than New York. A $75,000 salary in New York would need to be roughly $91,140 in Hawaii to maintain the same lifestyle. Expect a noticeable climate shift — Honolulu averages 84°F vs 58°F in Albany, making it significantly warmer.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between New York and Hawaii.

What does your salary buy?

$75,000 $91,140

To maintain the same standard of living in Hawaii

Calculate with your salary →

How key spending categories compare

Restaurants

pay 32.4% more

Groceries

pay 62.9% more

Transportation

pay 4.5% more

Housing

pay 23.1% more

Childcare

pay 20.4% less

Entertainment and Sports

pay 1.9% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

The numbers behind daily life in Hawaii compared to New York.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
HI
187
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
HI
1672

Hawaii performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
HI
3.6%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
HI
25.6%

Hawaii generally does better on health & wellbeing, though New York leads in diabetes rate.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
HI
$808,200
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
HI
$1,938

New York generally does better on what about housing?, though Hawaii leads in homeownership rate.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
HI
91.2%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
HI
26 min

Hawaii performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
HI
2.2%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
HI
$64,124

Hawaii generally does better on employment & economy, though New York leads in gdp per capita.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
HI
80.7 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
HI
25%

New York generally does better on family life, though Hawaii leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AlbanyRain: 39.4 in/yr (1000 mm)
58°/39°F

Avg. annual high / low

HonoluluRain: 17.1 in/yr (434 mm)
84°/71°F

Avg. annual high / low

MonthsAlbanyHonolulu
Jan–Mar37°/19°F (2°/-7°C)80°/67°F (27°/19°C)
Apr–Jun68°/47°F (20°/8°C)85°/71°F (29°/22°C)
Jul–Sep78°/58°F (26°/14°C)89°/74°F (31°/24°C)
Oct–Dec48°/31°F (9°/-1°C)84°/71°F (29°/22°C)
View all months
MonthAlbanyHonolulu
Jan31°/15°F (-0.8°/-9.7°C)80°/66°F (26.7°/19.1°C)
Feb35°/17°F (1.4°/-8.2°C)80°/66°F (26.8°/18.9°C)
Mar44°/26°F (6.9°/-3.5°C)81°/68°F (27.3°/19.8°C)
Apr58°/37°F (14.6°/2.9°C)83°/69°F (28.2°/20.8°C)
May69°/47°F (20.8°/8.4°C)85°/71°F (29.2°/21.6°C)
Jun78°/56°F (25.5°/13.6°C)87°/73°F (30.6°/23.0°C)
Jul82°/61°F (27.9°/16.3°C)88°/74°F (31.1°/23.6°C)
Aug80°/60°F (26.9°/15.5°C)89°/75°F (31.5°/23.9°C)
Sep72°/52°F (22.3°/10.9°C)89°/74°F (31.4°/23.6°C)
Oct60°/40°F (15.4°/4.2°C)87°/73°F (30.4°/23.0°C)
Nov48°/31°F (8.8°/-0.3°C)84°/71°F (28.8°/21.9°C)
Dec36°/21°F (2.1°/-6.0°C)81°/68°F (27.3°/20.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Hawaii than New York?

On average Hawaii is around 22% pricier than New York, with notable variation by city.

How much money do I need to move to Hawaii?

Budget about $22,785 for 3 months in Hawaii (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Hawaii safe?

Hawaii performs significantly better than New York across all safety metrics.

How is healthcare in Hawaii compared to New York?

Hawaii generally does better on health & wellbeing, though New York leads in diabetes rate.

What's the weather like in Hawaii compared to New York?

The average high temperature in Honolulu is 84°F, compared to 58°F in Albany. Honolulu receives around 17.1 in of rainfall per year, while Albany gets 39.4 in.

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