Moving to Montana from New Jersey

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What to Expect

Everything you need to know before relocating from New Jersey to Montana — costs, safety, healthcare, and practical first steps.

If you moved from New Jersey to Montana, you would find that Montana is 11.4% cheaper than New Jersey. A $75,000 salary in New Jersey would need to be roughly $63,042 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from New Jersey to Montana.

What does your salary buy?

$75,000 $63,042

To maintain the same standard of living in Montana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.0% less

Groceries

pay 16.0% less

Transportation

pay 21.3% less

Housing

pay 5.4% less

Childcare

pay 21.0% less

Entertainment and Sports

pay 13.9% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 23% less than cities in New Jersey.

New Jersey

Princeton 87%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from New Jersey to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NJ
215
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NJ
1481
MT
1815

New Jersey performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NJ
7.1%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NJ
30.0%
MT
31.8%

New Jersey generally does better on health & wellbeing, though Montana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NJ
$427,600
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NJ
$1,653
MT
$1,031

Montana performs significantly better than New Jersey across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NJ
91.9%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NJ
31 min
MT
19 min

New Jersey generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NJ
4.5%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NJ
$70,788
MT
$52,945

New Jersey generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NJ
77.5 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NJ
29%
MT
23%

New Jersey performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Trenton Rain: 46.5 in/yr (1180 mm)
63° / 44°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Trenton Helena
Jan–Mar 44°/27°F (7°/-3°C) 40°/18°F (4°/-8°C)
Apr–Jun 71°/51°F (22°/10°C) 67°/41°F (19°/5°C)
Jul–Sep 82°/62°F (28°/17°C) 81°/50°F (27°/10°C)
Oct–Dec 54°/36°F (12°/2°C) 45°/22°F (7°/-6°C)
View all months
Month Trenton Helena
Jan 39°/23°F (3.9°/-4.9°C) 33°/13°F (0.7°/-10.6°C)
Feb 42°/26°F (5.7°/-3.4°C) 39°/17°F (3.7°/-8.4°C)
Mar 51°/32°F (10.5°/-0.1°C) 48°/24°F (9.0°/-4.3°C)
Apr 61°/41°F (16.3°/5.0°C) 58°/32°F (14.3°/0.1°C)
May 72°/51°F (22.1°/10.3°C) 67°/41°F (19.5°/4.9°C)
Jun 81°/60°F (27.1°/15.7°C) 76°/49°F (24.3°/9.2°C)
Jul 85°/66°F (29.6°/18.9°C) 86°/54°F (29.8°/12.4°C)
Aug 84°/64°F (28.7°/17.9°C) 85°/52°F (29.2°/11.2°C)
Sep 76°/56°F (24.5°/13.6°C) 73°/43°F (22.6°/6.2°C)
Oct 65°/44°F (18.3°/6.8°C) 59°/33°F (14.8°/0.3°C)
Nov 54°/37°F (12.5°/2.7°C) 43°/22°F (6.2°/-5.6°C)
Dec 43°/28°F (6.2°/-2.4°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than New Jersey?

Yes — Montana is on average about 16% cheaper than New Jersey. City-level variation can be significant.

How much money do I need to move to Montana?

Plan for at least 3 months of living expenses — roughly $15,760 in Montana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Montana safe?

New Jersey performs better than Montana across all safety metrics.

How is healthcare in Montana compared to New Jersey?

New Jersey generally does better on health & wellbeing, though Montana leads in diabetes rate.

What's the weather like in Montana compared to New Jersey?

The average high temperature in Helena is 58°F, compared to 63°F in Trenton. Helena receives around 11.2 in of rainfall per year, while Trenton gets 46.5 in.

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